North Dakota lies in the Upper Midwest part of USA and is home to over 774948 people. Nicknamed “The Peace Garden State”, North Dakota is known for its natural resources, landscape, honey production, wheat production, Native American culture, oil production, and minerals. While North Dakota is a great place to call home, its residents should be wary of natural perils and day-to-day risks like heat, wildfires, drought, and inland flooding. Hence, insurance is essential for everyone in North Dakota to protect their prized assets, including businesses.
North Dakota has over 1900 licensed insurance agents. If you are searching for the right coverage, you can connect with our local insurance agents in North Dakota to get tailored policies designed to meet your needs and budget. Our local insurance agents in North Dakota will help you determine the best type of coverage by comparing quotes from multiple carriers.
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Find Agents for Different Coverages in North Dakota
Popular Insurance Coverage in North Dakota
Home Insurance
- Personal Liability Protection
- Dwelling Coverage
- Personal Property
- Additional Living Expenses (ALE)
- Medical Payments Coverage
- Flood Insurance
Car Insurance
- Bodily Injury Liability
- Property Damage Liability
- Uninsured/Underinsured Motorist Coverage
- Collision/Comprehensive Coverage
- Personal Injury Protection (PIP)
Business Insurance
- Business Owners’ Policy (BOP)
- General Liability Insurance
- Workers’ Compensation Insurance
- Professional Liability Insurance
- Commercial trucking Insurance
- Commercial Auto insurance
Life Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
Find Insurance Agents Near Your Cities in North Dakota
Average Insurance Cost in North Dakota
Average insurance rates in North Dakota can vary depending on the type of insurance you are looking for. However, here’s what you can expect to pay for different coverage in North Dakota.
Type of InsuranceAverage Premium Rates
- Car Insurance $1230
- Homeowners Insurance $2128
- Business Insurance $780-$1332
- Life Insurance $462
Frequently Asked Questions
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What is the average home insurance cost in North Dakota?
The average cost of home insurance in North Dakota is $2128.
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How much does car insurance cost in North Dakota?
On average, car insurance costs $1230 in North Dakota. We recommend that you consult with local insurance agents in North Dakota to get an accurate estimate for your requirements.
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Which are the best insurance companies in North Dakota?
The best insurance companies in North Dakota are State Farm, Auto-Owners, Geico, Grinnell, American Family Insurance, and Country Financial.