Otto Auto Insurance Reviews
Pros, Cons, Cost, and Discounts in 2023
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Last Updated: October 11, 2023
When it comes to car insurance, Otto Insurance is a name that often comes up. As a relatively new player in the insurance market, Otto auto insurance reviews show that it has gained popularity for its easy-to-use online platform, competitive rates, and personalized service.
Here, we’ll take a closer look at Otto Car Insurance reviews, highlighting the pros and cons, cost, discounts, and more, to help you decide if it’s the right option for you.
Based in Miami Beach, Florida, Otto Insurance is actually a referral service where you can get and compare insurance quotes from local agencies and providers. The company doesn’t provide insurance plans by themselves but connects you with local providers after you answer certain questions.
Otto Car Insurance Phone number: 1-888-804-5641
Auto Insurance Providers You Can Access through Otto
Pros and Cons of Getting Car Insurance from Otto
- Easy-to-use online platform
- Personalized service
- Competitive rates
- Compare quotes in seconds
- Limited coverage options
- Limited choice of carriers and agencies
- Limited information
Otto Auto Insurance Cost
Otto Auto Insurance rates vary depending on several factors, including your age, driving record, location, and the type of vehicle you drive. However, Otto offers some of the most competitive rates in the market, with an average annual premium of $1,500. Keep in mind that the actual cost of your policy may be different based on your specific circumstances.
Steps to Get Otto Auto Insurance Quote Online
Once you get to Otto’s website, you simply need to enter your ZIP code, then answer multiple questions to get a list of quotes from different carriers and insurance agencies near you.
Some questions you need to answer to get Otto Auto Insurance quotes are:
- Are you currently insured?
- How many vehicles need coverage?
- How many drivers need coverage?
- Are you a homeowner?
- Marital Status
- Tickets/Accidents/DUIs in the past 3 years, if any
- Driver’s license status
- Annual mileage for your main vehicle
Otto Car Insurance Discounts
You can access several discounts with different providers and agencies through Otto Otter car insurance, that can help you save money on your car insurance premiums, such as:
- Safe driver discount: If you have a good driving record, you may qualify for a safe driver discount.
- Defensive driving: Taking a certified defensive driving course can also help you land good deals.
- Multi-car discount: If you are looking to insure multiple cars, you can save money with multi-car discount that is provided by many carriers.
- Bundling discount: You can also bundle your car insurance policy with another type of insurance, such as home insurance or renters insurance, to qualify for a bundling discount.
Is Otto Car Insurance Good?- Otto Car Insurance Reviews
One major advantage of choosing Otto is the ability to view multiple coverage options from different providers, which can save you money compared to other major car insurance companies. Otto’s online platform makes it easy to get a car insurance quote in seconds.
However, some potential drawbacks include limited availability as it primarily deals with insurance in Florida. Also, the options to compare rates are limited as they give you fixed choices and you cannot ask to get connected with a particular auto insurance company.
Being a relatively new and small player, Otto has not yet gained accreditation from the Better Business Bureau (BBB). However, some complaints have been registered on BBB regarding getting numerous phone calls from brokers.
Otto serves as a lead generation tool for local insurance agencies and carriers, and a search tool for insurance buyers. This may be the reason for users getting a high number of calls.
Overall, Otto Auto Insurance is a great tool for drivers who want reliable coverage without breaking the bank. There are also options from the best car insurance companies in the U.S., if you want to go with insurance giants and get your policy directly from them.
Frequently Asked Questions
How to get Otto car insurance near me?
To get Otto car insurance near you or get connected to a car insurance agent, you need to give your insurance and vehicle information to the company, then you will be presented with some options near your location.
Is Otto car insurance legit?
Yes, Otto car insurance is legitimate. However, please note that Otto does not write insurance policies directly or represent a car insurance company, but they act as a mediator to connect car insurance buyers with appropriate carriers or local agencies.
Where is Otto insurance headquarters?
Otto’s headquarters is located at 429 Lenox Ave Fl 5, Miami Beach, Florida.
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