SageSure Insurance Reviews 2024
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Last Updated: January 15, 2024
- No of reviews: Google (719), Clearsurance (148), BBB (7), Total reviews (874)
- No of ratings: Google (4.5), Clearsurance (3.98), BBB (1.5), Avg ratings (3.32)
- Address: 101 Hudson St #2700, Jersey City, NJ 07302
- SageSure Insurance phone number: (800) 481-0661
SageSure Insurance, an esteemed provider of comprehensive insurance solutions, has a rich history rooted in the pursuit of safeguarding homes and homeowners. Since its inception, SageSure has emerged as a trusted and innovative force in the insurance industry, offering tailored coverage options, efficient service, and a customer-centric approach.
In this review, we will thoroughly delve into SageSure’s range of policies, their commitment to excellent customer service, their efficient claims handling, and provide an overview of the carrier partners they collaborate with.
About SageSure Insurance
SageSure Insurance is an insurance-first, tech-forward managing general underwriter specializing in coastal residential and commercial property markets. With a focus on coastal areas, SageSure offers over 50 competitively priced insurance products in 14 states prone to coastal risks, serving a substantial customer base of over 400,000 policyholders.
Established in 2009, SageSure has been at the forefront of revolutionizing property insurance through its cutting-edge online quoting and binding platform. Their commitment to innovation has enabled them to offer customers efficient and comprehensive insurance solutions in high-risk coastal regions.
SageSure collaborates with carrier partners to provide coverage on their behalf, ensuring a diverse range of options for policyholders. This partnership approach allows SageSure to leverage established carriers’ expertise and financial stability while delivering the flexibility and personalized service of a managing general underwriter.
Pros and Cons
- Provides insurance coverage for homes located in high-risk areas that other insurers may avoid.
- Flood and windstorm damage coverage available
- 24/7 service availability
- Not available in all states
- Online quote in not available
Service Areas of SageSure Insurance
SageSure Insurance offers high quality insurance coverage at competitive price in America’s most underserved areas. The 14 states where they are into service are listed below:
- New Jersey
- New York
- North Carolina
- South Carolina
SageSure Product and Services
Sagesure focuses primarily on providing homeowners insurance, offering protection for your residence, personal belongings, and liability. Depending on the state you reside in and the carrier partnered with Sagesure, additional coverage options may be available. We recommend visiting their official website to learn more about the specific policies available from Sagesure.
- Homeowners insurance
- Business Owner Policy (BOP)
SageSure Home Insurance Reviews
SageSure’s mission is to ensure that individuals have access to comprehensive homeowners’ insurance, regardless of location. They believe that living in a challenging market should not prevent people from safeguarding the life they have diligently built.
Comprehensive Coverage: SageSure provides the best homeowners insurance to protect your home and personal belongings. Their policies typically cover a range of risks, including damage caused by fire, storms, theft, and liability issues.
Product Under SageSure Homeowners Insurance: SageSure offers a range of home insurance product options. These products may include coverage for:
- Single- Family Homes
- Rental properties.
Each product is designed to cater to the specific needs of different homeowners and property types.
Challenging Market Coverage: SageSure specializes in serving difficult markets where other insurance companies may be reluctant to provide coverage. They focus on coastal residential areas and other regions prone to natural disasters.
Availability: While SageSure’s coverage is not available nationwide, its services extend to 14 states across the South and Northeast regions of the United States. These states are specifically chosen due to their proximity to coastal areas and the increased risks associated with them.
Agent-Based Service: To obtain a quote or purchase a policy with SageSure, customers are typically required to connect with a SageSure agent. The agent will guide them through the process, answer any questions, and assist in selecting the appropriate coverage options based on their specific needs. Connecting to insurance agents or brokers near you ensures that customers receive personalized attention and guidance throughout the insurance process.
How does SageSure work?
SageSure operates on a unique model that sets them apart from traditional managing general underwriters. However, what makes SageSure genuinely distinctive is its hands-on approach to designing, developing, and filing its proprietary homeowners and commercial BOP (Business Owner’s Policy) products. By partnering with highly rated insurance carriers, SageSure ensures its customers receive the best coverage.
SageSure Insurance Managers
SageSure Insurance Managers is a prominent and respected company specializing in insurance management services. With their expertise and industry knowledge, Sagesure introduces as a managing general agent (MGA), offering comprehensive insurance solutions to homeowners across various states.
Sagesure collaborates with a network of trusted carrier partners, providing homeowners access to a diverse range of insurance products. They possess extensive expertise in underwriting, risk assessment, and policy administration. Here’s a list of the carrier partners that they’re associated with:
- Acceptance Casualty Insurance Company
- Acceptance Indemnity Insurance Company
- Elevate Reciprocal Exchange
- Harco National Insurance Company
- Independent Mutual Fire Insurance Company
- Occidental Fire and Casualty Company of North Carolina
- SafePort Insurance Company
- SureChoice Underwriters Reciprocal Exchange (SURE)
- SafeChoice Insurance Company (formerly SureChoice)
- TransGuard Insurance Company of America
- Wilshire Insurance Company
SageSure Insurance has received notable third-party reviews from reputable organizations such as the Better Business Bureau (BBB) and AM Best, a trusted rating agency in the insurance industry.
The BBB provides insights into the business practices and customer interactions of companies. Although, SageSure Insurance doesn’t hold an accreditation from the BBB it has been rated A from BBB. This indicates that SageSure has met BBB’s honesty, transparency, and customer service standards. Homeowners can refer to the BBB’s website to access customer reviews, complaints, and the overall rating of SageSure Insurance.
AM Best, a leading provider of credit ratings and financial data for the insurance industry, evaluates insurance companies’ financial stability and strength. However, SageSure Insurance still needs to receive ratings from AM Best.
SageSure Customer Reviews
I was super impressed with Rhonda McCord’s service. She was knowledgeable and went above and beyond to review the policy and offer me assistance with technical glitches as well as explaining different methods to pay for policies to avoid other fees associated with making payments with card or payment plans.
Thank you very much for assistance during wind damage to our house. The roofing company is roofing our house. Your service is very supportive and emails you sent me very informative. The adjuster performs his job carefully for helping customer. Thank you very much.
This was very well done. Both Karen and I enjoyed it and wanted to pass onto you. This was probably better than any of the big boys in the industry and the information presented in my opinion.
Kelly was my first point of contact and assisted me with filing a claim for my home. It was a great pleasure to have Kelly available to help me. She was knowledgeable and compassionate to my situation and went above and beyond to offer additional suggestions.
I always love working with SageSure. We have a great marketing rep, Susan, and they are always helpful when calling. My most recent interaction was with Bobbi. She was wonderful!Source: Google, Clearsurance, SageSure website
The reviews of SageSure Insurance offer valuable insights into the company’s performance and customer experiences. While there is a range of feedback from homeowners, it is clear that SageSure has made strides in providing comprehensive coverage options and responsive customer service. Some customers express high satisfaction with the customization options and efficient claims handling, while others may have had different experiences. Potential customers need to weigh these reviews alongside their priorities and needs when considering SageSure Insurance as their provider. Considering the company’s positive ratings from the BBB for financial stability, homeowners can make an informed decision based on the available information.
Frequently Asked Questions
Who is SageSure affiliated with?
SageSure is affiliated with Acceptance Casualty Insurance Company, serving as the program manager and servicing agent for homeowners insurance in California and South Carolina.
Is SageSure a standard insurance company?
While SageSure may appear as a standard insurance company, it operates uniquely by partnering with other insurance carriers across the country. Depending on your location, you will receive a policy from one of SageSure’s partner carriers.
How long has SageSure been in business?
SageSure was founded in 2006 with a focus on delivering effective solutions for insurance agents and homeowners in underserved markets. Their goal is to provide continuous access to the property insurance homeowners need and deserve.
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