Progressive Insurance Review 2022 

Is it the right choice for your insurance needs? | ⭐️⭐️⭐️⭐️ 

TLTR: This article provides a detailed Progressive Insurance Review. We take a close look at the coverage they offer and their customer service. We also consider the pros and cons as well as customer reviews. By the end of this post, you’ll have a good idea of whether or not progressive insurance is the right fit for you! 

Progressive Insurance Reviews – Our Thoughts

Progressive offers more discount options than some of the other top insurance companies when it comes to saving money on premiums. And it’s a great option for those looking for a wide variety of coverage options. 

Keep in mind that their rates may be higher than others. But even so, when you choose a full coverage policy from them, their premium prices will tend to be lower than average. Another good point: Progressive’s customer service is available 24/7.  

Overall, Progressive is a great option if you’re looking for a reliable insurance company. They’re particularly notable when it comes to car insurance. 

In this blog

About

Progressive Insurance does justice to its name by providing innovative services ahead of the curve compared with other companies. 

Progressive Insurance has been in the business of making insurers’ lives easier since Jack Green and Joseph M. Lewis founded the company more than 80 years ago. With about 13 million active policies, it’s only natural to consider Progressive when shopping for insurance. But, is it the right choice for you? 

Image: Progressive Insurance

Progressive Insurance – Pros and Cons

Pros

Cons

  • Auto insurance discounts are among the best in the market. 
  • Offers tailor-made auto and home insurance coverage. 
  • Offers a variety of user-friendly online resources and tools. 
  • Excellent choice for high-risk drivers. 
  • Obtaining quotes is simple and easy. 
  • Availability throughout the United States. 
  • Offers a wide selection of policy discounts. 
  • Offers pet injury insurance in most states if you get collision coverage. 
  • Limited life insurance policy options in comparison to other providers. 
  • Roadside assistance isn’t great. 
  • Most business insurance policies are through a third party. As a result, resolving claims and underwriting a new policy may take some time. 
  • The rates can be costly compared to other insurance firms. Progressive may not be ideal for those looking for more affordable options. 
Progressive insurance review

Image: Progressive Insurance Statistics

Things To Know

Progressive Insurance Products

Progressive Vehicle insurance 

If you need auto insurance, Progressive is the company for you. With their wide range of policies to choose from and protection for just about anything with a motor, they offer great coverage for every driver.  

  • ATV/UTV Insurance 
  • Classic Car Insurance 
  • Mexico Auto Insurance 
  • R.V. Insurance 
  • Auto Insurance 
  • Golf Cart Insurance 
  • Motorcycle Insurance 
  • Segway Insurance 
  • Boat Insurance 
  • Mechanical Breakdown Insurance 
  • PWC Insurance 
  • Snowmobile Insurance 

Property Insurance & Protection 

Progressive’s Home Insurance can provide homeowners and renters with a wide range of coverage options that meet their needs. The cost, restrictions, and location are taken into account to determine what kind of policies you’ll get with Progressive. 

  • Condo Insurance 
  • Renters Insurance 
  • Home Security 
  • Flood Insurance 
  • Home Warranty 
  • Homeowners Insurance 
  • Mobile Home Insurance 

Personal Insurance & Services 

Progressive’s personal insurance and services are where to look if you want insurance for your pets or electronics. Progressive provides a wide range of services that other companies might lack and covers most areas needed by customers in their personal policies. 

  • Dental Insurance 
  • Life Insurance 
  • Travel Insurance 
  • Wedding & Event Insurance 
  • Health Insurance 
  • Pet Insurance 
  • Umbrella Insurance 
  • Identity Theft Protection 
  • Electronic Device Insurance 
  • Vision Insurance 

Business Insurance 

Progressive has various commercial business insurance options to protect your company from financial losses caused by accidents, property damage, and other events. But the majority of the business policies are provided through a third-party insurer who quotes a price, underwrites it, and handles any claims. 

  • Business Owners Policy 
  • Professional Liability Insurance 
  • Commercial Auto Insurance 
  • Workers’ Compensation Insurance 
  • General Liability Insurance 

Financial Services 

Progressive has been in business for more than 80 years. In this time, it’s helped countless customers reach their financial goals with ease. Its wide range of services includes everything from checking accounts to fixed-payment loans – all explicitly designed to make its customers’ lives easier! 

  • Car Shopping Service 
  • Online Banking 
  • Personal Loans 

Image: Progressive Insurance

Progressive Insurance Cost

Few people are so wealthy that price doesn’t matter to them. For some, it’s the top consideration, and they’ll simply go with the brand with the lowest fees. But that old saying, “you get what you pay for” is popular for a reason. There are things to consider besides cost before you sign on the dotted line! 

It’s true that Progressive can be costlier than other carriers. While Progressive isn’t the cheapest insurance company, it has an edge when it comes to auto insurance because of its wide range of insurance coverage options.  

Moreover, Progressive offers various discounts for your various needs, and there’s something for everyone who wants their costs reduced. They have student discounts and paperless discounts, and the option to purchase multiple policies at a discounted rate in one go. Progressive also offers homeowners discounts for merely being a homeowner.  

Progressive is committed to rewarding loyalty, so you’re eligible for a discount if you are consistently insured with no gaps or cancellations. This loyalty program is an excellent option for those who want to save even more! 

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Progressive Insurance Reviews and Ratings

Customer Reviews 

Reviews

Rating

“I had a very pleasant conversation with an agent. I called from the dealership where I was purchasing a new car, and she promptly sent my papers to my phone, as well as took good care of all of my needs professionally and respectfully.”  ⭐️⭐️⭐️⭐️⭐️ 
“Progressive insurance has been fantastic, but I’ve never been in an accident where I was at fault. However, their roadside assistance isn’t the best. Do not opt for roadside with progressive. They took over 24 hours to tow my vehicle! To get service, I had to phone at least ten times and go through three different tow orders.”  ⭐️⭐️⭐️ 
I am 100% satisfied with Progressive. I accomplished everything I needed in a timely and effective manner. Great rates as well.” ⭐️⭐️⭐️⭐️⭐️ 
My first impression was quite positive, in fact, it exceeded my expectations. When I came to the site, my goal was to receive a quote and compare it to those offered by other companies. I didn’t need to explore any farther because the convenience of accessing and filling out the essential fields convinced me to get covered straight away. I hope it stays that way.”

⭐️⭐️⭐️⭐️⭐️ 

 

Rates are always fluctuating, going up and down when the policy is renewed. Even if there haven’t been any other changes. It’s quite bothersome.” ⭐️⭐️⭐️ 
“It was a simple and quick process. I switched to progressive for my motorcycle insurance. The best aspect of the whole experience is that I’m saving over $500. I also had a quick online chat where all my questions were answered promptly.” ⭐️⭐️⭐️⭐️⭐️ 

 

Source: ResellerRatings, Progressive yelp reviews, Progressive google reviews 

Third-Party Reviews

– Progressive Insurance received a complaint score of 0.05 from the National Association of Insurance Commissioners (NAIC) in 2021, placing it below the industry average of 1.0. 

– Customers are divided on the quality of Progressive’s mobile app, but most praise its ease of use. The company has received 4.5 stars out of 5 from customers in Apple’s App Store and 4.1 stars out of 5 in Google Play Store 

Organization

Progressive Rating

Description

A.M. Best A+ Superior A financially sound company that has the ability to guarantee and secure your insurance.
Standards and Poor AA Very strong ability to meet financial obligations.
Moody’s Investors Services Aa High-quality company with very low credit risk.
Fitch AA Very Strong High level of ability to meet financial obligations.

Conclusion

Our Rating – ⭐️⭐️⭐️⭐️

Progressive has built a strong reputation as the go-to auto insurance company for many American drivers. The wide range of policies, discounts, and customer service that they offer is excellent.   

To cover all your bases, it’s crucial to have the right insurance coverage. We recommend Progressive Auto Insurance because they offer competitive rates and a variety of options that can match any need or preference. While some policies may be on the pricey side, if you consider all the added benefits, Progressive Insurance is as good as they come. 

If you’re looking to get more out of your insurance policy, this company might have what it takes! 

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Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Frequently Asked Questions

How much life insurance do I need?

The amount of coverage you would require varies from what other people would, depending on many factors. Financial experts recommend that you purchase coverage of at least 10 to 15 times your annual income. The amount should be enough to cover your family’s expenses such as mortgage and bill payments in the future, should anything happen to you.

Which is the best life insurance company?

When it comes to term life insurance, according to Nerd Wallet and U.S. News, Haven Life is the best bet there is. However, if you need other types of insurance as well, Mass Mutual is also an excellent life insurance company to choose from.

What is whole life insurance cash value?

With whole life insurance, you can actually get coverage for the entire duration of your lifetime, as long as your premiums are paid regularly. The cash value of whole life insurance increases with time. This is why it can act as an emergency fund source for any mishap or for any loan you would require to take.

Do I lose money from life insurance?

When you get a term life insurance policy, and did not pass away before the set term expired, you will not recover the amount you paid to the life insurance company.  

Losing money from life insurance is a way to put it. But look at the bright side. You did not have to face anything tragic or pass away at an unexpected moment. Any monetary value lost is value gained in terms of peace of mind and relief.

How many life insurance policies can I get?

People usually get one life insurance policy. However, getting multiple life policies is relatively more common than one might assume. If you had a life insurance policy as an infant, the situation and financial requirements would be different when you turn into an adult. Or, if you need additional coverage, you may add another policy to your plan.  

There is no apparent legal limit to the number of life insurance policies you can purchase. However, your agent or life insurance company can ask for your coverage amount before you get multiple policies.

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Agency Height is an online directory and publication platform. We’re dedicated to helping people find the right insurance by bridging the gap between agents and insureds. Our publications are the go-to guide for all things insurance. From blogs and articles that help professionals grow their business to data analysis on trends in our industry, you will surely find what you’re looking for! 

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