Progressive Insurance Review 2022
Is it the right choice for your insurance needs? | ⭐️⭐️⭐️⭐️
TLTR: This article provides a detailed Progressive Insurance Review. We take a close look at the coverage they offer and their customer service. We also consider the pros and cons as well as customer reviews. By the end of this post, you’ll have a good idea of whether or not progressive insurance is the right fit for you!
Progressive Insurance Reviews – Our Thoughts
Progressive offers more discount options than some of the other top insurance companies when it comes to saving money on premiums. And it’s a great option for those looking for a wide variety of coverage options.
Keep in mind that their rates may be higher than others. But even so, when you choose a full coverage policy from them, their premium prices will tend to be lower than average. Another good point: Progressive’s customer service is available 24/7.
Overall, Progressive is a great option if you’re looking for a reliable insurance company. They’re particularly notable when it comes to car insurance.
In this blog
About
Progressive Insurance does justice to its name by providing innovative services ahead of the curve compared with other companies.
Progressive Insurance has been in the business of making insurers’ lives easier since Jack Green and Joseph M. Lewis founded the company more than 80 years ago. With about 13 million active policies, it’s only natural to consider Progressive when shopping for insurance. But, is it the right choice for you?
Image: Progressive Insurance
Progressive Insurance – Pros and Cons
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Cons |
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Image: Progressive Insurance Statistics
Things To Know
Progressive Insurance Products
Progressive Vehicle insurance
If you need auto insurance, Progressive is the company for you. With their wide range of policies to choose from and protection for just about anything with a motor, they offer great coverage for every driver.
- ATV/UTV Insurance
- Classic Car Insurance
- Mexico Auto Insurance
- R.V. Insurance
- Auto Insurance
- Golf Cart Insurance
- Motorcycle Insurance
- Segway Insurance
- Boat Insurance
- Mechanical Breakdown Insurance
- PWC Insurance
- Snowmobile Insurance
Property Insurance & Protection
Progressive’s Home Insurance can provide homeowners and renters with a wide range of coverage options that meet their needs. The cost, restrictions, and location are taken into account to determine what kind of policies you’ll get with Progressive.
- Condo Insurance
- Renters Insurance
- Home Security
- Flood Insurance
- Home Warranty
- Homeowners Insurance
- Mobile Home Insurance
Personal Insurance & Services
Progressive’s personal insurance and services are where to look if you want insurance for your pets or electronics. Progressive provides a wide range of services that other companies might lack and covers most areas needed by customers in their personal policies.
- Dental Insurance
- Life Insurance
- Travel Insurance
- Wedding & Event Insurance
- Health Insurance
- Pet Insurance
- Umbrella Insurance
- Identity Theft Protection
- Electronic Device Insurance
- Vision Insurance
Business Insurance
Progressive has various commercial business insurance options to protect your company from financial losses caused by accidents, property damage, and other events. But the majority of the business policies are provided through a third-party insurer who quotes a price, underwrites it, and handles any claims.
- Business Owners Policy
- Professional Liability Insurance
- Commercial Auto Insurance
- Workers’ Compensation Insurance
- General Liability Insurance
Financial Services
Progressive has been in business for more than 80 years. In this time, it’s helped countless customers reach their financial goals with ease. Its wide range of services includes everything from checking accounts to fixed-payment loans – all explicitly designed to make its customers’ lives easier!
- Car Shopping Service
- Online Banking
- Personal Loans
Image: Progressive Insurance
Progressive Insurance Cost
Few people are so wealthy that price doesn’t matter to them. For some, it’s the top consideration, and they’ll simply go with the brand with the lowest fees. But that old saying, “you get what you pay for” is popular for a reason. There are things to consider besides cost before you sign on the dotted line!
It’s true that Progressive can be costlier than other carriers. While Progressive isn’t the cheapest insurance company, it has an edge when it comes to auto insurance because of its wide range of insurance coverage options.
Moreover, Progressive offers various discounts for your various needs, and there’s something for everyone who wants their costs reduced. They have student discounts and paperless discounts, and the option to purchase multiple policies at a discounted rate in one go. Progressive also offers homeowners discounts for merely being a homeowner.
Progressive is committed to rewarding loyalty, so you’re eligible for a discount if you are consistently insured with no gaps or cancellations. This loyalty program is an excellent option for those who want to save even more!
Progressive Insurance Reviews and Ratings
Customer Reviews
Reviews |
Rating |
| “I had a very pleasant conversation with an agent. I called from the dealership where I was purchasing a new car, and she promptly sent my papers to my phone, as well as took good care of all of my needs professionally and respectfully.” | ⭐️⭐️⭐️⭐️⭐️ |
| “Progressive insurance has been fantastic, but I’ve never been in an accident where I was at fault. However, their roadside assistance isn’t the best. Do not opt for roadside with progressive. They took over 24 hours to tow my vehicle! To get service, I had to phone at least ten times and go through three different tow orders.” | ⭐️⭐️⭐️ |
| “I am 100% satisfied with Progressive. I accomplished everything I needed in a timely and effective manner. Great rates as well.” | ⭐️⭐️⭐️⭐️⭐️ |
| “My first impression was quite positive, in fact, it exceeded my expectations. When I came to the site, my goal was to receive a quote and compare it to those offered by other companies. I didn’t need to explore any farther because the convenience of accessing and filling out the essential fields convinced me to get covered straight away. I hope it stays that way.” |
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| “Rates are always fluctuating, going up and down when the policy is renewed. Even if there haven’t been any other changes. It’s quite bothersome.” | ⭐️⭐️⭐️ |
| “It was a simple and quick process. I switched to progressive for my motorcycle insurance. The best aspect of the whole experience is that I’m saving over $500. I also had a quick online chat where all my questions were answered promptly.” | ⭐️⭐️⭐️⭐️⭐️ |
Source: ResellerRatings, Progressive yelp reviews, Progressive google reviews
Third-Party Reviews
– Progressive Insurance received a complaint score of 0.05 from the National Association of Insurance Commissioners (NAIC) in 2021, placing it below the industry average of 1.0.
– Customers are divided on the quality of Progressive’s mobile app, but most praise its ease of use. The company has received 4.5 stars out of 5 from customers in Apple’s App Store and 4.1 stars out of 5 in Google Play Store.
Organization |
Progressive Rating |
Description |
| A.M. Best | A+ Superior | A financially sound company that has the ability to guarantee and secure your insurance. |
| Standards and Poor | AA | Very strong ability to meet financial obligations. |
| Moody’s Investors Services | Aa | High-quality company with very low credit risk. |
| Fitch | AA Very Strong | High level of ability to meet financial obligations. |
Conclusion
Our Rating – ⭐️⭐️⭐️⭐️
Progressive has built a strong reputation as the go-to auto insurance company for many American drivers. The wide range of policies, discounts, and customer service that they offer is excellent.
To cover all your bases, it’s crucial to have the right insurance coverage. We recommend Progressive Auto Insurance because they offer competitive rates and a variety of options that can match any need or preference. While some policies may be on the pricey side, if you consider all the added benefits, Progressive Insurance is as good as they come.
If you’re looking to get more out of your insurance policy, this company might have what it takes!
Frequently Asked Questions
Does Progressive increase rates after six months?
Progressive does, in some situations, hike premiums after six months. Increases in rates are frequently linked to an increase in the policyholder’s insurance risk and a steady rise in insurance costs in the market.
Does Progressive have a grace period?
Based on your location, Progressive offers a 10- to a 20-day grace period. You should receive a warning before your policy is terminated with the last payment due date if you didn’t make your timely payments.
What does Progressive consider to be a minor accident?
In most states, Progressive allows for minor mistakes to be pardoned. Your cost will not increase if you have a small claim of $500 or less.
Sources
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