Top Agents Near You in Lancaster, Pa

Find the Right Agents for Your Insurance Needs

JoeSpeer Life Insurance - Life insurance agent in georgia

Candace Sterling

With my help, customers will see the value in having the right insurance policy.”

Insurance Products – Truck Insurance

📍Lancaster, Pennsylvania, 17603

Jerrold Baylor

 ✔ verified 

Associated Carriers – Berkshire Life Insurance OF America, C.M. Life Insurance, Guardian Insurance and Annuity, Guardian Life Insurance, Massaschusetts Mutual

“Don’t Stress, let us handle your insurance company for you.”

Insurance Products – Life Insurance, Business Insurance

📍Sharon Hill, Pennsylvania, 19079
JoeSpeer Life Insurance - Life insurance agent in georgia

Markeith Fuggs

Associated Carriers – Americo, Aetna, Great Western, American General, Mutual of Omaha, Trans America, John Hancock, Athene, Prosperity

“I’m a man of dignity, honesty and integrity.  I aim to get the best protection for my clients based on their budget.” 

Insurance Products – Life insurance

📍Philadelphia, Pennsylvania, 19124

Lancaster is one of the oldest inland cities in the United States with a rich architectural heritage. And while it’s a great city to live in, all its residents require insurance to stay covered against unexpected catastrophes.

The residents of Lancaster can get different kinds of insurance like personal insurance, business insurance, life insurance, to stay protected from heavy financial burdens resulting from human errors or natural disasters.

If you are new to the world of insurance and unaware about the process of getting the right coverage, get started by connecting with top insurance agents in Lancaster near you.


Why Choose Agency Height? 

Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverages in Lancaster

The state of Pennsylvania has made car insurance and certain commercial insurance mandatory. Hence, based on the legal requirements and recommended coverage, here are some of the popular policies in the state:

Home Insurance 

  • Personal Liability Protection
  • Dwelling Coverage 
  • Personal Property 
  • Additional Living Expenses (ALE) 
  • Medical Payments Coverage 
  • Flood Insurance

Car Insurance

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage  
  • Personal Injury Protection (PIP) 

Business Insurance 

  • Business Owners’ Policy (BOP) 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 

Life Insurance 

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 

2023 Average Insurance Rates in Lancaster, Pa

The best way to get the cheapest premiums on insurance policies is to compare as many quotes as possible from multiple carriers. Also, requesting for a quote will help you get an estimated cost based on your requirements and the conditions you fulfill. 

Therefore, consulting insurance agents in Lancaster is the best way to get the right coverage. Here are the average insurance rates in Lancaster to help you get started on your insurance buying journey. 

Type of Insurance Average Annual Premium Rates
Car Insurance $1,584 (full coverage) 
Home Insurance $625
Business Insurance
  • General Liability Insurance-$1056       
  • Commercial Auto Insurance-$1704     
  • Workers’ Comp-$1.26 per $100 in covered payroll   
  • Business Owners’ Policy-$127
Life Insurance $658 

[Note: Insurance premiums are subject to price fluctuations depending on factors like size, location, risk factors involved, coverage limit, and more.] 

How to find the best insurance agents in Lancaster, Pennsylvania?

If you are looking for the best insurance agent near you and can’t decide on how to pick the right one, here are a few factors you might want to consider: 


When searching for insurance agents in Lancaster, budget is always an important factor to consider. You want to make sure that the agent you choose can offer you insurance coverage at an affordable price range that fits your budget. Shop around and compare rates between different insurance companies to find the best deal for your needs.  

Customer Service

Customer service should also be a key consideration when choosing an insurance agent. Look for agents who are knowledgeable about insurance products and have good customer service skills. It’s vital to look for insurance agents willing to guide you through understanding what coverage works best for you and your family.  


When it comes to claims and other insurance-related issues, timely responses are essential. An efficient and reliable insurance agent should be willing to respond to your queries in a timely manner. The best agents will also provide timely updates on the status of your claims or other requests and ensure that everything is handled orderly.  

At Agency Height, our experienced insurance agents are committed to providing excellent service and quality assurance. Our Lancaster insurance agents have the knowledge and experience to provide you with the best insurance policies at competitive rates that fit your budget. Get in touch with a Lancaster insurance agent in your area today to get started. 

Frequently Asked Questions

How much does it cost to insure a car on average in Lancaster?

The residents of Lancaster can expect to pay $369 for minimum coverage and $1584 for full coverage annually. The best way to get an estimated amount is to consult with an insurance agent and compare quotes from multiple carriers. 

Which are the cheapest home insurance companies in Lancaster?

The cheapest home insurance companies in Lancaster for 2022 are Allstate, Farmers, Erie, Travelers, Chubb, Nationwide, USAA, and State Farm. You can compare multiple quotes to get the cheapest rates. 

What is the recommended home insurance in Lancaster?

We recommend homeowners in Lancaster to get a policy that includes personal property coverage, liability coverage, dwelling coverage, medical payments coverage, and additional living expenses (ALE) coverage.  

Is car insurance mandatory in Lancaster?

Yes, drivers in Lancaster have to get a minimum coverage that includes $15000 in bodily injury coverage with $30,000 limit per accident, $5000 in property coverage, and $5000 in personal injury protection. 

What kinds of business insurance policies are available in Lancaster?

Small business owners in Lancaster can get different kinds of business insurance policies like general liability insurance, professional liability insurance, commercial auto insurance, commercial property insurance, cyber liability insurance, contractors’ insurance, and more. 

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