Do Your Valuable Items Actually Require Personal Articles Floater Insurance?
TLTR: This article discusses insuring expensive personal articles—and demonstrates how your personal belongings reflect who you are. It also reflects what all items are covered in personal articles floater insurance policies.
Ownership of a valuable item can have meaning on several different levels. It can have deep sentimental value, such as a pocket watch once owned by your great grandfather. Or it can have cultural significance, like a valuable painting by an acclaimed artist. While it may not be unusual for someone to own an item or two they hold very dear, having a personal article floater policy isn’t commensurately as common.
In this blog
What Is Personal Articles Floater Insurance?
What Does a Personal Articles Floater Cover?
- Fine Art
- Sporting Equipment
- Musical Instruments
- Postage Stamps
- Rare Coins and Collections
- Electronic Devices
- Golf Equipment
- Miscellaneous items which are valuable but can’t be categorized
If you own a pedometer, a Fitbit, a treadmill, or limited-edition running shoes, it doesn’t take a genius to figure out that, for you, staying active is a must. But it has to be with style, and probably with the latest technology, as well.
As dedicated to exercise as you may be, it’s sometimes hard to stay motivated. And it’s easy to get annoyed by even minor inconveniences. For example, if your wireless Bluetooth earpiece craps out on you, you’re very likely to have a bad morning. Make sure you have your gadgets and equipment insured with a personal articles floater insurance.
If you own more silverware than utensils that you use daily, you’re someone who probably likes to stay connected to your roots. You definitely have a deep connection to the past and the finer things in life.
Owning designer bedsheets betrays a sensitive, sensual nature. Comfort isn’t enough—you need for things to be pleasing to the eye, as well. That often comes with a high price-tag attached, so why not take the extra step and get that personal articles floater insurance today?
You’re a thinker—perhaps an intellectual. You value books not just for what they say but as objects of beauty in themselves. You are someone who cherishes all things vintage.
You are someone who really enjoys traveling. You probably saw the Indiana Jones movies very early in life and are now on a mission to collect all the valuable things you come across. Well, as many as you can, at least. We wouldn’t be surprised if you had a whole room of extremely rare items in your home. We just hope that you have insured them with a personal articles floater policy.
Vintage Camera and Mirrors
You love looking at pretty things, including your reflection in the mirror. There’s a certain sense of pride in you regarding your physical appearance. You are also generous and fiercely protective of your loved ones.
You could accurately be described as luxury-loving. Besides the vintage camera and mirrors, we are sure you also have big beautiful rugs and furs at home.
There are high levels of creativity as well empathy in you. You see the value in art not just because of its intrinsic beauty, but also because you can almost see through the eyes of the artist. You understand why they were motivated to create. Because of all this, you tend to get emotional whenever you look at a really good piece of art.
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