Homeowners Insurance Agents in Atlanta

Discover the Right Agents for Your Insurance Needs

Atlanta is a classic southern city that combines a rich and varied past with forward-thinking modernity. It’s home to sights that range from breathtaking to downright quirky, like the big fish, rainbow crosswalk, and Mary Mac’s Tea Room. It is indeed a beautiful place to call home. 

However, in the South, it’s not just about weathering one particular type of natural disaster – you’re dealing with a variety. From strong storms and flooding to hailstorms that can cause significant property damage or even loss in some cases, locals must be prepared for all situations. 

To find affordable homeowners insurance in Atlanta, look around and compare policies. One thing to keep in mind is that the annual cost of coverage is established depending on the policy limits you select as well as a number of other rating factors. To simplify this process, connect with a local insurance agent in your area. 

Popular agents near you in Atlanta, ga..

Eva jackson homeowners insurance agent atlanta

Eva Jackson

 ✔ verified 

Here to help insurance seekers with their insurance needs.❞

📍Stockbridge, Georgia, 30281

JoeSpeer Life Insurance - Life insurance agent in georgia

Joe Speer

 ✔ verified 

❝Specialize in All Life Products, Term, Whole, Final Expense.❞

📍Atlanta, Georgia, 30308

JoeSpeer Life Insurance - Life insurance agent in georgia

Demetrius Robinson

 ✔ verified 

❝I am a broker and work directly with all major insurance carriers.  I look for the best options from all the insurance carriers to make sure they get the best protection possible.❞

📍Atlanta, Georgia, 30311

Why Homeowners Insurance is Important in Atlanta

In a city like Atlanta, homeowners insurance is a necessity. The risks of living in a big city are many and varied, and include everything from fires to burglaries. In addition, if you live in an area that is prone to natural disasters, such as flood or tornadoes, then homeowners insurance is even more important.

Without homeowners insurance, you could be left completely financially devastated if your home is damaged or destroyed. Even if you have the savings to cover the cost of repairs or replacement, it will likely take you years to rebuild your life and your home.

Don’t wait until it’s too late – get insured today. Contact a local insurance agent to find out more about homeowners insurance and to get a policy in place

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

Frequently Asked Questions

Does Atlanta homeowners insurance offer coverage for burglaries?

Most homeowners insurance coverage in Atlanta does provide theft protection. Your policy should cover personal property, which will insure your possessions. When it comes to dwelling coverage, the majority of plans assist in helping to pay for the repair or replacement of burglary damage with materials of the same grade.  

Why work with an independent insurance agent in Atlanta?

You have more alternatives and more flexibility when you work with a local insurance agent that has expertise in Atlanta. You also benefit from the assurance that your agent is working for you, not the insurance company, which brings peace of mind. 

Is it mandatory to have homeowners insurance in Atlanta?

Atlanta doesn’t have a statute requiring homeowners insurance, but it is a requirement for most mortgage lenders. Your mortgage company will want to make sure that your home is completely covered, because home insurance policies protect both you and their investment in your home.

Homeowners Insurance Cost in Atlanta 

Atlanta homeowners insurance has an average annual cost of $1,632. That’s $259 more than the $1,373 state average. This emphasizes the importance of being aware of the less expensive alternatives and insurance companies offering affordable homeowners insurance in the area. 

Affordable Home Insurance Companies in Atlanta 

Company  Average Annual Rate* 
Farmers  $703 
ASI  $1,329 
Chubb  $1,414 
Georgia Farm Bureau  $1,012 
Allstate  $1,548 

*On $250,000 dwelling coverage.

Popular Coverage Limits in Atlanta

Coverage Level 

Average Annual Rate 

$100,000 Dwelling 

$788 

$200,000 Dwelling 

$1,267 

$250,000 Dwelling 

$1,477 

$400,000 Dwelling 

$2,169 

 

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

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