Top Agents Near You in Winston Salem, NC

Right Agents. Extensive Coverages. Affordable Quotes.

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Thomas Fleming

“Protecting families with a piece of mind that their biggest assets are protected.”

Insurance Products – Life insurance

📍Winston Salem, North Carolina,
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Robert Chester

 ✔ verified 

“Professional expert insurance advice with great rates and service for the qualified client.”

Insurance Products – P&C insurance

📍Davidson, North Carolina, 28036
JoeSpeer Life Insurance - Life insurance agent in georgia

Alexis Starks

I believe my client is always right, and it’s my duty to put their hopes into perspective.

📍North Carolina, United States

Winston Salem is the county seat of Forsyth County in North Carolina, USA. It is the fifth-most populous city in North Carolina with 249,545 people and the 90th most populous city in the United States. 

With a high population, Winston Salem isn’t immune to various risks. These risks can lead to financial hardship for residents without proper insurance. With that in mind, having the proper insurance in place is critical.

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Coverages in Winston Salem

Insurance agents in Winston Salem can provide you with a variety of coverages to meet your specific needs. Home insurance, auto insurance, life insurance, and health insurance are examples of these. 

You may require something additional from the policy that is available to you at times. Because each type of insurance has its own set of benefits and features, working with an experienced insurance agent to choose the right policy for your needs is critical. 

Here are some of the most common policies in Winston Salem.

Home Insurance 

  • Personal Liability Coverage  
  • Dwelling Coverage  
  • Coverage for Structures in the Property  
  • Medical Payments Coverage  

Car Insurance

  • Liability Coverage 
  • Coverage for Damage to your Auto 
  • Medical Payment Coverage 
  • Uninsured/ Underinsured motorist coverage 
  • Coverage for Rented Vehicles 

Health Insurance 

  • Health Maintenance Organizations 
  • Preferred Provider Organizations 
  • Point-of-Service (POS) Plans 
  • High-Deductible Health Plans (HDHP)

Life Insurance 

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance

Average Insurance Rates in Winston Salem

Insurance rates in Winston Salem are lower than the North Carolina national average for various coverages. Car and home insurance rates in the state are fairly lower than the national average. Individuals’ life and health insurance rates, on the other hand, can vary depending on their needs.

The average rate for different types of insurance is listed below: 

Type of Insurance Average Annual Premium Rates
Car Insurance $1,055 
Home Insurance $1,125
Life Insurance $624 
Health Insurance $513 

Frequently Asked Questions

Is car insurance less expensive in North Carolina or South Carolina?

Yes, North Carolina car insurance is less expensive than South Carolina car insurance. North Carolina auto insurance rates are an average of $340 per year less than South Carolina’s, owing to a lower rate of car accidents and weather-related vehicle damage. 

Is insurance required to obtain tags in North Carolina?

State law (G.S. 20-309) requires all vehicles with a valid North Carolina registration to have continuous liability insurance provided by a company licensed to do business in North Carolina. Policies from other states are not accepted.

What is a reasonable annual health insurance deductible?

The IRS has regulations regarding high deductibles and out-of-pocket maximums. A deductible of at least $1,400 for an individual and $2,800 for a family plan is required for an HDHP. People typically choose an HDHP in conjunction with a Health Savings Account (HSA). 

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