Physicians Mutual Insurance Reviews 2023
Can You Trust it For Your Insurance?
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Last Updated: July 5, 2023
- No. of Reviews: BBB (35), Yelp (13), Google (27), Total reviews (75)
- No. of Ratings: BBB (1.63), Yelp (1), Google (4.8), Average ratings (2.47)
- Address: 11111 Carmel Commons Blvd STE 240, Charlotte, NC 28226, United States
- Phone number: +19803080297
About Physicians Mutual
Physicians Mutual Insurance is a reputable and trusted provider of insurance solutions tailored specifically to the needs of healthcare professionals. With a rich history spanning several decades, Physicians Mutual has established itself as a leading insurance company dedicated to serving the unique insurance requirements of physicians, dentists, and other healthcare providers. It offers a comprehensive range of coverage options, including life insurance, disability insurance, and supplemental health insurance. Backed by a strong reputation for reliability, personalized service, and competitive rates, Physicians Mutual Insurance is a dependable choice for healthcare professionals seeking high-quality insurance products tailored to their specific needs.
Pros and Cons
- 24/7 customer service
- Excellent financial strength and customer service ratings
- Online bill payment system
- A+ rating with BBB
- Low coverage limits
- Limited policy selection
Physicians Mutual Dental Insurance offers a wide range of coverage options, ensuring that individuals can find a plan that suits their specific needs. Coverage typically includes preventive services like;
- Routine dental cleanings
- Comprehensive exams
- Dental X-rays, which are essential for maintaining good oral health and preventing dental problems before they escalate.
In addition to preventive care, Physicians Mutual Dental Insurance often covers basic procedures as well including;
- Tooth extractions, and root canals
- Repair or replacement of denture clasp
Moreover, many policies include coverage for major procedures like crowns, bridges, and dentures. These services are more extensive and are typically needed to address significant dental problems or replace missing teeth. Having coverage for major procedures helps individuals manage the often-high costs associated with these treatments.
Physicians Mutual Pet Insurance offers comprehensive coverage for your furry companions, providing financial protection and peace of mind in the event of unexpected veterinary expenses. Designed to address the healthcare needs of cats and dogs, Physicians Mutual Pet Insurance aims to ensure that pets receive the necessary medical care while helping pet owners manage the associated costs.
Physicians Mutual Pet Insurance offers a range of coverage options to suit different budgets and pet healthcare needs. Policies typically cover a variety of services, including accidents, illnesses, and routine care. Coverage for accidents includes treatments resulting from unexpected injuries such as fractures, lacerations, and poisoning. Illness coverage includes medical conditions, infections, and chronic diseases that may require ongoing treatment.
Routine care coverage, which may be available as an add-on option, helps offset the costs of preventive care, including vaccinations, wellness exams, flea and tick prevention, and dental cleanings. This additional coverage encourages pet owners to prioritize proactive healthcare, promoting their pets’ overall well-being and early detection of potential health issues.
With Physicians Mutual Pet Insurance, policyholders have the flexibility to choose their preferred veterinarian. This allows pet owners to continue seeing their trusted veterinary professionals who are familiar with their pets’ medical history and specific needs.
- Life Insurance
- Medicare Supplement
Sample of Customer Reviews
It was so very kind of you to send letter of sympathy as I grieve my brother, James M. Weller’s (Policy H710191135) death. I want to thank you from the bottom of my heart for the planting of a tree in Wisconsin, in his memory. What a lovely thing to do. Best wishes to all in your company Therese Weller Garling, Mechanicsburg, PA
Dave Bomkamp stood out from all the companies/agents who solicited my business for Medicare. He is knowledgeable, patient, responsive, thorough and personable. He made making the choice easier because I trust his expertise.
Chris provided us with great information regarding health insurance, SeniorCare, drug plans, etc. He took his time with us. We have recommended him to friends.
Jacob was very knowledgeable and personable. We enjoy working with him to get our insurance needs met.
Everything with the insurance is fine except they put my wife’s name down as Laura. Her name is Linda. We have tried several times, including sending in a copy of her drivers license to get this changed. If your successful send me another survey and I will give you a better rating.
Third Party Reviews
After going through the customer reviews on the BBB website for Physicians Mutual Insurance Company, it appears that the company has a generally positive reputation among its customers. Physicians Mutual Insurance Company has an overall rating of A+ on the BBB website, which is the highest rating possible.
Many of the customer reviews on the BBB website praise Physicians Mutual Insurance Company for its customer service, with some customers noting that they received prompt and helpful assistance when filing claims or making changes to their policies. Others appreciate the company’s affordable rates and flexible coverage options, which allow them to choose a policy that meets their unique needs.
However, some customers have reported issues with their policies or claims processing, which has resulted in negative experiences. Some customers have noted that they had trouble filing a claim or encountered unexpected fees or charges when making changes to their policy. Nonetheless, Physicians Mutual Insurance Company appears to have responded to these concerns and worked to resolve them, which demonstrates the company’s commitment to addressing customer feedback and ensuring customer satisfaction.
The customer reviews on the BBB website for Physicians Mutual Insurance Company provide valuable insights into the company’s reputation and customer experiences. While there are a range of opinions expressed, Physicians Mutual Insurance Company generally receives positive feedback from its customers. Many customers appreciate the company’s responsive customer service, affordable rates, and flexible coverage options. However, it is important to note that some customers have encountered issues with policies or claims processing, although the company has made efforts to address and resolve these concerns. Ultimately, if you are considering Physicians Mutual Insurance Company, it is recommended to carefully review customer feedback from various sources to make an informed decision about their insurance offerings.
Frequently Asked Questions
How do I file a claim with Physicians Mutual Insurance?
To file a claim with Physicians Mutual Insurance, you can typically contact their claims department directly via phone or through their online portal. They will guide you through the claims process, provide the necessary forms, and assist you in submitting the required documentation.
What is the financial strength and stability of Physicians Mutual Insurance?
Physicians Mutual Insurance has a longstanding reputation for financial strength and stability. While specific financial ratings may vary, it is advisable to review the ratings provided by reputable financial rating agencies, such as A.M. Best, to assess their financial standing.
Does Physicians Mutual Insurance offer discounts or loyalty programs?
Physicians Mutual Insurance may offer discounts and loyalty programs to eligible policyholders. It is recommended to inquire directly with the company or check their website for information on available discounts or loyalty incentives.
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