Sterling Heights, Michigan is an amazing city to live in. Its proximity to the Great Lakes and Detroit gives it a unique blend of urban living and nature that isn’t found anywhere else. The city offers plenty of attractions for people to explore, including museums, parks, theaters, and shopping centers. Popular destinations around Sterling Heights are the Freedom Hill Amphitheater, Lakeside Mall, and the Chrysler Museum.
But like with any major city there are certain risks associated with living here-from crime rates to extreme weather conditions due to its location being near Lake St Clair. The most prominent risk is that of crime. The city is no stranger to crime, so you should make sure to invest in good home insurance policies that provide sufficient coverage against theft or property damage.
Additionally, home insurance in sterling heights also helps you to keep up with emergency maintenance plans for your house in case something goes wrong structurally with your home or if there is any sort of natural disaster like flood or hurricane. Car insurance is also a must in case of an accident so it’s important to get in touch car insurance agents near you.
Make sure to do contact a local insurance agent near Sterling Heights before settling down here so you know what kind of risk factors to be aware of. With the right preparation, Sterling Heights can be the perfect place for you and your family!
Find insurance agents near your cities in Michigan
Local Coverage Expertise
Explore top agents who best understand your location, local laws, and needs.
The Power to Choose
Local Coverage Expertise – Explore top agents who best understand your location, local laws, and needs.
No unwanted calls. Book free consultations with only the ones you choose.
- Auto Insurance Agents in Michigan
- Business Insurance Agents in Michigan
- Life Insurance Agents in Michigan
- Local Insurance Agents in Lansing 2023
- Local Insurance Agents in Traverse City, Mi (2023)
- Top Agents Near You in Detroit
- Top Agents Near You in Grand Rapids, MI
- Top Agents Near You in Orion Township
- Top Homeowners Insurance Agents in Michigan
- Top Insurance Agents in Redford Charter Township, MI
- Top Insurance Agents Near You in Novi (2023)
Popular Coverages in Sterling Heights, MI
When buying a policy, it’s crucial to be well informed on the types of insurance that people in your area are buying. This will assist you in selecting the right level of insurance and reduce your insurance costs. The most popular insurance plans in Sterling Heights, Michigan are listed below.
- Personal Property Coverage
- Personal Liability Coverage
- Dwelling Coverage
- Wind/hail Coverage
- Hurricane Coverage
- Additional Living Expenses
- Auto Liability Coverage
- Uninsured Motorist Coverage
- Underinsured Motorist Coverage
- Comprehensive Coverage
- Personal Injury Protection
- General Liability Insurance
- Professional Liability Insurance
- Workers’ Compensation Insurance
- Business Property Insurance
- Business Auto Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Variable Life Insurance
Average Insurance Rates in Sterling Heights, MI (2023)
When purchasing an insurance coverage, price is an important issue to take into account. The type of insurance, coverage, your age, where you live, and other variables all have an impact on the price of insurance. You should speak with a local insurance agent to see how you can lower your insurance costs in Sterling Heights.
Type of InsuranceAverage Annual Premium Rates
- Car Insurance $4,109
- Home Insurance $2,567
- Small Business Insurance $492
- Life Insurance $610
Frequently Asked Questions
Who has the best home insurance rates in Sterling Heights?
Automobile Club, Frankenmuth Insurance, USA, State Farm, Farmers Insurance and Michigan Farm Bureau have some of the lowest homeowners insurance rates in Sterling Heights, Michigan.
How much is house insurance per year in Sterling Heights?
Homeowners’ insurance in Sterling Heights costs about $2,567 a year or $213 per month.
What is the average cost of car insurance in Sterling Heights?
Auto insurance in Sterling Heights typically costs $4,109 a year.
How can I find car insurance agents in Sterling Heights, MI?
Locating car insurance agents near you in Sterling Heights is easy. You can search for many local insurance agents in our agent directory, or you can fill out the form and one of our agents will get in touch with you.
What are the best car insurance companies in Sterling Heights, MI?
Some of the top car insurance companies in Sterling Heights are Progressive, Auto-owners, State Farm, GEICO, Frankenmuth Insurance, USAA, and Allstate.