Olympus Insurance Reviews 2023
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Last Updated: March 14, 2023
In this blog post, we have a comprehensive review of Olympus Insurance, covering various aspects of the company such as their products and services, customer reviews, third-party ratings, and our final thoughts and recommendations. If you are considering purchasing insurance from Olympus Insurance, read on to learn more about this company and its offerings.
Olympus Insurance Overview
Olympus Insurance is a Florida-based insurance company that specializes in providing homeowners insurance and flood insurance to customers. Founded in 2007, Olympus Insurance is headquartered in Palm Beach Gardens, Florida, and is licensed to provide insurance to Floridians. The company’s mission is to provide customers with high-quality insurance products and exceptional customer service.
Pros and Cons
- Strong financial stability
- Convenient payment options
- Customizable coverage
- Easy online claiming process
- Limited availability (available only in Florida)
- High rates
- Limited information in website

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Product and Services
Olympus Insurance offers several types of insurance products, including homeowners’ insurance, flood insurance, and umbrella insurance. Their homeowner’s insurance policies provide coverage for damages caused by fire, wind, hail, and other types of disasters, as well as liability coverage in case of accidents on the property.
The company’s flood insurance policies are backed by the National Flood Insurance Program (NFIP) and provide coverage for damages caused by flooding. Additionally, Olympus Insurance offers umbrella insurance to provide customers with additional liability coverage beyond the limits of their existing policies.
Specialized products that you can get through Olympus Insurance are:
- Florida homeowner’s insurance
- Florida/landlord rental insurance
- Scheduled personal property coverage
- Florida townhouse insurance
- Dwelling under construction
- Florida condo insurance
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Olympus Customer Reviews
Although Olympus Insurance is a large company, it has a relatively small number of reviews. Positive reviews mention favorable pricing and service, while recent negative reviews claim that policies have been cancelled and claims denied. Here is the sample of customers reviews:
Quote interface was easy to use, and Evan was knowledgeable and quick to respond to questions. The entire process was smooth even through a few adjustments I had to make due to updated information.
I had significant damage to my pool cage and privacy fence when hurricane Nicole hit central Florida in early November 2022. I filed a claim using the Olympus website and they immediately responded and within several days an adjustor scheduled to assess the damage.
I have a claim with them from hurricane Ian. They sent me a confirmation email with the desk adjusters’ email and extension. A few days later a different adjuster called me named Keisha Gwin and told me she was the adjuster. I have attempted to contact her several times by phone.
The company staff I had a conversation with was so polite and was explaining to me about the Flood coverage, if though she was not an agent. The pricing for Florida home insurance is worth it with Olympus as well.
The claim processing is very slow although you report online you need to give a round of phone calls. But your claim will be addressed by a professional making you understand every question you ask.
Source: Google, BBBOlympus Home Insurance
Florida is particularly vulnerable to natural disasters such as hurricanes and floods, which makes having adequate homeowners’ insurance coverage all the more important. Olympus home insurance policies provide coverage for damages caused by perils such as fire, wind, hail, and lightning, as well as liability coverage in case of accidents on the property. The policies also cover additional living expenses if the homeowner is temporarily displaced from their home due to a covered loss.
In addition to their standard homeowner’s insurance policies, Olympus homeowners’ insurance also offers optional coverage add-ons to provide customers with additional protection. These add-ons include:
Flood insurance: This provides coverage for damages caused by flooding, which is not typically covered under standard homeowners’ insurance policies.
Equipment breakdown coverage: Olympus’s equipment breakdown coverage provides coverage for the repair or replacement of essential equipment in the home, such as air conditioning units or water heaters, in case of mechanical failure.
Water backup coverage: This provides coverage for damages caused by water backup or sump pump failure, which is not typically covered under standard homeowners’ insurance policies.
Service line coverage: This provides coverage for damage to service lines such as water, sewer, or electrical lines on the property.
Identity theft coverage: This provides coverage for expenses related to identity theft, such as legal fees or lost wages.
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Olympus Insurance Company Reviews
Olympus Insurance has received positive ratings for their financial stability from various rating agencies, including A.M. Best, which has assigned them an A- (Excellent) rating. This rating is a reflection of their strong ability to fulfill financial obligations to their customers.
Furthermore, the company has been accredited by the Better Business Bureau (BBB) since 2010 and currently holds an A+ rating from the organization. Also, Demotech rates Olympus with “A-” These ratings speak to the company’s dedication to providing reliable coverage and quality customer service to their policyholders.
Final Thoughts and Recommendations
Based on our research and analysis, we believe that Olympus Insurance is a good company that offers high-quality insurance products and services to its customers. While there are some negative reviews and feedback from customers, most of the reviews suggest that the company is reliable and provides good customer service. Furthermore, the high ratings from third-party rating agencies such as A.M. Best indicate that the company is financially stable and has a strong ability to meet its obligations to customers.
Conclusion
If you are looking for homeowners’ insurance or flood insurance, Olympus Insurance is a company worth considering. Their high ratings from third-party rating agencies and generally positive customer reviews suggest that the company is reliable and provides good customer service. We hope that this review has provided you with helpful insights into Olympus Insurance and its offerings.
Frequently Asked Questions
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What is the cost of Olympus flood insurance?
The average annual premium for a $300k newly built home is $1428.
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Is Olympus Insurance a good company?
Olympus Insurance claims to offer affordable rates and customizable coverage for homeowners’ insurance. The company also states that it has a strong financial foundation and offers convenient payment options. However, some potential drawbacks include limited availability in certain states, mixed customer reviews, and limited information provided on their website.
Ultimately, whether Olympus Insurance is a good company for you depends on your individual needs and preferences. It’s important to do your own research, read reviews from multiple sources, and carefully consider the benefits and drawbacks of working with this company before deciding.
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What types of insurance does Olympus Insurance offer?
Olympus Insurance offers homeowners’ insurance for both primary and secondary homes.
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What should I do if I need to file a claim with Olympus Insurance?
If you need to file a claim with Olympus Insurance, you can do so online or by calling their claims hotline. You will be assigned a claims adjuster who will guide you through the process.
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