Top Agents in Ithaca, New York

Get in touch with the top insurance agents in Ithaca to get the coverage you need 

Louis Thomas NYC insurance agent

Louis Thomas

❝Helping clients to get the best coverage.❞

Services – Commercial Auto Insurance, Comercial Property Insurance, Auto Insurance

📍New York

thalia brown

Thalia Brown

❝Be the change you want to see in the world.❞

Associated CarriersMutual of Omaha, National Life Group, Forester’s Financial, Prosperity, AIG

📍New York, 10036

TWFD insurance in new york

The Woodlands Financial Group- Kevin Moser

❝Our policy is caring.❞

Services – Business Insurance

📍New York

Located in the heart of the Finger Lakes region, Ithaca is surrounded by some of the most beautiful scenery in the country. You can admire stunning sunsets over Cayuga Lake, take a leisurely stroll along the historic streets downtown, or simply enjoy a picnic in one of Ithaca’s many parks.  

However, there are some potential risks that come with living in Ithaca. Living in a city like Ithaca means dealing with the occasional natural disaster, such as severe storms and flooding. In addition, Ithaca has a higher crime rate than other parts of New York State due to its close proximity to major cities like Syracuse and Albany. That’s why it’s important for anyone living in Ithaca to have comprehensive insurance coverage to protect their property and themselves from any unexpected events or disasters. 

Overall, despite the risks involved, living in Ithaca is a wonderful experience. But no matter where you choose to live, don’t forget the importance of having an insurance policy to protect yourself and your property in case of any unforeseen events or disasters. With the right coverage, you can enjoy all that Ithaca has to offer without having to worry about the risks associated with living in a city like this. 

insurance agents in ithaca

Why Choose Agency Height? 

Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverage in Ithaca, 

Home Insurance

  • Personal property coverage 
  • Personal Liability and Medical Payment to Others 
  • Dwelling (Property damage to your home) 
  • Wind/hail 
  • Hurricane damage 
  • Additional Living Expenses/Loss of Rent 
  • Personal property replacement cost 
  • Condo Insurance 

Auto Insurance

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Medical Payments 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage 
  • Personal Injury Protection 

Business Insurance

  • Business Owners’ Policy (BOP) 
  • Commerical Umbrella Insurance 
  • Business Auto Insurance 
  • Commercial Property Insurance 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 
  • Cyber Liability Insurance 

Life Insurance

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 
  • Variable Life Insurance 

Average Insurance Rates in Ithaca 

Insurance Type  Average Insurance Rates 
Homeowners Insurance  $696
Auto Insurance  $2,487
Business Insurance  $479 *general liability policy
Condo Insurance   $427

Frequently Asked Questions

How much does condo insurance in Ithaca cost?

For a level of personal property coverage of $40,000, a $1,000 deductible, and liability protection of $100,000, the average annual cost of condo insurance (HO6) in Ithaca is $427. However, insurance costs differ based on your location in the city, the cost of your condo, and the policy levels you select. The average cost of condo insurance in Ithaca ranges from $136 to $1,918, with $1,782 being the highest average cost. 

What is covered by renters insurance in Ithaca, New York?

Your personal property is protected against theft and damage by your renters insurance, subject to the limits and deductibles you choose. Even while you are away from home, the coverage is still in effect. 

 You can choose to carry full value coverage on your personal property for a modest additional premium, which assures that you will be compensated for the full replacement cost of any things that are destroyed or stolen without taking depreciation into account. 

What are some top-rated auto insurance companies in the Ithaca, New York, area?

Top 3 high-rated auto insurance providers in Ithaca, New York, are 

  • Bailey Place Insurance 
  • True Insurance 
  • Brad Scott, Allstate Insurance 

Is getting landlord insurance in Ithaca worth it?

Getting landlord insurance in Ithaca would help you protect yourself from unforeseeable occurrences like vandalism, fire, and flood. It also protects you against lawsuits in the event that renters suffer injuries on your property and you are determined to be at fault. 

How can I lower my Ithaca car insurance rate?

When you purchase numerous types of insurance from the same insurance company in Ithaca, one of the most popular methods to reduce costs is by receiving a multiple policy discount. In addition, you can be eligible for savings if you’re a devoted customer or receive associate discounts if you join to a lawyers’ association, a teachers’ union, or a government organization.  

Most people qualify for auto insurance reductions. Talk to your car insurance agent in Ithaca, Ny to know about the types of discounts you might quality for. 

What factors affect car insurance quotes in Ithaca, Ny?

The year, make, and model of your car, as well as your driving history, credit score, marital status, and address, are among the factors that car insurance companies consider when determining your monthly premium. These factors also include things you can’t control, like your gender and age. 

Is flood insurance required in Ithaca, Ny?

Over the course of the next 30 years, floods will have a greater than 26% probability of severely affecting 2,699 of Ithaca’s properties. Considering that this figure equals 53% of all Ithaca properties, it is crucial to get flood insurance. 

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