Top Agents Near You in Rochester, Ny

Find the best agent for your insurance needs

Lj whitehead insurance agent in rochester, new york

LJ Whitehead Insurance Agency

Insurance ProductsContractors Insurance, Food Business Insurance, Restaurant Insurance, Food Truck Insurance, Hotel Insurance,  Pet Business Insurance, Nonprofit Insurance, Real Estate Agent Insurance, Nursing Insurance, Aircraft Insurance

Associated Carriers Progressive, Foremost Metlife, Hagerty, Next

📍Rochester, New York, 14617
Insurance agency in new york

ColorComm Search

“Through our diversity job board, ColorComm makes it easy to search for communications jobs.”
📍New York, New York, 10016
Louis Thomas insurance agent

Louis Thomas

“Helping clients to get the best coverage.”
Insurance Products – Commercial Auto Insurance, Commercial Property Insurance, Auto Insurance
📍New York, New York

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The Town of Rochester, which lies in the heart of the renowned mid-Hudson valley, offers peace and quiet along with fresh air, clear streams, and panoramic views far from the noise and activity of New York City.  

After New York City, Buffalo, and Yonkers, Rochester is the fourth-largest city in the state of New York, with more than 210,000 residents. If you’re a Rochester resident as well, it’s critical to have the appropriate insurance. 

insurance agents in Rochester

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Coverages in Rochester, Ny

Home Insurance 

  • Personal property coverage 
  • Personal Liability and Medical Payment to Others 
  • Dwelling (Property damage to your home) 
  • Wind/hail 
  • Hurricane damage 
  • Additional Living Expenses/Loss of Rent 
  • Flood Insurance 
  • Personal property replacement cost 

Car Insurance

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage 
  • Personal Injury Protection 

Business Insurance 

  • Business Owners’ Policy (BOP) 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 
  • Cyber Liability Insurance 
  • Commercial Auto Insurance 

Life Insurance 

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 
  • Annuities 
  • Variable Life Insurance 

Average Insurance Rates in Rochester, Ny

Rochester typically offers cheaper insurance rates. If you’re one of the many Rochester residents who own a home, a car, or a business or are planning to purchase life insurance soon; you must be aware of the most popular coverages in the state. The following are some of Rochester’s most famous insurance coverages: 

Type of Insurance Average Annual Premium Rates
Car Insurance $1,166 
Home Insurance $1,097 *$200,000 in dwelling coverage 
Business Insurance $479 *general liability policy 

Frequently Asked Questions

How to get homeowners insurance quotes if you live in Rochester, NY?

Agency Height makes finding Rochester home insurance as simple as can be. In order to receive free quotations, we’ll assist you in making comparisons and connecting with top insurance agents. 

What is the cost of renters insurance in Rochester?

The average cost of renters insurance is $50 per year in Rochester, NY. 

Is having landlord insurance required by law in Rochester?

You are not required by law to purchase landlord insurance in Rochester. However, your lender can insist that you obtain a landlord’s insurance policy if you have a mortgage on the property. This safeguards both their and your investment. 

How much does condo insurance cost in Rochester?

Condo insurance costs an average of $404 per year in Rochester. 

Why is business insurance required in Rochester?

Business insurance is important in Rochester because property crimes, unintentional fires, and severe weather are the most probable causes of loss or damage for businesses in Rochester. Fortunately for locals and business owners, Rochester experiences fewer severe weather disasters than the majority of the country. 

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

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