Top Insurance Agents in Fort Lauderdale, FL (2023)

Get the Right Agents for Your Unique Needs 

Elesha N Keaton - life insurance agent in georgia

Nathaniel Schiro

 ✔ verified 

“I am a Financial Educator, helping people take control of their money to create financial freedom.”

Services: Life insurance
Associated carriers: MOO, Foresters, North American, Gerber and many more

📍Florida, 33991


Clarissa Carson

 ✔ verified 

❝Specialize in All Life Products, Term, Whole, Final Expense.❞

Services: Life insurance, Health insurance
Associated carriers: Prosperity, Oxford, Sagicor, Transamerica, Royal Neighbors, Mutual of Omaha

📍Florida, 34477

JoeSpeer Life Insurance - Life insurance agent in georgia

Tsahai Martin

“I’m an agent that will look out for your best interest and work with what’s best for your family financially!”

Services: Life insurance

📍Florida, 34736

Fort Lauderdale, known as the Venice of America, is a vibrant and rapidly growing city in Broward County, Florida. From gorgeous beaches to world-renowned sporting events and everything in between, Fort Lauderdale truly has something for everyone. With educational institutions like Florida Atlantic University, nearby medical campuses, ample employment opportunities and excellent recreational facilities, it’s easy to see why so many people love to live here. Fort Lauderdale looks forward to continuing its successful growth into the 21st century and beyond. With so much offered by this Southeast Florida destination, it seems clear that Fort Lauderdale will remain an enduring choice for those seeking a safe community with which they can create lasting memories.  

With rapidly expanding development, insurance and reliable agents in Fort Lauderdale, Florida, are essential for securing property investments. It can be difficult to search for insurance in this area but our local insurance agents in Fort Lauderdale offer an easy way to match clients with perfect insurance plans.  

Fort Lauderdale allstate agents

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Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Coverages in Fort Lauderdale, FL

There are insurance agents in Fort Lauderdale, FL who specializes in helping clients locate the best insurance rates available. For instance, weather you are looking for Fort Lauderdale homeowners insurance or car insurance, local agents have access to top insurance companies, meaning they can compare different policies based on your individual needs, so you can be sure you’re receiving the best price for the coverage that meets your particular requirement. 

Following are some of the popular type of insurance coverages available in Fort Lauderdale, FL: 

Home Insurance 

  • Dwelling Coverage 
  • Personal Property 
  • Liability Insurance 
  • Additional Structures

Car Insurance

  • Bodily Injury Coverage 
  • Property Damage Coverage 
  • Uninsured Motorist Coverage 
  • Personal Injury Protection (PIP) 

Business Insurance 

  • Business Owners Policy 
  • Workers Compensation 
  • Commercial Umbrella Coverage 
  • Professional Liability Insurance 

Life Insurance 

  • Term Life Coverage 
  • Whole Life Coverage 
  • Annuities 

Average Insurance Rates in Fort Lauderdale

With assurance that comes with reliable insurance policies provided by knowledgeable agents through Fort Lauderdale insurance agencies you can have the best rates for the home, car or any kind of property you own. 

The typical rates for the most owned coverages in Fort Lauderdale are as follows: 

Type of Insurance Average Annual Premium Rates
Car Insurance

$1,442-Minimum Liability Coverage 

$2,973-Full Coverage  

Home Insurance $2,568 
Life Insurance $627 
Flood Insurance $723 
Business Insurance $640    

Best Cheap Car Insurance Companies in Fort Lauderdale 

You can get cheapest car insurance from different company through the insurance agents in Fort Lauderdale. For example, Allstate insurance agent can provide you with the best car insurance quote in town. You can refer to various companies quote at once with the agents you are consulting with. 

Therefore, following table shows the chep car insurace Fort Lauderdale rates for car insurance that any Geico or State farm agents can offer you. 

Insurance Company Average Annual Rate for Minimum Coverage Average Annual Rate for Full Coverage
Geico $1,042  $2,502 
Statefarm $1,199  $2,277 
Allstate $1,359  $2,963 
Progressive $1,637  $2,938 
Direct General $1,768  $3,501 

Best Cheap Homeowners Insurance Companies in Fort Lauderdale 

You can get access to knowledgeable agents for finding the cheap homeowners insurance companies offering you the most comprehensive rates. But make sure to compare rates and choose the one that fits your budget. 

Following are the best cheap homeowners insurance companies in Fort Lauderdale:

Insurance Company Average Annual Premium (250K Dwelling Coverage)
Nationwide $1,051 
ASI Progressive $1,569 
Chubb $1,571 
Allstate $1,677 
Statefarm $1,868 

Note: Insurance premiums are subject to fluctuations depending on factors like size, location, risk factors involved, coverage limit, and more.    

Frequently Asked Questions


What are the things you consider asking your homeowner insurance agent in Fort Lauderdale?

Things to consider and questions to ask your agent in Fort Lauderdale are: 

  • What is the cost to rebuild your home and replace your belongings if it is destroyed. 
  • Does the policy cover any natural disasters like hurricanes or floods?  
  • Are there any discounts or special rates available for multiple policies with the same company?  
  • How much is the deductible, and how does it work if I need to make a claim?

Hence, give your agent a full detail about your home feature and the things you own. This will help you get information about the rebuilding cost for your home if it is damaged in any kind of incident. 

How much is home insurance in Fort Lauderdale?

The average cost of home insurance in Fort Lauderdale is $2,568 per year. The insurance premium for homeowners is slightly higher in the city area as the most places are prone to hurricanes and tornadoes. 

How can I lower my insurance in Fort Lauderdale, Florida?

The best and convenient way to reduce your insurance in Fort Lauderdale is maintaining your current coverage by year -round. This helps you to stay on top of the changing insurance market and secure the best deal possible for your situation.  

How much is hurricane insurance on a house in Florida?

Florida homeowners pay approximately $2,674 per year in premiums to protect against hurricane damage. 

How much is flood insurance in Fort Lauderdale?

In Florida, homeowners purchase flood insurance through the NFIP. The average cost of flood insurance in Fort Lauderdale, Florida is $562. 

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