Located in the heart of Michigan’s Lower Peninsula, Traverse City is a stunning destination for tourists and residents alike. With its abundance of gorgeous natural attractions, rich agricultural history, and charming downtown area, it’s no wonder why so many people are drawn to this beautiful city.
Although Traverse City is a beautiful place to live or visit, there are some risks associated with living in this city that every resident should consider. For one thing, due to its location near Lake Michigan and Grand Traverse Bay, the risk of flooding is very real. In order to protect their homes from potential flood damage, residents should invest in flood insurance.
Likewise, with an average of 152 days per year of precipitation, Traverse City is known to experience some severe weather events such as thunderstorms and blizzards. This means it’s important to have adequate homeowners insurance in case your home is damaged by these natural disasters.
Contact a local insurance agency to discuss your specific needs and get the best coverage for your home in Traverse City. With a little extra protection, you can have peace of mind knowing that if ever something should go wrong, you’ll be covered. So don’t wait – get the insurance you need so that you can enjoy all the beauty and attractions that Traverse City has to offer!
Why Choose Agency Height?
Local Coverage Expertise
Explore top agents who best understand your location, local laws, and needs.
The Power to Choose
Local Coverage Expertise – Explore top agents who best understand your location, local laws, and needs.
Hassle-free Process
No unwanted calls. Book free consultations with only the ones you choose.
Find insurance agents near your cities in Michigan
- Auto Insurance Agents in Michigan
- Business Insurance Agents in Michigan
- Life Insurance Agents in Michigan
- Local Insurance Agents in Lansing 2023
- Local Insurance Agents in Sterling Heights, Mi
- Top Agents Near You in Detroit
- Top Agents Near You in Grand Rapids, MI
- Top Agents Near You in Orion Township
- Top Homeowners Insurance Agents in Michigan
- Top Insurance Agents in Redford Charter Township, MI
- Top Insurance Agents Near You in Novi (2023)
Popular Coverages in Traverse City, MI
Home Insurance
- Personal Property Coverage
- Personal Liability and Medical Payment to Others
- Dwelling (Property damage to your home)
- Wind/hail
- Hurricane damage
- Additional Living Expenses/Loss of Rent
- Landlord Insurance
- Renters Insurance
- Flood Insurance
Car Insurance
- Bodily Injury Liability
- Property Damage Liability
- Medical Payments
- Uninsured/Underinsured Motorist Coverage
- Collision/Comprehensive Coverage
- Personal Injury Protection
Business Insurance
- Business Owners’ Policy (BOP)
- Commerical Umbrella Insurance
- Business Auto Insurance
- Commercial Property Insurance
- General Liability Insurance
- Workers’ Compensation Insurance
- Professional Liability Insurance
Life Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Interest
- Variable Life Insurance
2023 Average Insurance Rates in Traverse City, Mi
The premiums for a few of Traverse City’s most popular insurance policies are as follows:
Type of InsuranceAverage Annual Premium Rates
- Car Insurance $2,047
- Home Insurance $1,011
- Small Business Insurance $610
- Life Insurance $100 to $1000
Frequently Asked Questions
-
How can I find car insurance agents in Traverse City, Michigan?
Finding local Traverse City car insurance agents is simple. You can use our agent directory to find a number of nearby car insurance brokers, or you can book a free consultation with us to best understand your car insurance needs.
-
Is full car insurance coverage required in Traverse City?
In Michigan, drivers are required to carry a 20/40/10 no-fault insurance coverage. Drivers must therefore carry liability insurance with minimum limits of $20,000 per person, $40,000 per accident, and at least $10,000 in coverage for property damage.
-
How much does home insurance cost in Traverse City, Mi?
Home insurance in Traverse City costs an average of $1,011 per year on an average home value of $241,722. Getting in touch with an insurance agency in Traverse city would help you get the coverage you need based on your own budget.
-
What are some top-rated auto insurance companies in the Traverse City area?
Top 4 high-rated car insurance companies in Traverse City, Michigan are:
- Fischer Insurance
- USAA
- Farm Insurance
- Allstate
-
Should I get renters insurance in Traverse City?
Getting renters insurance in Traverse City would help you protect yourself from unforeseeable occurrences like vandalism, fire, and flood. Renters insurance can assist you in replacing lost property after it has been damaged or stolen in a variety of ways. It is important to note that the property insurance carried by your landlord does not extend to your personal goods.
-
How can I lower my Traverse City home insurance cost?
One of the easiest methods to lower the cost of your Traverse City house insurance is to shop around. To reduce your house insurance premiums, you might also increase your deductible, combine your vehicle and home insurance policies, and enhance your home security.
Most people are eligible for home insurance rates discounts. To learn more about the kinds of discounts you may be eligible for, speak with your home insurance agent in Traverse City, Michigan.
Find Insurance Agents Near You
