Life Insurance Agents in Georgia 

Connect with the Perfect Life Insurance Agent in Your Location  

insurance agent in georgia

Elesha N Keaton 

 ✔ verified 

Associated Carriers Americo, American Amicable, Foresters, and more.

“I’m a licensed insurance broker. This means I don’t work for an insurance company, I “work” for the clients I assist.”

Insurance Products – Life Insurance

📍Stockbridge, Georgia, 30281
JoeSpeer Life Insurance - Life insurance agent in georgia

Demetrius Robinson

Associated Carriers – AIG, Prosperity, Transamerica and more.

“I am a broker and work directly with all major insurance carriers.  I look for the best options from all the insurance carriers to make sure they get the best protection possible.”

Insurance Products – Life insurance

📍Atlanta, Georgia, 30311
Althea Hooks-Young

Althea Hooks-Young

“Life Insurance Done with Integrity”

Associated Carriers: Aetna, AIG, Americo, American Amicable,American National, Foresters, Gerber, Great Western, John Hancock, Mutual of Omaha, National Life Group and TransAmerica

Insurance Products: Life Insurance

📍Savannah, Georgia, 31404

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

Life insurance is a very important financial tool that protects your family’s future. Georgia life insurance plan can help your loved ones and your family stay happy, safe and secure financial future if something happens to you. It’s also a versatile financial tool, as it’s used in a variety of situations, right down to paying for college tuition. Purchasing life insurance can be an overwhelming and challenging task. 

Many families in Georgia are unknown with the process and are confused as to what the policy requires. We are here to help you understand life insurance policies better and find insurance agents that will help you get the right insurance.  

Average Life Insurance Cost in Georgia 

What is the Average Cost of Life Insurance in Georgia? 
The average cost of life insurance in Georgia is about $630 per year, or $53 monthly. This cost is very close to the national average of $631 per year. A simple way to save on life insurance is to combine it with home and auto insurance or other policies from the same insurance company. 

Term Life Insurance Cost for Seniors in Georgia 

Age Group 

Monthly Cost of Term Life Insurance 

50-55 

$90.87 

55-60 

$130.88 

60-65 

$244.26 

65-70 

$318.15 

70-75 

$336.52 

75-80 

$436.91 

Popular Life Insurance Coverages in Georgia 

When purchasing a life insurance policy, everyone has different needs. We know that every family dynamic is unique and so is the financial security you need. We provide you and help you connect with local life insurance agents. There are many options for customizing your plan. There are various types of life insurance policies in Georgia that will help protect your family, and they fall into two main categories. They are term life insurance and permanent life insurance. 

Term Life Insurance 

Term life insurance is exactly what the name suggests. Coverage for a specific period or duration, usually 10 to 30 years. Unlike whole life insurance, this policy has no cash value, so it is sometimes called “pure life insurance” 

Whole Life Insurance  

Whole Life insurance is the simplest form of permanent life insurance and provides protection for the rest of your life. As with any permanent policy, there is a cash value component. A portion of the Premium Dollars is credited to your cash value account and the total increases over time on a deferred tax basis so you do not have to pay taxes on your earnings. 

Cheapest Insurance Companies for Life Insurance in Georgia

Choosing the right insurance company in Georgia is important in order to save money and get the right type of insurance company. We have listed down the cheapest insurance company in Georgia. 

Insurance Company   Average Life Insurance Rates For 250k Coverage 
Male  Female 
Nationwide  $10.63  $11.59 
Mutual of Omaha  $10.84  $11.83 
AAA  $19.21  $11.88 
Prudential  $25.71  $21.08 
State Farm  $18.40  $18.27 

Frequently Asked Questions

Do I need life insurance in Georgia?

Yes, life insurance in Georgia is important for future savings planning to ensure a stable source of income after retirement. 

How much life insurance do I need in Georgia?

Based on average cost of living, income, debt levels, and other state-specific factors, we recommend that Georgia residents have at least $680,000 in life insurance. 

Is life insurance taxable in Georgia?

You don’t have to pay taxes on inherited life insurance money unless interest is paid on the number life insurance money. In this case, you will have to pay tax on the interest. 

How much does life insurance cost in Georgia?

In Georgia, the average cost of life insurance is about $630 per year, or $53 per month.  

How to get life insurance in Georgia?

The best way for you to get a life insurance policy in Georgia is with the help of local life insurance agent. They not only guide you in the process but also help you find the right insurance policy at an affordable price.  

What is the best life insurance in Georgia?

Whole life insurance has many advantages over term insurance. It’s permanent, has a cash-value investment component, and offers more options for protecting your family’s finances for the long term. 

Is whole life insurance a good investment in Georgia?

Whole Life insurance is the combination of two products in one: permanent life insurance and savings accounts that provide protection for the rest of your life. Therefore, whole life insurance is considered as an investment.