Homeowners Insurance Agents in New York

Find the Insurance Agents for Your Insurance Needs

Louis Thomas NYC insurance agent

Louis Thomas

Services – Commercial Auto Insurance, Comercial Property Insurance, Auto Insurance

❝Helping clients to get the best coverage.❞

📍New York, New York

Lorne Reminick

Lorne Reminick

Associated Carriers: State Farm

📍New York, 11101

TWFD insurance in new york

The Woodlands Financial Group- Kevin Moser

❝Our policy is caring.❞

Services – Business Insurance

📍New York

 Having a home on the bank of Lake Erie in Buffalo or around Central Park in New York offers a variety of activities and beautiful scenery, but does it have the security you need to protect your belongings and home? We help you connect with local homeowners’ insurance agents in New York. Our insurance agents offer you a wide range of options to choose from and provide you with assurance that your home is protected. And with home insurance discounts, members will save even on affordable home insurance rates. Get a home insurance quotes with the help of homeowners insurance agents in New York and start protecting your home today. 

homeowners insurance agents in NYC

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverages in the State

Standard Coverage

  • Personal property coverage 
  • Liability Coverage 
  • Dwelling Coverage 
  • Wind/hail Coverage  
  • Hurricane Damage Coverage 
  • Additional Living Expenses 

Optional Coverage

  • Flood Insurance  
  • Identity Theft Coverage  

Average Homeowners Insurance Rates in New York  

The average cost of homeowners insurance in New York state is $1,164 per year, or roughly $97 a month, for a policy with $300,000 in dwelling coverage. This is around 39% lower than the nationwide average of $1,899.

City  Average Homeowners Insurance Rates 
West Henrietta  $996 
North Greece  $1,004 
North Chili  $1,004 
Fairport  $1,014 
Scottsville  $1,009 

Frequently Asked Questions

What is the average cost of homeowners insurance in New York?

The average yearly cost of homeowners insurance in New York is $1,289 per year compared for $250,000 in dwelling coverage. The average homeowners insurance premium in USA is $1,383 for the same coverage. 

Does homeowners insurance cover theft in New York?

Theft events are covered by homeowners’ insurance. Homeowners insurance covers stolen personal items and also pays for theft-related issues such as the cost of repairing or replacing items damaged due to theft. 

Is homeowners' insurance deductible in New York?

In general, homeowners insurance is not tax deductible and premiums are not deductible, although premiums may be included in your mortgage payments. 

Who has the best homeowners insurance in New York?

The best-homeowners insurance company in New York in terms of customer reviews is homeowners insurance American Family. 

Do I need homeowners insurance in New York?

No, homeowners insurance is not a legal requirement in New York, but your mortgage lender may require it to obtain a loan. 

Does homeowners insurance cover roof replacement in New York?

Most homeowners insurance covers the cost of roof replacement if the damage is the result of a natural event.  

Does homeowners insurance cover foundation repair in New York?

A homeowner’s insurance usually covers the repair or replacement of your home and its contents in the event of an accident.

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

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