Top Agents Near You in St. Petersburg, FL

Connect with the right agents for your insurance needs. 


Noah Bryant

 ✔ verified 

 I enjoy meeting new people and helping them find the best solutions that align with their financial goals.

Services – Business insurance, Personal insurance

📍Jacksonville, Florida, 32246United States


Michael Hardin

 ✔ verified 

❝We work for you❞ 

Services – Personal insurance, Health insurance

📍Jacksonville, Florida, 32207


Gamal Lyons

❝We can guarantee that we can suggest the best insurance policy that will fit your need.❞

Services – Life insurance, Health insurance

📍Jacksonville, Florida, 32246

St. Petersburg is every beach lover’s favorite place with miles of white sand and lively vibes. Along with that it also a sought-after destination for boating, fishing, and various activities. Due to its proximity to the coast and its urban lifestyle, there are variety of risks residents can face during flooding and hurricane season. 

With that in mind, having the right kind of protection is a requirement for existing and potential residents. This where various coverages such as, homeowners, car, rental and life insurance come in handy. 

Don’t put off getting insurance until it’s too late; get it now. Contact a local insurance agent to learn more about different types of personal insurance and to set up a policy. 

Why Agency Height?

Local Coverage Expertise- Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose- Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverage in St. Petersburg

While you may need a variety of insurance policies to protect your property, you are not required to purchase all of them in St. Petersburg. Your specific needs and requirements dictate the type of insurance policy you select. 

Here are some popular coverages in St. Petersburg:

Home Insurance

  • Personal Liability Insurance 
  • Property Insurance 
  • Dwelling Coverage 
  • Additional Living Expenses 
  • Windstorm Coverage 
  • Flood Insurance

Car Insurance

  • Personal Injury Protection (PIP) 
  • Property Damage Liability 
  • Bodily Injury Liability 
  • Collision Coverage 

Renters Insurance

  • Personal Property 
  • Loss of Use 
  • Liability 

    Life Insurance

    • Term Life Insurance
    • Universal Life Insurance
    • Whole Life Insurance
    • Annuities

      Average Insurance Cost in St. Petersburg

      The cost of insurance in St. Petersburg is influenced by a number of factors. The type of coverage you need, the amount of coverage you need, and the deductible you choose all have an impact on your premium. Furthermore, where you live and drive in St. Petersburg can affect the cost of your insurance. 

      The following are the average rates for various coverages:

      Type of Insurance  Average Annual Premium Rates  
      Homeowners Insurance  $1,222
      Home Insurance  $2,194
      Business Insurance  $239
      Life Insurance  $627


      Frequently Asked Questions

      What are some of the most common St. Petersburg home insurance claims?

      St. Petersburg’s structures are vulnerable to hurricane and tropical storm damage due to catastrophic wind and flooding because it is located on the Gulf Coast. Other common claims are theft or burglary, structure fire, mold or mildew damage, and liability claims for dog bites or other injuries.  

      Understanding what types and levels of coverage are common in your area and what is typically covered by home insurance may assist you in selecting appropriate types and levels of coverage. 

      What factors affect renters insurance in St. Petersburg?

      Your renters insurance can depend on the following factors: 

      • Credit score 
      • Location 
      • Claims history 
      • Home’s features 
      • Deductible amount 
      • Coverage limits 
      • Pets 
      • Additional policies

      Does an at-fault accident increase car insurance rates in St. Petersburg?

      An at-fault accident on your record will raise your car insurance rates as well. Having an accident on your record in St. Petersburg significantly raises the average rate for a full coverage policy.

      Who needs life insurance in St. Petersburg?

      If you rely financially on someone else, you should consider purchasing life insurance. Life insurance proceeds, known as the “death benefit,” can be used for any purpose. Beneficiaries of life insurance policies can use the proceeds to cover final expenses, replace lost income, pay off a mortgage or other debts, fund a child’s education, and more. In most cases, life insurance proceeds are not subject to federal income taxes. 

      Find a Local Insurance Agent Near You

      Connect with a local agent online to help you with your insurance needs.

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