Top Agents Near You in Albany, Ny

Discover the right agents for your insurance needs

Arthur Huth homeowners Insurance Agent in New york

Arthur Huth

Insurance Product: Homeowners Insurance, Renters Insurance, Flood Insurance, Umbrella Insurance

Associated Carriers: State Farm

📍 New York, 11557

Andre Franklin Homeowners agent in newyork

Andre Franklin

❝Always exude integrity, even when no one is watching.❞

Associated Carriers: Mutual of Omaha, AIG, American Amicable, Royal Neighbors, F&G, SBLI, Quility, Assurity, Liberty Bankers

📍United States

Albany, the capital of New York strikes a balance between its legislative and historical roots and a buzzing urban environment. Whether you enjoy cultural events, shopping, academic endeavors, or outdoor recreation, you can always find something to do here. 

If you live in Albany, you know that it can be a great place to call home – but it also has its fair share of risks. That’s why it’s important to have insurance. Whether you’re a homeowner, renter, driver, or business owner, there are insurance policies available to protect you from the risks associated with living here. Contact our Albany insurance brokers to get the answer to all your questions. 

albany

Why Agency Height?

Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Car Insurance Coverages in Albany

Home Insurance

  • Personal property coverage 
  • Personal Liability and Medical Payment to Others 
  • Dwelling (Property damage to your home) 
  • Wind/hail 
  • Hurricane damage 
  • Additional Living Expenses/Loss of Rent 
  • Flood Insurance 
  • Personal property replacement cost 

Auto Insurance

  • Bodily Injury Liability 
  • Property Damage Liability 
  • Uninsured/Underinsured Motorist Coverage 
  • Collision/Comprehensive Coverage 
  • Personal Injury Protection 

Life Insurance

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 
  • Annuities 
  • Variable Life Insurance 

Auto Insurance

  • Business Owners’ Policy (BOP) 
  • General Liability Insurance 
  • Workers’ Compensation Insurance 
  • Professional Liability Insurance 
  • Cyber Liability Insurance 
  • Commercial Auto Insurance 

Average Auto Insurance Rates in Albany

When purchasing any insurance in Albany, cost is an important factor to take into account. Your location, the insurance company you choose, and the type of coverage all have an impact on your insurance rate. 

Insurance Type Average Auto Insurance Rates 
Auto Insurance $1,140 
Home Insurance $945 
Small Business Insurance $500 – $6000 *general liability policy 
Life Insurance  $575 

Frequently Asked Questions

Is homeowners insurance required in Albany?

No, homeowners insurance is not mandated by law in Albany, but your mortgage provider will likely want it if you wish to get a loan.

What is the cost of renters insurance in Albany?

The average cost of renters insurance ranges from $720 to $1836 per year in Albany. 

Is Business Insurance Required in Albany, New York?

In Albany, New York, workers’ compensation insurance is typically required. Additionally, NY commercial auto insurance coverage is necessary if your firm owns vehicles used for business purposes or registered to your business.  

Is car insurance mandatory in Albany?

Yes, drivers in the state of Albany must possess the following minimum liability insurance. 

  •  $10,000 for one accident’s property damage. 
  •  $50,000 for death  
  • $25,000 for physical harm to an accident victim 

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

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