Auto Insurance Agents in Michigan

Find the best agent for your insurance needs

AL Spearman insurance agent in michigan

Al Spearman

 ✔ verified 

“Coverage you can trust.”

Insurance Products – Business Insurance, Personal Insurance

Associated CarriersSafeCo, Progressive, Berkshire Hathaway, Hippo, Nationwide, Allstate, National General, Neptune, Wright Flood, US Assure, Hagerty, American Modern, Lemonade, JIBNA, Jewelers Mutual, Amwins, Foremost, Bristol West, and other insurance companies

📍Redford Charter Township, Michigan, 48239
local insurance agents in michigan

Anthony Mccowin

“To help secure families legacies one home at a time!”

Associated Carriers Aetna, Molina, Humana, United Healthcare, Aetna, Transamerica, Gerber, Mutual of Omaha, Lumico, John Hancock, Breeze

📍Oak Park, Michigan, 48237
Austin Smith insurance agent

Austin Smith

“No games. No gimmicks. Just proper protection at fair prices.”

📍Orion Township, Michigan, 48362

Michigan, the 11th largest and 10th most populous state in the union, is situated in the Great Lakes region of the United States. Detroit, the nation’s largest metropolis, ranks among the world’s most extensive and populous cities. While the state is home to several high-tech businesses, Michigan is most known for its connections to the auto sector.  

Every state is different when it comes to auto insurance. You might want to contact a local insurance agent before buying car insurance or raising your coverage limits. The information provided below is only a starting point. 

car insurance agents in Michigan

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Coverages in the State

State Minimum Coverage 

  • Property Damage Coverage 
  • Uninsured Motorist Bodily Injury Coverage 
  • Bodily Injury Coverage 
  • Property Protection 
  • Personal Injury Protection

Optional Coverage  

  • Comprehensive 
  • Medical Payments 
  • Rental Car Reimbursement 
  • Collision  
  • Roadside Assistance 

Average Auto Insurance Rates in Michigan

Michigan’s average car insurance rate is $3,610, a higher average auto insurance premium than the rest of the country. Of course, various criteria, like your age, where you live, and your driving record, will affect the cost of your auto insurance.  

Some people get the basic minimum of protection, while others enjoy the comfort and assurance of greater security. In either case, your local insurance agent can help you find auto insurance reductions in Michigan. 

Type of Insurance Average Annual Premium Rates
Detroit  $5,081 
Grand Rapids City  $2,686 
Warren City  $2,926 
Sterling Heights  $2,956 
Lansing 
$2,215 

Frequently Asked Questions

How much does auto insurance in Michigan cost?

In Michigan, the average cost for auto insurance is approximately $3,610 per year or $300 monthly. 

What kind of automobile insurance is mandatory in Michigan?

Drivers in Michigan are required by law to carry a 20/40/10 no-fault insurance coverage. This means drivers must carry liability insurance with minimum limits of $20,000 per person, $40,000 per accident, and at least $10,000 in coverage for property damage.  

Is Michigan still a no-fault state in 2022?

You must obtain no-fault auto insurance for your vehicle in Michigan by law. If you are in an accident, this mandatory insurance will cover any damages your automobile does to other people’s property, correctly parked cars, and any injuries to individuals.  

What is the new Michigan auto insurance law for 2022?

Removal of some non-driving factors: It is against the law for auto insurance firms to base prices on factors including sex, marital status, house ownership, credit score, educational attainment, occupation, and zip codes.  

How can I lower my car insurance cost in Michigan?

To get low auto insurance costs in Michigan, ask for the most recent PIP coverage options, request higher deductibles, request low mileage discounts, keep your credit score, and shop about and compare rates.  

What are the minimum car insurance requirements in Michigan?

In Michigan, the following are the minimal requirements for auto insurance:   

  • Bodily injury liability coverage: $20,000 per person and $40,000 per accident  
  • Liability insurance for $10,000 worth of property damage  
  • Uninsured motorist bodily injury coverage: $20,000 per person and $40,000 per accident  

    What Insurance Companies offer the lowest cost for car insurance?

    Secura, Chubb, and Travelers offer Michigan’s most affordable auto insurance. 

    Find a Local Insurance Agent Near You

    Connect with a local agent online to help you with your insurance needs.

    insurance agents nearby