Top Agents Near You in New York City

Find the Best Agents for Your Insurance Needs

Louis Thomas NYC insurance agent

Louis Thomas

❝Helping clients to get the best coverage.❞

Services – Commercial Auto Insurance, Comercial Property Insurance, Auto Insurance

📍New York, New York

thalia brown

Thalia Brown

❝Be the change you want to see in the world.❞

Associated CarriersMutual of Omaha, National Life Group, Forester’s Financial, Prosperity, AIG

📍New York, New York, 10036

TWFD insurance in new york

The Woodlands Financial Group- Kevin Moser

❝Our policy is caring.❞

ServicesContractors Insurance, General Contractor Insurance, Lawyers Insurance, Accounting Insurance, Farm Insurance, Church Insurance, Entertainment Insurance, Construction Insurance, Art Insurance, Commercial Drone Insurance, Food Business Insurance, Restaurant Insurance, Hotel Insurance, Consultant Insurance, Photography Insurance, Personal Trainer Insurance, Pet Business Insurance, Nonprofit Insurance, Real Estate Agent Insurance, Nursing Insurance

📍New York, New York

New York City has a lot to offer, from the highly renowned Central Park to the Empire State Building and the Metropolitan Museum of Art. It is also home to more than 20,000 insurance sales agents. That’s why you have a wide range of options while looking for the top insurance agents in New York.  

It might be challenging to decide which insurance provider to trust with the variety of options available. Contact our best New York insurance brokers to get the answer to all your questions. 

insurance agents in NYC

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverage in New York City, New York

Despite the high average prices in this state, insurance is crucial in NYC. It’s essential to be aware of the most common coverages in the state, whether you’re one of the many New York residents who own a home, a car, a business, or are going to get life insurance soon. Here are the popular insurance coverages in New York City: 

Home Insurance

  • Personal property coverage 
  • Personal Liability and Medical Payment to Others 
  • Dwelling (Property damage to your home) 
  • Wind/hail 
  • Hurricane damage 
  • Additional Living Expenses/Loss of Rent 
  • Flood Insurance 
  • Personal property replacement cost 

Auto Insurance

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage 
  • Personal Injury Protection 

Business Insurance

  • Business Owners’ Policy (BOP) 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 
  • Cyber Liability Insurance 
  • Commercial Auto Insurance 

Life Insurance

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 
  • Annuities 
  • Variable Life Insurance 

Average Insurance Cost in NYC, NY

Cost is a crucial aspect to consider when buying any insurance in New York. Multiple factors affect your insurance rate, including the type of coverage, your location, and the insurance provider you choose.   

Type of Insurance  Average Annual Premium Rates  
Car Insurance  $1,719
Home Insurance  $1,944 *$250,000 in dwelling coverage 
Business Insurance  $500 – $6000 *general liability policy 
Life Insurance  $575 

Frequently Asked Questions

Is homeowners insurance required in NYC?

No, homeowners insurance is not mandated by law in New York, but your mortgage provider will likely want it in order for you to obtain a loan. 

What is the cost of renters insurance in New York City?

The average cost of renters insurance is $191 per year in New York City. 

How much does New York City landlord insurance cost?

Landlord insurance costs roughly $1396 annually in New York City. 

How can you get condo insurance in NYC?

Condo insurance in New York City is typically available from homeowners insurance providers. When looking for a policy, your insurance company may inquire about various policy elements, such as residence, personal property, personal liability, and loss of use coverage. 

How much does commercial insurance cost in NYC?

On average, commercial auto insurance costs $157 a month in NYC.

Is car insurance mandatory in New York City?

Yes. You need to have auto liability insurance with a New York State-issued policy to register a vehicle. The DMV may suspend your vehicle registration and driver’s license if you fail to maintain the coverage. 

How much does NYC health insurance cost?

New Yorkers have access to Medicaid if their income is less than 138% of the federal poverty line or can purchase inexpensive health insurance through the state insurance marketplace. For a Silver plan, the average monthly premium in New York is $713. 

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