With a population of over 10 million, Michigan is the tenth most populous state in the United States. It is also home to some of the most popular tourist destinations in the country, including Mackinac Island, Detroit, Traverse City, and the Upper Peninsula.
However, Michigan is not without its dangers. The state has a high crime rate, and its winters are notoriously harsh. The Michigan lake frequently affects the state’s weather, especially during severe winters with a lot of snow. Similarly, crime rates in Michigan are higher than the national average, and Detroit is one of the most dangerous cities in the country. Michigan also has a problem with wildfires. In Michigan, firefighters respond to 10,000 to 12,000 wildfires each year. This makes getting insured in Michigan a must, especially if you live there.
Despite its dangers, Michigan is a beautiful state with a lot to offer. To truly make the most of your time in Michigan, choose a local insurance agent and get insurance for you and everything you love right away.
Why Agency Height?
Local Coverage Expertise
Explore top agents who best understand your location, local laws, and needs.
The Power to Choose
Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best.
No unwanted calls. Book free consultations with only the ones you choose.
Find insurance agents near your cities in Michigan
- Auto Insurance Agents in Michigan
- Life Insurance Agents in Michigan
- Local Insurance Agents in Lansing 2023
- Local Insurance Agents in Sterling Heights, Mi
- Local Insurance Agents in Traverse City, Mi (2023)
- Top Agents Near You in Detroit
- Top Agents Near You in Grand Rapids, MI
- Top Agents Near You in Orion Township
- Top Homeowners Insurance Agents in Michigan
- Top Insurance Agents in Redford Charter Township, MI
- Top Insurance Agents Near You in Novi (2023)
Popular Insurance Coverages in Michigan
Purchasing a business insurance policy is a very important decision for you and business. Deciding on which coverage you should get is also equally important.
Here are the popular business coverage options in Michigan to help you understand and choose the best insurance.
- Commercial Auto Insurance
- Business Income Insurance
- Commercial Property Insurance
- Commercial Umbrella Insurance
- Data Breach Insurance
- General Liability Insurance
- Surety Bonds
- Home-Based Business Insurance
- Employment Practices Liability
How much does business insurance cost in Michigan?
Every business has a different insurance requirement. Therefore, business insurance costs in Michigan are anywhere from $100 to $1,000 a year, depending on the type of business.
Does Michigan require business insurance?
Laws regarding business insurance requirements vary by state. As a small business owner, you are legally required to have workers’ compensation insurance. You can learn about and purchase the coverage ideal for your business.
What type of insurance is best for a small business?
General liability insurance is the best type of business insurance for small business.
What is a general liability insurance in business in Michigan?
General liability insurance is one of the most essential policies a Michigan business owner should have. This policy helps you protect your business and provides financial security.
Is general liability insurance required by law in Michigan?
General liability insurance is an important business insurance in the state for most businesses, but only workers’ compensation insurance is mandatory by law for small businesses.
What is the minimum insurance coverage required in Michigan?
Your business insurance policy requires you to pay a minimum of $20,000 per person injured, a total of $40,000 per accident, and $10,000 per accident for property damage in Michigan.
What is included in commercial insurance in Michigan?
Commercial insurance helps you to protect your business from costly expenses like theft, property and auto damage, client lawsuits and coverage for employees.