Boca Raton is a beautiful city in Florida that’s known for its stunning beaches, luxury shops, and fine dining. Similarly, insurance agents in Boca Raton are experts at helping their clients find the best insurance coverage to protect them from any potential risks. If you’re looking for insurance in Boca Raton, FL, be sure to contact one of the experienced insurance agents at an insurance agency.

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Popular Insurance Coverage in Boca Raton
When searching for insurance agents in Boca Raton, FL, it’s important to find an agent that you can trust. You need to find insurance agents that are knowledgeable about the insurance industry and can help you find the best coverage for your needs.
Some of the popular coverages include:
Home Insurance
- Personal Liability
- Protection
- Dwelling Coverage
- Personal Property
- Additional Living Expenses
- Medical Payments Coverage
Auto Insurance
- Bodily Injury Liability
- Property Damage Liability
- Uninsured/Underinsured Motorist Coverage
- Comprehensive Coverage
- Personal Injury Protection
Health Insurance
- Medical Insurance
- Disability insurance
- Long-term care insurance
Life Insurance
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Annuities
Average Insurance Cost in Boca Raton
Depending on the kind of insurance you want, how much coverage you need, and how much of a deductible you are ready to pay, insurance cost in Boca Raton can vary significantly. Working with an insurance agent from top insurance copmpanies Boca Raton will ensure that you receive the most accurate estimate.
However, the estimate of the premium is mentioned below:
Type of InsuranceAverage Annual Premium Rates
- Car Insurance $2,257 annually
- Home Insurance $1.716 annually
- Business Insurance $627 annually
- Life Insurance $696 annually
FAQ's
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How much is homeowners' insurance in Boca?
Home insurance Boca Raton, Fl premiums are on average of $2,257. This is more expensive than the national average of $2,103 per year but less expensive than Florida’s average annual cost of $2,359 for homeowner’s insurance.
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Is homeowners' insurance required in Florida?
Although Florida law does not mandate the purchase of homeowners insurance, the majority of individuals want to protect their home, which is likely to be their largest asset.
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Why is Florida homeowner insurance so expensive?
Florida insurance providers must set the cost of their policies such that they will have adequate funds to pay claims resulting from catastrophic losses like hurricanes. Florida homes insurance often costs more than the national average since Florida has the highest chance of catastrophe of any state.
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What kind of insurance do I need in Florida?
Drivers in Florida are required to have both $10,000 in PIP and $10,000 in property damage liability insurance (PDL). Any car that is driven in Florida for more than 90 days in a calendar year must also have this insurance, according to Florida law.