Foremost Insurance Review:

This review by Agency Height covers everything you need to know before deciding if Foremost Insurance can provide the best insurance experience for you.

Have you found yourself looking through the policies of every insurance carrier in the States without success? We understand your dilemma. There are many different types of insurance policies available in the U.S. market, but finding the right policy for you can be difficult.

Here, we help you decide if Foremost is the right insurance experience for you.

Foremost Insurance Rating Overview

• Total Reviews: Consumer Affairs (107), Clearsurance (183), Google Play (124) | Total (414)
• Total Ratings: Consumer Affairs (3.8), Clearsurance (3.54), Google Play (3.8) | Average (3.71)
• Foremost insurance phone number: 800-527-3907
• Address: 8430 W Bryn Mawr Avenue, 3rd Floor Chicago, IL 60631

About Foremost

A member of the Farmers Insurance Group of Companies, Foremost Insurance was founded on June 12, 1952. It was the first insurance company to offer policies for mobile homes and has been a specialist insurance carrier ever since. Foremost may be able to help high-risk drivers who are having trouble getting auto insurance with standard policies and homes with unusual occupancy situations.

With over 38,000 agents in 50 states, Foremost offers various policies to match your needs. They specialize in insurance for high-risk properties with bad credit scores and were given an A (Excellent) grade in financial strength by A.M. Best. They’re a viable option if you have problems obtaining coverage from other standard insurance carriers in the market.

While Foremost Insurance is best known for its RV and mobile home insurance (which it offers in collaboration with AARP), the company also provides good home and car insurance policies that are popular in the market.

Foremost Products

Here’s a list to give you a basic idea of the types of policies that Foremost Insurance can provide.

Home

• Mobile Home
• Home
• Vacant
• Seasonal
• Landlord
• Renters
• Owner-Occupied
• Condominium
• Flood

Auto

• Auto
• Collective Auto
• Commercial Auto
• Motorcycle
• Off-road vehicle
• RV

Marine

• Boat and Watercraft

Foremost Car Insurance

For car insurance, Foremost works with Bristol West, another respected carrier, to insure high-risk drivers who may have trouble acquiring coverage elsewhere. While Foremost may have more advantages and coverage alternatives than some non-standard insurance firms, it’s still limited compared to larger businesses such as GEICO.

Rates for 16-year-olds include the cost of their parents’ full-coverage automobile insurance policy.

Foremost Home Insurance

Coverage options are generally limited compared to those offered by many standard or preferred insurance companies. But on the plus side, those who have trouble finding homeowners insurance owing to credit difficulties or who own properties that other carriers won’t cover may find Foremost a viable choice.

Retrieved from Foremost Website

Foremost Insurance offers a variety of insurance options, including:

Mobile Home Insurance: Foremost mobile home insurance is well-versed in the demands of mobile homeowners, having been the first business to offer this type of insurance.

Seasonal Home Insurance: This is designed for people who own a home but only live in it for part of the year.

Collectible Car Insurance: Foremost offers collectible auto insurance through JC Taylor, which is suited to the needs of collectible cars, particularly vehicles that are displayed at car shows.

Foremost Car Insurance Discounts

Foremost gives you the opportunity to save money on your insurance coverage. Take a look at some of the options for keeping more of your hard-earned cash in your pocket.

• Electronic pay – Save money by paying securely online.
• Bundling your policies – Foremost Insurance offers a discount when you combine your auto and home insurance policies.
• Insuring more than one vehicle simultaneously – You can pay less on your premium by insuring multiple vehicles with Foremost.
• Kids away at college – If your children are in college, you may be able to get a lower rate.
• Advance premium payment – Paying your entire premium ahead of time will save you money.
• Switching from another company to Foremost – You should expect to save money if you leave another company to go with Foremost.

Foremost Rating from Third-Parties

Foremost Rating on Google Play

After taking a quick look on Google Play, you can find 124 reviews among 10,000 + downloads for the app. With varying reviews from its users, Google Play rates the Foremost Insurance app 3.8 out of 5 stars.

Foremost Rating for Financial Confidence

Conclusion: Agency Height’s Rating for Foremost Insurance

Foremost insurance has good coverage options for your home and car but is limited compared to other insurance companies. Foremost Classic ACV and Foremost Classic CL are the company’s two basic house insurance packages. Some homeowners searching for more comprehensive coverage may need to look elsewhere. These basic packages offer just a modest number of endorsements that can be added to improve coverage.

Customers need not be concerned about the company’s financial stability because it is a member of the Farmers Insurance Group. Being a member of this group comes with additional perks of having association with the AARP and USAA which means more insurance quotes to choose from with trusted insurance brands, although the cost and lack of comprehensive coverage alternatives may be a deal-breaker for some.

Overall, Foremost’s home coverage may well be a good choice for individuals who struggle to obtain affordable insurance coverage among traditional insurance providers, thanks to its many years of experience in the market and its affiliation with one of the top insurers in the United States.

Unsure if Foremost is the Right Choice for You?

Choosing the right insurance provider is an important decision that requires careful consideration of various factors. If you’re currently deliberating whether Foremost is the right choice for your insurance needs, it’s essential to go through all your options to make an informed decision. Here’s a list of other best insurance providers in 2023 that you might be interested in:

Foremost vs GEICO 

Both Foremost and GEICO offer a wide range of insurance coverage options. GEICO is known for its competitive rates and often advertises affordable premiums. They also offer various discounts based on factors like safe driving, multiple policies, and good academic records. To know more, check out:

GEICO insurance reviews >>

Foremost vs Travelers

Both Travelers and Foremost are financially stable companies. Travelers has a strong reputation and is considered one of the largest property and casualty insurers in the United States. However, insurance pricing can vary based on individual circumstances and coverage needs. To know more, check out:

Travelers insurance reviews>>

Foremost vs Allstate

Allstate emphasizes its customer service, offering multiple channels for support and convenient online tools for policy management. Foremost relies on a network of independent agents who provide personalized assistance and guidance to policyholders. When comparing Allstate and Foremost, consider your specific insurance needs, the coverage options available, the customer service experience offered, and obtain personalized quotes for accurate pricing. Check out:

Allstate insurance reviews>>

Sources

• Foremost Insurance
• Investopedia
• Farmers Insurance Group of Companies
• A.M. Best
• AARP
• USAA
• Bristol West
• Consumer Affairs
• Clearsurance