Whether you’re moving to this city for a new job opportunity, been living year for the past many years or retiring closer to family – whatever your reason may be – make sure that you have all the right insurance coverage whilst living in the city. But before purchasing your policy, it’s a good idea to get all your coverage and policy questions answered by connecting with one of the best Cape Coral insurance agent.
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Popular Insurance Coverage in Cape Coral
Among various types of insurance provided, the popular coverages in Cape Coral are homeowners, auto, business and life insurance. For instance, health insurance agencies Cape Coral, Fl has also been providing different health care services to the residents. It is always a better choice to get in touch with local insurance agents and find the right kind of coverage you need.
Following are some of the basic insurance coverages most of the Cape Coral residents own.
Home Insurance
- Personal Liability Protection
- Dwelling Coverage
- Personal Property
- Additional Living Expenses (ALE)
- Medical Payments Coverage
Auto Insurance
- Bodily Injury Liability
- Property Damage Liability
- Uninsured/Underinsured Motorist Coverage
- Collision/Comprehensive Coverage
- Personal Injury Protection
Health Insurance
- Medical Insurance
- Disability insurance
- Long-term care insurance
Life Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Annuities
Average Insurance Cost in Cape Coral
Whether you are looking for auto insurance, home insurance or insurance to cover a vacation rental property, our local Cape Coral insurance agents near you are always available for help.
The typical rates for the most owned coverages in Cape Coral are as follows:
- Car Insurance $1,588 annually
- Home Insurance $1,676 annually
- Flood Insurance $731 annually
- Life Insurance $627 annually
- Business Insurance $540 annually
Frequently Asked Questions
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How much is homeowners insurance in Cape Coral, FL?
The average cost of homeowners insurance in Cape Coral, Florida, is $1,676 per year or $140 per month, but rates vary by company as they have different pricing models.
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How much is flood insurance in Cape Coral, FL?
Cape Coral flood insurance costs around $731 but flood insurance rates are calculated based on a number of factors specific to your home, like your property’s elevation, building materials and distance to the coast.
The average cost of flood insurance in Florida is $562 for policies purchased through the NFIP. Hence the cost of flood insurance in Cape Coral can cost around $731.
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How much is car insurance in Cape Coral?
The premium for a newly constructed home in Cape Coral is $1,153 per year, compared to the average of $1,676 per year for a home built in 2000.
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Is home insurance in Cape Coral expensive?
Homes in Florida are subject to additional risks that aren’t present in every state, including as flooding, storms, and hurricanes. Home insurance premiums are higher in states with higher chances of property damage since insurance firms base their prices on risk.
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What is the best way to get insurance from top companies in Cape Coral, Fl?
The best way to get insurance from top companies in Cape Coral, FL is to compare quotes and coverage options online. Finding an experienced insurer who understands the local market and has a good track record of customer satisfaction is also a great choice
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How much is the price for a newly constructed home in Cape Coral?
The premium for a newly constructed home in Cape Coral is $1,153 per year, compared to the average of $1,676 per year for a home built in 2000.
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How much car insurance do I need in Cape Coral?
Florida’s car insurance requirements for all drivers is a minimum of $10,000 in personal injury protection (PIP) and $10,000 or more in property damage insurance. Moreover, the amount of car insurance you need in Cape Coral varies depending on your personal circumstances. You must carry liability coverage, which pays for damages and injuries that you might cause to other drivers.
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