Homeowners Insurance Agents in Michigan

Connect with Top Homeowners Insurance Agents

AL Spearman insurance agent in michigan

Al Spearman

 ✔ verified 
“Coverage you can trust.”
Insurance Products – Business Insurance, Personal Insurance
Associated Carriers – SafeCo, Progressive, Berkshire Hathaway, Hippo, Nationwide, Allstate, National General, Neptune, Wright Flood, US Assure, Hagerty, American Modern, Lemonade, JIBNA, Jewelers Mutual, Amwins, Foremost, Bristol West, and other insurance companies
📍Michigan, 48239
Wayne Haney

Wayne Haney

I am a driven, organized, and outgoing person. I enjoy public service and helping others reach their goals.

Associated Carriers – Michigan Farm Bureau

📍Lake Orion, Michigan, 48362
Nolan Seiler

Nolan Seiler

Insurance Products – Business Insurance, Personal Insurance

Associated Carriers – Farm Bureau, Progressive, Foremost, American Modern, Haggerty

📍Georgetown Township, Michigan
Michigan is a beautiful state that attracts both the residents and the visitors. However, Michigan homeowners face many challenges throughout the year. The harsh winter weather brings frozen pipes and snow cause damage to home. Hot summers mean thunderstorms and hail, which can cause property damage.  

We understand the needs of homeowners and aim to connect you with homeowners’ insurance agents in Michigan. They will help you purchase the coverage that is suitable you at a great price.

home insurance agents in Michigan

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverage in Michigan 

Understanding the homeowners’ insurance coverage requirement as per your home and location is very important. It helps you get the right insurance policy and also saves your money. Here we have listed some popular homeowners’ insurance policies in Michigan.   

Standard Coverage

  • Personal property coverage 
  • Personal Liability coverage 
  • Dwelling coverage 
  • Wind/hail coverage 
  • Hurricane damage coverage 
  • Additional Living Expenses coverage

Recommended Coverage

  • Flood Insurance 
  • Personal Property Replacement Cost 

Optional Coverage

  • Blanket Jewelry 
  • Escape of Water 
  • Inflation protection 


Average Homeowners Insurance Rates 

The cost of homeowners insurance depends on many individual factors, including but not limited to the company you choose, the coverage you purchase, the discounts you qualify for, your location, and your claim historyMichigan homeowners pay an average of $1,292 a year for 250,000 coverage for home insurance. 

City  Average Insurance Rates 
Detroit  $2,800 
Troy  $1,118 
Ann Arbor  $906 
Westland  $1,427 
St. Joseph  $1,127 

Frequently Asked Questions

What is the meaning homeowners insurance in Michigan?

Homeowners insurance is a type of property insurance that covers loss and damage to your home, furniture, and other property in your home. 

What is the average homeowners insurance cost in Michigan?

Michigan homeowners pay an average of $1,292 a year for a 250,000-dwelling coverage for homeowners insurance.

What is the most important part of homeowners insurance in Michigan?

The most important part of homeowners insurance is the cost you are paying for it and the type of coverage.

Who has the best home insurance rates in Michigan?

In Michigan Auto-Owners, Frankenmuth, State Farm and Allstate have the most affordable rates statewide.

What should you include in homeowners insurance in Michigan?

A homeowners insurance should include Comprehensive Coverage and affordable prices. It should include a single, easy-to-understand deductible. 

How do I choose a home insurance company in Michigan?

When you are choosing a home insurance company you should seek for affordable prices, good discount and reliable insurance company in Michigan.

What types of homeowners insurance coverages are recommended in Michigan?

The recommended homeowners insurance coverage in Michigan are personal property coverage, personal Liability insurance, dwelling coverage, wind/hail coverage and hurricane damage coverage. 

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

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