Business Insurance Agents in Georgia 

Find Top Agents for Your Commercial Insurance Needs


Craig Pina

I am Craig from Massachusetts. I have worked with various individuals and businesses to find policies that match their requirements.”

Insurance Products: Commercial Insurance

Associated Carriers: Safeco, Travelers, Liberty Mutual, Hippo, Nationwide, Chubb, and more.

📍West Bridgewater, Massachusetts, 02379

Edwin Holt

 ✔ verified 

“We serve as our valued clients’ best interest and serve as their advocate to take care of the time-consuming headaches with insurance.”

Insurance Products: Commercial Insurance, Life Insurance

Associated Carriers: Allstate, Progressive, Hagerty, Chubb, and more.

📍Suwanee, Georgia, 30024

Cathy Cason

“Are you searching for an insurance policy that covers all your needs? If yes, then you have come to the right place.”

Insurance Products: Personal Insurance, Commercial Insurance

Associated Carriers: Allstate, The Hartford, Progressive, and more.

📍Suwanee, Georgia, 30024

Georgia has been ranked as one of the best states for business for six years straight and is currently among the top 10 states in the nation to start a business.  

Georgia is home to numerous large organizations including Delta Air Lines, Home Depot, UPS, and Coca-Cola. But according to the Office of Advocacy of the U.S. Small Business Administration, more than a million small businesses operate in Georgia, as well. And they employ 1.6 million people who make up 43% of the state’s workforce. 

If you own a small business in Atlanta, Savannah, Macon, or another Georgia city, you contribute significantly to the state’s economy and require the best insurance to safeguard your business. Make sure to get in touch with a local insurance agent in Georgia to get the right business insurance for your needs. 

Business Insurance Agents in Georgia

Popular Business Insurance Coverage in the State

Mandatory Coverage

  • Workers’ compensation insurance 

Recommended Coverage

  • General liability insurance 
  • Georgia business owner’s policy 
  • Cyber liability insurance 
  • Professional liability insurance 

Optional Coverage

  • Commercial auto insurance 
  • Data breach insurance 
  • Employment practices liability  

Business Insurance Cost in Georgia 

Georgia business insurance policy cost depends mostly on the type of industry that you’re involved in. Each industry is subject to a distinct kind of risk, which means rates will vary.  

For a small business in Georgia, general liability insurance typically costs $300 to $5,000 annually. The price of liability insurance will differ greatly between organizations depending on whether a company has a SIC code or the insurance provider classifies its GL ratings based on their own systems. 

We are unable to provide exact rates, but here are some general estimates for annual premiums that have been used by other small businesses in Georgia. 

Cost for High-risk Business in Ga 

Insurance limits  Price Range (Annually) 
$5 million aggregate
$1 million single incident
$835 – $1,315
$10 million aggregate
$2 million single incident  
$1,200 – $1,630 

Cost for Standard-risk Business in Ga

Insurance limits  Price Range (Annually) 
$2 million aggregate
$1 million single incident
$935 – $1,255
$4 million aggregate
$2 million single incident
$1,155 – $2,030 

Cost for Low-risk Business in Ga 

Insurance limits  Price Range (Annually) 
$1 million aggregate
$250,000 single incident
$575 – $965 
$500,000 aggregate
$100,000 single incident
$460 – $780 

Frequently Asked Questions

How much does business insurance in Georgia cost?

Business insurance in Georgia will typically cost between $42 and $115 per month. However, it’s crucial to note that this cost might vary based on your industry, the value of your company’s property, and level of coverage. 

How much does business liability insurance in Georgia cost?

The annual cost of a general liability policy for a typical small business in Georgia can range from $300 to $5,000. Based on the SIC code or the insurance company’s own GL rating categorization system, the final cost of liability coverage will differ significantly from one business to the next. 

Is business insurance tax deductible in Georgia?

Georgia allows you to write off certain insurance premiums on your tax return. Insurance premiums on fire, theft, and flood, credit insurance, group hospitalization and medical insurance, liability insurance, malpractice insurance, workers compensation insurance, disability overhead, and vehicle insurance can typically be written off by business owners. 

Are there any business insurance agents near me?

Yes, there are many experienced business insurance agents in Georgia. Some of the best local insurance agents in Georgia are listed here:  

What does business insurance cover?

Business insurance offers protection for your company’s buildings and contents against damage, theft, loss of business income, lawsuits, and other risks. It also helps you avoid financial hardship in the event that your operation is interrupted by an insured event. 

How much does business insurance for contractors cost in Georgia?

Typically, general contractors pay an average rate for general liability insurance of $90 per month, or $1,090 annually. This coverage offers protection against third-party harm, third-party property loss, and advertising damage. Your coverage, however, may set you back anywhere from a few hundred to a few thousand dollars annually. Everything is dependent on the risk involved and the size of your company. 

What is umbrella insurance for business in Georgia?

An umbrella insurance policy adds to the liability protection provided by your home, automobile, ATV, or any other liability-protecting insurance you may have. A policy with an umbrella provision offers additional levels of liability protection. 

Find a Local Insurance Agent Near You

Connect with a local agent online to help you with your insurance needs.

insurance agents nearby