Brooklyn is the most populous county in upstate New York. It has become the world’s first modern commuter suburb as Brooklyn heights turned into a wealthy residential neighborhood. It is also an important manufacturing center in the country.
Choosing an insurance policy is a very important decision. If you live in Brooklyn, we will help you connect with insurance agents in your location.
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Popular Insurance Coverage in Brooklyn
Here are some of the popular insurance coverages in Brooklyn.
Home Insurance
- Personal property coverage
- Personal Liability and Medical Payment to Others
- Dwelling (Property damage to your home)
- Wind/hail
- Hurricane damage
- Additional Living Expenses
Auto Insurance
- Bodily Injury Liability
- Property Damage Liability
- Uninsured Motorist Coverage
- Underinsured Motorist Coverage
- Comprehensive Coverage
- Personal Injury Protection
Business Insurance
- Business Owner’s Policy
- General Liability Insurance
- Commercial Property Insurance
- Business Income Insurance
- Professional Liability Insurance
- Workers’ Compensation Insurance
- Commercial Umbrella Insurance
- Commercial Auto Insurance
Life Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Variable Life Insurance
- Annuities
Average Insurance Rates in Brooklyn
The cost of insurance is determined by various factors. Some of the common factors are the coverage you choose, your location and policy duration. Here we have provided you with average insurance rates on some common insurance types.
Insurance TypeAvg Annual Premium Rate
- Homeowners Insurance $1,656
- Auto Insurance $5,341
- Business Insurance $300-$5000
- Life Insurance $993
Frequently Asked Questions
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Is car insurance more expensive in Brooklyn?
Brooklyn’s average auto insurance premium is twice as much than the rest of New York State. In fact, a Brooklyn driver pays about 134% more than drivers in other parts of the state, and 168% more than the average U.S. driver. -
How much does car insurance cost in Brooklyn?
The average cost for full Brooklyn auto insurance coverage is $5,171 per year, but the minimum coverage averages $2,332 per year.
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How much is monthly car insurance in Brooklyn?
The average monthly cost of car insurance in Brooklyn, New York is about $411 per month. -
How much does homeowners insurance cost in Brooklyn?
Brooklyn’s home insurance rate averages $1,656 per year, and home insurance premiums are $250,000, well above the current national average of $1,383 per year. -
How much does business insurance usually cost in Brooklyn?
The average small business owners pay between $300 and $5,000 for business insurance in Brooklyn. -
What insurance do I need for my small business in Brooklyn?
Most business owners in Brooklyn, New York are required to have general liability insurance for their small business.
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How do I choose a life insurance policy in Brooklyn?
The perfect way for you to choose a life insurance policy in Brooklyn is through determining how much you have to pay for insurance and choosing policies with the best offers.