Business Insurance Agents in Florida

Find the Right Agent for Your Business Insurance Needs

The Sunshine State of Florida has the third highest number of small businesses (3 million) in the U.S. If you’re looking to open your own business or already have one up and running, getting the right type of business insurance is important.

With the help of local insurance agent in Florida, you will get the right coverage for your business.

Florida business insurance

Why Agency Height?

Local Coverage Expertise

Explore top agents who best understand your location, local laws, and needs. 

The Power to Choose

Talk to an agent or five, the choice is yours! Get multiple quotes and pick the one you like best.

Hassle-free process

No unwanted calls. Book free consultations with only the ones you choose. 

Policy TypeInsurance CompanyBenefits
OverallState FarmGeneral liability coverage available in increments of $1 million
Business Owners PolicyLiberty MutualFast and streamlined online/in-app claims process
General LiabilityNationwideA++ rating from AM Best
Workers’ CompensationThe HartfordSecond largest provider for workers compensation.
Commercial AutoProgressiveTop commercial auto insurance provider

FAQ's

  • What does business insurance exclude?

    While small business insurance covers legitimate losses, it excludes damages caused by your own negligence or fraud. It may also exclude you if you misrepresent the nature of your business or misclassify your employees in order to lower premiums.

  • How Much Does a Business Owners Policy in Florida Cost?

    The premiums vary according to the amount of risk exposure and the endorsements and deductible chosen. The following are some of the major factors that influence the cost of a policy:

    • Business type (contracting, service, retail etc.)
    • Business address
    • Years of experience in business
    • Annual salary
    • Annual revenue claims history
    • How much land do you want to protect
  • How much does Florida LLC insurance cost?

    A typical small business in Florida can expect to pay between $300 and $5,000 per year for general liability insurance.

  • What insurance do I need in Florida for my LLC?

    Workers’ compensation insurance is required by Florida law for all business owners. This insurance is required for any non-construction business that employs four or more people, as well as any construction business that employs at least one person.

  • Is business insurance required for sole proprietorship?

    Yes, if you’re the sole proprietor, you’re personally liable for your company. This means you are liable for all claims, debts, and duties. There is no separation of business and personal assets in a sole proprietorship. That is why professional liability insurance is essential.

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