Top Agents Near You in Austin, Tx

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Robert Brown- Austin

Robert Brown

“Working for 5 years as an insurance agent has taught me that one-size-fits-all doesn’t apply to insurance. That is why I focus on understanding every individual’s coverage requirement to help them get the right insurance policy.”

Insurance Products – Business Insurance, Life Insurance, Health Insurance
📍Austin, Texas, 78741
Liz- Health - Austin

Liz Escobar

Insurance Products – Life Insurance, Health Insurance
📍Austin, Texas, 78701

Kelly Partlow

“I have seen people struggle to find the right insurance policy and overpaying for the coverages; that’s when I thought of helping them out. I am specialized in providing insurance policies to businesses and individuals for 4 years.”
Insurance Products – Personal Insurance, Business Insurance
📍Austin, Texas, 78747
With an estimated population of 9,61,855, Austin is an incredible place to live, work, play and invest. Austin is a bustling city with many things to do, but it’s also important to consider insurance options. There are several different policies available, which can make choosing the ideal one difficult. 

Thankfully, there are insurance agents in Austin, who can help you understand your insurance needs and help you find the right policy. 

Find insurance agents near your cities in Texas

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Austin Insurance Agents

Popular Coverages in Austin

Residents of Austin must have insurance for their life, vehicle, and home. Finding the best insurance provider for you in Austin requires some research since there are so many to select from. Here are some of the insurance coverages that you may need to discuss with your agents: 

Home Insurance 

  • Personal Property   Coverage 
  • Personal Liability 
  • Protection 
  • Dwelling Coverage 
  • Medical Payments Coverage 
  • Additional Living Expenses (ALE)/Loss of Rent 
  • Flood Insurance 

Auto Insurance

  • Bodily Injury Liability 
  • Property Damage Coverage 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage  
  • Personal Injury Protection (PIP)
  • Towing and Labour Coverage
  • Rental Reimbursement Coverage

Business Insurance 

  • Business Owners’ Policy (BOP) 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 
  • Risk Engineering Insurance

Life Insurance 

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 

Average Insurance Rates in Austin

Homeowners in Austin, having $200K dwelling coverage, pay an average cost of $1,156. The city is not typically bait for major hurricanes or other weather-related events so you can breathe easy knowing that your coverage is enough.  

Type of Insurance Average Annual Premium Rates
Car Insurance $1796
Home Insurance $2596 (additional coverage up to $400K) 
Business Insurance $300 -$5,000 (per coverage) 
Life Insurance $633 

Note: The price given may vary as per your insurance provider and the intensity of risk. 

Frequently Asked Questions

What are the main types of insurance that you need in Austin?

You’re mainly required to have auto, home, life, business, renters’ insurance. Other insurance requirements depend upon individual needs.  

What type of vehicle insurance coverage is required in Austin, Tx?

The law requires minimum coverage of $20,000 per injured person, up to a total of $40,000 for everyone hurt in an accident, and $15,000 for property damage. This basic coverage is called 20/40/15 coverage.  

Does a student in Austin require auto insurance?

If you are a student with a learner’s permit, you aren’t legally required to have car insurance, but your insurance company must be fully aware of the fact that your car is used by a teen learning to drive. 

Why is home insurance in Austin expensive?

Home insurance in Austin is expensive for a variety of reasons. The most common reason is that the city is located in a high-risk area prone to hurricanes and tornadoes. As a result, insurance companies charge higher premiums to cover the increased risk of damage to homes in Austin. 

What type of business insurance do business owners in Austin require?

Business owners most commonly require general liability insurance. This insurance protects businesses from claims arising from injuries or property damage caused by the business’ operations. Plus, businesses in Austin are also required to carry workers’ compensation insurance, which covers employees who are injured or become ill as a result of their job. 

How much home insurance do I need in Austin?

You should have enough dwelling insurance to cover the cost of rebuilding your home, and enough personal property coverage to replace all of your personal items. Consider your financial assets, like your income and savings, to determine your liability coverage needs. 

How much does home insurance in Austin cost?

The average cost of home insurance in Austin is $1,320 per year for $250K in dwelling coverage. For comparison, the average Texas homeowner pays $1,860 per year for the same amount of coverage. However, you may pay more or less than the citywide average rate based on factors like your home’s characteristics, your credit-based insurance score and claims history. 

How can I save money on car insurance in Austin?

Maintain a clean driving record, keep tabs on your credit score, and shop around for the best deal on your insurance. Even if you’re satisfied with current coverage, you should look around for a new insurance every year to make sure you’re getting the best prices. 
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