Auto Insurance Agents in Pennsylvania

Locating auto insurance agents in Pennsylvania is easy through Agency Height. You can find agents living in various cities of PA, such as car insurance agents in Lititz, PA, car insurance agents in Connellsville, PA, car insurance agents in York, PA, car insurance agents in Natrona Heights, PA, and so on.

You will typically need the year, make, and model of your vehicle, its vehicle identification number (VIN), as well as the name, date of birth, and driver’s license number of each driver living in your home, in order to obtain an auto insurance policy. Your Social Security number can also be required. Although you can ask an agent to quote a variety of coverage alternatives if you would want to compare them, having a general concept of the policy types you want quotes for can also be helpful.

Auto insurance cost in Pennsylvania is generally low. While the average rate of full coverage car insurance in the U.S. is $1,771 per year, full coverage car insurance in Pennsylvania is only $2,002 per year on average. For minimum coverage, the cost of car insurance in $441.

Your car insurance company is required to pay the amount necessary to return the motor vehicle to its same condition just prior to the damage. At your request, you may obtain information from the insurance company regarding repair facilities within a reasonable distance of where the motor located-
and where work will be operated. You are not required to use any specific repair shop.

There are a few things you can do to find the best car insurance in Pennsylvania. First, make sure you are familiar with the different types of coverage available. Second, get quotes from several different insurers. Finally, read the policy documents of your Pennsylvania auto insurance plan carefully to be sure you understand what is covered.

All drivers in Pennsylvania are required to have liability insurance. This type of coverage pays for damages to other people and property if you are at fault in an accident. It is illegal to drive without insurance. You will need to show proof of insurance when you register your vehicle or renew your registration.

Pennsylvania’s Assigned Risk Plan is a program that offers automobile insurance to those who are unable to obtain coverage. All insurance companies writing automobile insurance in the commonwealth are required to participate in the plan. Applicants are assigned to insurance companies in proportion to the amount of business each company writes in the commonwealth. You may contact the plan’s customer service office at (401) 946-2800, or toll-free at (800) 477-6146.

The minimum required coverages in Pennsylvania are:

Medical Benefits — This pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage. Higher limits are available.

Bodily Injury Liability — If you injure someone in a car accident, this coverage pays their medical and rehabilitation expenses and any damages for which you are found liable. The minimum limit is $15,000/
$30,000. The $15,000 pays for injuries to one person, while the $30,000 represents the total available for one accident.

Property Damage Liability — If you damage someone’s property in an accident and you are at fault, this coverage pays for it. The minimum limit is $5,000 of coverage. Some companies offer a single limit of $35,000, which meets the bodily injury liability and property damage liability minimum requirements.

The Department of Transportation can suspend your vehicle’s registration if you do not maintain the required insurance. Additionally, your driver’s license may be suspended if you operate the vehicle
without the required insurance.