Top Agents Near You in Cape Coral, Fl

Connect with the right agents for your insurance needs in 2023. 

Elesha N Keaton - life insurance agent in georgia

Nathaniel Schiro

 ✔ verified 

“I am a Financial Educator, helping people take control of their money to create financial freedom.”

Services: Life insurance
Associated carriers: MOO, Foresters, North American, Gerber and many more

📍Cape Coral, Florida, 33991

Mitchel Jason Zelman Geico agent

Mitchel Jason Zelman

 ✔ verified 

I’m Mitchel, your local insurance agent operating from Boca Raton, Florida. I guide people to get an insurance policy that fits their needs.

Services – P&C insurance

📍Florida, 33433


Gamal Lyons

❝We can guarantee that we can suggest the best insurance policy that will fit your need.❞

Services – Life insurance, Health insurance

📍Florida, 32246

Whether you’re moving to this city for a new job opportunity, been living year for the past many years or retiring closer to family – whatever your reason may be – make sure that you have all the right insurance coverage whilst living in the city. But before purchasing your policy, it’s a good idea to get all your coverage and policy questions answered by connecting with one of the best Cape Coral insurance agent. 

state farm cape coral

Why Choose Agency Height? 

Local Coverage Expertise– Explore top agents who best understand your location, local laws, and needs.   

The Power to Choose– Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best. 

Hassle-free process– No unwanted calls. Book free consultations with only the ones you choose. 

Popular Insurance Coverage in Cape Coral

Among various types of insurance provided, the popular coverages in Cape Coral are homeowners, auto, business and life insurance. For instance, health insurance agencies Cape Coral, Fl has also been providing different health care services to the residents. It is always a better choice to get in touch with local insurance agents and find the right kind of coverage you need. 

Following are some of the basic insurance coverages most of the Cape Coral residents own. 

Home Insurance

  • Personal Liability 
  • Protection
  • Dwelling Coverage
  • Personal Property
  • Additional Living Expenses (ALE)
  • Medical Payments Coverage

Auto Insurance

  • Bodily Injury Liability
  • Property Damage Liability
  • Uninsured/Underinsured Motorist Coverage
  • Collision/Comprehensive Coverage
  • Personal Injury Protection 

Health Insurance

  • Medical Insurance 
  • Disability insurance 
  • Long-term care insurance 

    Life Insurance

    • Term Life Insurance
    • Universal Life Insurance
    • Whole Life Insurance
    • Annuities

      Average Insurance Cost in Cape Coral

      Whether you are looking for auto insurance, home insurance or insurance to cover a vacation rental property, our local Cape Coral insurance agents near you are always available for help. 

      The typical rates for the most owned coverages in Cape Coral are as follows:  

      Type of Insurance  Average Annual Premium Rates  
      Car Insurance  $1,588  annually 
      Home Insurance  $1,676  annually 
      Flood Insurance  $731 annually 
      Life Insurance  $627 annually 
      Business Insurance $540 annually

      Note: Insurance premiums are subject to fluctuations depending on factors like size, location, risk factors involved, coverage limit, and more.  

      Frequently Asked Questions

      How much is homeowners insurance in Cape Coral, FL?

      The average cost of homeowners insurance in Cape Coral, Florida, is $1,676 per year or $140 per month, but rates vary by company as they have different pricing models. 

      How much is flood insurance in Cape Coral, FL?

      Cape Coral flood insurance costs around $731 but flood insurance rates are calculated based on a number of factors specific to your home, like your property’s elevation, building materials and distance to the coast.  

      The average cost of flood insurance in Florida is $562 for policies purchased through the NFIP. Hence the cost of flood insurance in Cape Coral can cost around $731. 

      How much is car insurance in Cape Coral?

      The premium for a newly constructed home in Cape Coral is $1,153 per year, compared to the average of $1,676 per year for a home built in 2000. 

      Is home insurance in Cape Coral expensive?

      Homes in Florida are subject to additional risks that aren’t present in every state, including as flooding, storms, and hurricanes. Home insurance premiums are higher in states with higher chances of property damage since insurance firms base their prices on risk. 

      What is the best way to get insurance from top companies in Cape Coral, Fl?

      The best way to get insurance from top companies in Cape Coral, FL is to compare quotes and coverage options online. Finding an experienced insurer who understands the local market and has a good track record of customer satisfaction is also a great choice 

      How much is the price for a newly constructed home in Cape Coral?

      The premium for a newly constructed home in Cape Coral is $1,153 per year, compared to the average of $1,676 per year for a home built in 2000.

      How much car insurance do I need in Cape Coral?

      Florida’s car insurance requirements for all drivers is a minimum of $10,000 in personal injury protection (PIP) and $10,000 or more in property damage insurance. Moreover, the amount of car insurance you need in Cape Coral varies depending on your personal circumstances. You must carry liability coverage, which pays for damages and injuries that you might cause to other drivers.

      Find a Local Insurance Agent Near You

      Connect with a local agent online to help you with your insurance needs.

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