A life insurance quote, in and of itself, is almost useless. In my sixteen years' experience, I've seen too many quotes come back as rated, or reduced, offers. Or, even worse, declined. Besides, "lowball" quotes based on youth and extremely good health are simply unethical. At My Insurance Advisor, we deal in honesty and reality.Let me ask you a question: have you ever been to a doctor thinking something was wrong, and it turned out to be something else entirely? I have.At My Insurance Advisor, we do a deeper dive than regular agents. We'll discuss your goals, your plans, and then arrive at the best solution tailored for you personally.All things considered, wouldn't you rather have that level of attention and expertise than "just a quote"? As far as price goes, don't worry. We have access to almost ninety A-rated life insurance carriers. We'll pick the right one for you together.Give us a call and we'll secure your family's future today.Thank you.
- Variable Life, Burial and Funeral, Term Life, Supplemental, Survivorship, Mortgage, Credit, Universal Life, Whole Life
- Jackson, AK 27845
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- Variable Life, Supplemental, Whole Life, Credit, Universal Life, Mortgage, Term Life, Burial and Funeral, Survivorship
- Buxton, NC 27920
- Supplemental, Renters, Yacht, Whole Life, Recreational Vehicles, Motorcycle & ATV, Universal Life, Personal Boat, Dwelling Fire, Term Life
- Fairmont, NC 28340
North Carolina- a state in the Southeastern region of the United States is known for its beaches, mountains, and wineries. It’s also home to a large number of insurance agents who can help you find the right coverage in case anything happens in your next adventure in this state.
Most insurance agents in North Carolina represent multiple insurance companies, so they can help you compare rates and coverage options. Connect with insurance agents in North Carolina and find the coverage option tailored just for you!
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Find insurance agents near your cities in North Carolina
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Popular Coverages in North Carolina
There are many types of insurance options available in North Carolina, and the type that you need will depend on your specific insurance requirements. However, these are the most popular coverage options in North Carolina:
- Personal Liability Protection
- Dwelling Coverage
- Personal Property
- Medical Payments Coverage
- Liability Coverage
- Coverage for Damage to your Auto
- Medical Payment Coverage
- Coverage for Rented Vehicles
- Uninsured/ Underinsured motorist coverage
- Health Maintenance Organizations
- Preferred Provider Organizations
- Point-of-Service (POS) Plans
- High-Deductible Health Plans (HDHP)
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
Average Insurance Rates in North Carolina
There are many factors that affect the cost of insurance in North Carolina. Some of these include- type of insurance, your driving record, where you live, and more. In order to get the best rate possible, it’s important to compare rates from multiple insurers. Shopping around is the best way to make sure you’re getting the best deal.
The average rate for different types of insurance is listed below:
Type of InsuranceAverage Annual Premium Rates
- Car Insurance $1,392
- Home Insurance $1,317 per year for $250,000 in dwelling coverage
- Health Insurance $482 per person
- Life Insurance $216
North Carolina Top Insurance Companies in 2023
There are different insurance companies operating in the state of North Carolina, each offering a variety of different plans and coverage options. Some of the most well-known and reputable insurers in the state include:
CompanyMarket Share %
- State Farm 14.97
- Nationwide 10.83
- North Caroline Farm Bureau Insurance 9.62
- Allstate Corp 8.15
- USAA 7.54
What are the requirements for insurance coverage in NC?
Automobile Liability coverage must be regularly maintained in accordance with North Carolina motor vehicle law. The required minimums for coverage are $30,000 for bodily injury per person, $60,000 for bodily injury overall for all parties involved in an accident, and $25,000 for property damage.
How much is full coverage car insurance in North Carolina?
The average cost of car insurance in North Carolina in 2022 is $431 per year for state-required minimum coverage limits and $1,392 per year for comprehensive coverage.
Is NC a no-fault state?
Yes, North Carolina is a no fault state. This means that you may file a lawsuit if it is established that the negligent behavior of the other party caused your injuries (e.g., reckless driving, failing to look out for you, etc.).
Is car insurance required in NC?
In North Carolina, you must have the following insurance coverage in order to lawfully drive a car: Liability protection for bodily harm: the bare minimum required by law $30 000 for each individual, and $60 000 for each accident. Liability protection for property damage: the $25,000 minimum required by law.
Does North Carolina have PIP coverage?
PIP coverage is not available in North Carolina. PIP insurance covers more than just medical costs, such as lost wages, unlike MedPay, which only covers medical expenses. PIP, however, usually involves a deductible and might ask the customer to cover a portion of the cost of the medical costs.
Who is at fault in a rear end collision in NC?
In North Carolina, the person at blame in a rear-end collision is often the driver of the car that hit the other car from behind. This isn’t always the case, though. In rare circumstances, the driver in front could also be blamed for the collision.
How much is non owners insurance in NC?
In North Carolina, non-owner auto insurance has an average annual cost of $414. Nationwide has the most affordable non-owner insurance in the state, costing an average of $293 annually. You can discover more about non-owner auto insurance in North Carolina and how it functions by consulting Money Geek’s in-depth guide.