Local Insurance Agents in Georgia

Discover the right agent for your insurance needs 


Darius Miller

 ✔ verified 

“I come with more than a decade of experience in Personal and Small Business Insurance.”

Insurance Products – Personal insurance, Business insurance

📍Savannah, Georgia, 31404
insurance agent in georgia

Elesha N Keaton 

 ✔ verified 

Associated Carriers Americo, American Amicable, Foresters, and more.

“I’m a licensed insurance broker. This means I don’t work for an insurance company, I “work” for the clients I assist.”

Insurance Products – Life Insurance

📍Stockbridge, Georgia, 30281
JoeSpeer Life Insurance - Life insurance agent in georgia

Joe Speer

 ✔ verified 

Associated CarriersSenior Life Insurance, Ethos Life, TruStage and more.

Specialize in All Life Products, Term, Whole, Final Expense

Insurance Products – Life insurance

📍Atlanta, Georgia, 30308
JoeSpeer Life Insurance - Life insurance agent in georgia

Demetrius Robinson

 ✔ verified 

Associated Carriers – AIG, Prosperity, Transamerica and more.

“I am a broker and work directly with all major insurance carriers.  I look for the best options from all the insurance carriers to make sure they get the best protection possible.”

Insurance Products – Life insurance, Health insurance
📍Atlanta, Georgia, 30311

Find Agents for Different Coverages in Georgia

Home Insurance

Auto Insurance

business insurance

Business Insurance

life insurance

Life Insurance

Georgia, with more than 10 million residents, is the eighth most populous state.  But along with its relatively high population comes a fairly high amount of risk. Luckily, with the proper insurance coverage, you can minimize the financial loss that might come your way. 

If you’re like most people, you probably think of insurance as a painful but dubious necessity—an extravagant expense that you may not even end up needing.  But in actuality, insurance gives you priceless peace of mind. And you don’t have to pay an arm and a leg as long as you find the right policy for your needs.  

Whether you’re looking for a basic policy or something more comprehensive, there are lots of great agents in Georgia who are ready to help you in your search. Why not contact one of them today and get started?  

insurance agents in georgia, usa

Why Choose Agency Height? 

Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Coverages in Georgia

There are many types of insurance options available in Georgia, and the type that you need will depend on your specific insurance requirements. However, these are the most popular coverage options in Georgia: 

Home Insurance 

    • Personal Liability Protection
    • Dwelling Coverage 
    • Personal Property 
    • Additional Living Expenses (ALE) 
    • Medical Payments Coverage 

    Car Insurance

    • Bodily Injury Liability 
    • Property Damage Liability 
    • Uninsured/Underinsured Motorist Coverage 
    • Collision/Comprehensive Coverage  
    • Personal Injury Protection (PIP) 

    Business Insurance 

    • Business Owners’ Policy (BOP) 
    • General Liability Insurance 
    • Workers’ Compensation Insurance 
    • Professional Liability Insurance 
    • Employees Practices Liability 

    Life Insurance 

    • Term Life Insurance 
    • Universal Life Insurance 
    • Whole Life Insurance 
    • Annuities 

    Average Insurance Rates in Georgia 

    Insurance rates in Georgia tend to be slightly higher than the national average. Here are the average insurance premium rates for popular policies in Georgia: 

    Type of Insurance Average Annual Premium Rates
    Car Insurance $1,638 
    Home Insurance $1373
    Business Insurance $300-$5000
    Life Insurance $630

    Why Do I Need an Insurance Agent in Georgia? 

    Insurance agents are knowledgeable and know about insurance industry policies and coverage. They understand the different types of policies available, the coverage they provide, and how to get the best value for your money. They will help you understand the different options and determine the best solution for your needs.

    Insurance agents will provide you with great cost savings by helping you compare rates and coverage from different companies. This will save you time and money, as you won’t have to contact each company individually.

    Our reliable insurance agents near you will also help you find discounts and other money-saving options that may not be available to you if you shop around on your own. Insurance agents give you personalized service, which will be helpful when it comes to buying insurance. They’re there for you and the answer your questions, help you understand the different policies, and provide advice on the best coverage for your specific needs.

    Frequently Asked Questions

    How much does home insurance cost in Georgia?

    The average cost of home insurance in Georgia is $1,373 per year, with $250,000 in dwelling coverage. 

    How do I get auto insurance in Georgia?

    Auto insurance can be obtained online, over the phone, or in person from an insurance agent. The best way to shop for car insurance is to compare quotes from different insurance companies online, allowing you to quickly find the best deal for the coverage you need. 

    What does auto insurance cover in Georgia?

    Auto insurance covers damage to your vehicle and financially protects you if you’re held liable for someone else’s injuries or damages. 

    What is auto comprehensive insurance in Georgia?

    A comprehensive policy covers replacing or repairing your vehicle if it’s stolen or damaged in an incident other than a collision. 

    How much is renters insurance in Georgia?

    In Georgia, the average cost of renters insurance is $243 per year or about $20 per month.  

    This is higher than the national average of $168. 

    Is renters insurance required in Georgia?

    Although Georgia law does not require renters insurance, some landlords may insist on it if you live in their building. Because your landlord’s insurance is not liable for any damage to your personal property, it’s generally a good idea to have at least some form of coverage. 

    How much is condo insurance in Georgia?

    The average cost of condo insurance in Georgia is $1,012 per year, or $84 per month, for personal property coverage of $40,000 with a $1,000 deductible and liability coverage of $100,000.  

    Do I need business insurance in Georgia?

    General Liability is the most common type of business insurance, and almost all businesses in Georgia should have it. It covers third-party bodily harm, property damage, and personal and advertising harm. 

    How much is business insurance in Georgia?

    A typical small business in Georgia can expect to pay between $300 and $5,000 per year for general liability insurance.  

    What is workers compensation insurance in Georgia?

    Workers’ compensation is an accident insurance program paid for by the employer. It’s designed to pay you with medical, rehabilitation, and income benefits if you are injured on the job. 

    Is workers compensation taxable in Georgia?

    Workers compensation is not considered income under Georgia law and IRS regulations. Therefore, you are not required to claim it on any tax forms. 

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