Local Insurance Agents in New York

Find the best agent for your insurance needs in 2023

Garver Group Insurance Agent
verified

Garver Group

verified

Garver Group

Hewlett, New York, 11557

  • Life Insurance, Health Insurance
  • Hewlett, New York, 11557
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verified

Collin Mayers

verified

Collin Mayers

East New York, New York, 11207

  • Life Insurance
  • East New York, New York, 11207
  • NLG,Anico
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Arthur Huth
verified

Arthur Huth

verified

Arthur Huth

  • Personal Insurance, Home Insurance, Auto Insurance, Business Insurance
  • Arthur Huth
  • State Farm Insurance
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Louis Thomas NYC insurance agent
verified

Louis Thomas

verified

Louis Thomas

Helping clients to get the best coverage.

  • Personal Insurance, Auto Insurance, Business Insurance
  • New York, New York
  • Independent Insurance Agent
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Whether you’re commuting to the Big Apple, seeking solace in serene Saratoga Springs, or taking a road trip to the Catskills, New York provides a wide range of thrilling, well-known travel places. Regardless of where you reside in the Empire State—in the middle of New York City, Ithaca, along Lake Ontario, or elsewhere—insurance is necessary to safeguard your most valuable assets.

New York offers a wide range of insurance options, including life insurance, business insurance, renters’ insurance, homeowners insurance, and auto insurance. According to a study by WalletHub, it is the second most expensive state for vehicle insurance.

Finding the best insurance agent in New York is even more crucial with the new year beginning 2023, whether for a vehicle, renters, or homeowners’ insurance. Connect with the right insurance agents near you to land the best insurance policies that fit your requirements.

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Frequently Asked Questions

  • How much does home insurance cost in New York?

    The average cost of home insurance in New York is $1,418 per year, with $250,000 in dwelling coverage.

  • How do I get auto insurance in New York?

    There are several ways to get auto insurance rate quotes in New York. You can get in touch with agents, brokers, or specific insurance firms via phone or online. Additionally, there are quote brokers who actively promote their services to customers and offer online samples of the auto insurance rates of particular insurers.

  • What is the minimum auto insurance coverage required in New York?

    No-Fault (Personal Injury Protection), Liability, and Uninsured Motorists insurance are the minimum types of insurance and coverages that must be obtained in order to meet New York’s financial responsibility laws.

  • What is auto comprehensive insurance in New York?

    Under comprehensive auto insurance in New York, your insurer will pay you regardless of who is at fault for any damage to your car resulting from incidents other than collisions, such as theft (of the entire vehicle or individual components), fire, flood, windstorm, broken glass, vandalism, animal contact, or collision with falling or flying objects.

  • How much does renters insurance cost in New York?

    In New York, renters insurance typically costs $14 monthly or $150 annually.

  • Is renters' insurance mandatory in New York?

    No, there is no federal requirement requiring tenants to have renters insurance; however, some landlords might include a clause in the lease requiring tenants to provide proof of coverage.

  • How much does condo insurance cost in New York?

    The typical cost of homeowners insurance for condo owners in New York is $1,291 for a policy with coverage of $100,000 or more.

  • Do I need business insurance in New York?

    If you have any employees, you must have workers’ compensation and disability benefits insurance in New York State, and you need auto insurance if you drive or own a truck for work. As a condition of your lease, a landlord frequently asks you to keep a particular level of liability insurance. Similarly, to protect their assets, your bank or investors may require you to maintain life, business interruption, fire, or other types of insurance.

  • How much is business insurance in New York?

    A typical small business in Georgia can expect to pay between $300 and $5,000 per year for general liability insurance.

  • What is workers compensation insurance in New York?

    Workers’ compensation insurance offers financial aid and/or medical attention to employees who are hurt on the job or fall ill as a direct result of their work. This insurance is paid for by the employer; the employee is not expected to contribute to the cost of compensation.

  • Is workers compensation taxable in New York?

    Benefits associated with workers’ compensation are excluded from federal income, Social Security, and Medicare taxes, under IRS regulations. Benefits related to workers’ compensation are also, if appropriate, free from municipal and state income taxes in New York.

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