Encompass Insurance Review 2022 

For The Coverage You Need | ⭐️⭐️⭐️ 

TLTR: This article provides a detailed Encompass Insurance Review. We take a close look at the coverage they offer and their customer service. We also consider the pros and cons as well as customer reviews. By the end of this post, you’ll have a good idea of whether or not progressive insurance is the right fit for you! 

Encompass Insurance Reviews – Our Thoughts

Encompass Insurance is a great choice if you’re looking for multiple features and optional coverage add-ons that enhance your insurance policies. They also emphasize combining car and house insurance through their EncompassOne package and offer unique incentives, such as a single deductible for all claims. This is an excellent option for those looking to bundle their home and auto insurance.   

Encompass has a good reputation for customer service. However, client experience may appear outdated compared to other insurers, because it doesn’t allow you to receive quotes or manage your claims online. And the company’s mobile app only provides roadside assistance.  

Encompass premiums are on the pricier side, but you can customize coverages to fit your budget.  

In this blog

About

Founded over 125 years ago, Encompass Insurance is one of the country’s oldest and most well-known insurance companies. The company was acquired by Allstate to become a provider that offers great service at affordable prices with the utmost integrity.  

Encompass Insurance is a nationally available insurance provider, with agents across the country (with the exception of a few states). A leading auto and house insurance provider, Encompass is backed by a number of independent rating organizations based on profitability, capital liquidity, corporate management, and investment risk.   

Image: Encompass Insurance

Encompass Insurance – Pros and Cons

Pros

Cons

  • Provides new automobile replacement, accident forgiveness, roadside assistance, and gap insurance coverage. 
  • Has a good reputation for dealing with customer complaints. 
  • Accident forgiveness is available indefinitely (through the Elite package). 
  • Ideal for customers who want to bundle their insurance policy. 
  • Great for younger drivers looking for affordable car insurance. 
  • Does not provide rental automobile coverage or better car replacement. 
  • Does not have discounts for multiple cars, paying in full, or going paperless. 
  • Not available in all states. 
  • There are no online quotations available. 
  • Only roadside help is available through mobile apps. 
encompass insurance statistics
Image: Encompass Insurance Statistics

Things To Know

Encompass Insurance Products

Encompass EncompassOne Package

Encompass Insurance offers an EncompassOne Insurance Package that provides comprehensive coverage with three tiers of protection—Elite, Deluxe, and Special. Each of the three signature policies provides protection for your home, car, and valuables. EncompassOne offers a straightforward insurance approach that is adaptable to your needs, with only one premium and deductible. EncompassOne is an excellent choice for people who prefer to bundle their insurance. 

Encompass Auto Insurance 

Encompass Insurance offers moderate prices on premiums and coverage options. While the EncompassOne® Policy covers your car, home, and other belongings, Encompass also provides standalone auto insurance in three levels of coverage: Special, Deluxe, and Elite. Their Auto Insurance coverage consists of liability, comprehensive, and collision coverage. 

Encompass Insurance’s auto coverage includes a number of standard and add-on coverage benefits, including: 

  • New Car Replacement 
  • Accident Forgiveness
  • Loan/Lease Gap Coverage
  • Roadside Assistance 
  • Auto Insurance for Teens

Encompass Homeowners Insurance  

With Encompass Homeowners Insurance, you can expect to have all of your bases covered. Apart from the EncompassOne policy, you can also choose from one-of-three—Elite, Deluxe, and Special—types of coverage to enhance your homeowner’s policy.  

The home insurance coverage includes protection for homeowners, as well as condo and rental coverage. While their home insurance costs can be high, the various options they offer make it worth looking into.  

Here’s a look at what Encompass homeowners’ policies offer. 

Encompass Homeowner’s Policy includes: 

  • 200% property location limit 
  • Enhanced replacement cost coverage 
  • Water backup protection 
  • Covered losses for structure and contents 
  • Increased building costs 
  • Mortgage rate protection 
  • Personal injury protection 
  • Computer and data recovery coverage 
  • Jewelry and fur replacement cost coverage 

Encompass Condo Insurance includes: 

  • Property location limit 
  • Mortgage rate protection 
  • Increased building costs 
  • Personal injury protection 
  • Computer and data recovery coverage 
  • Jewelry and fur coverage 
  • Water backup protection 

Encompass Renters Insurance covers: 

  • Personal injury protection 
  • Computer and data recovery coverage 
  • Jewelry and fur coverage 
  • Water backup protection 

Encompass Insurance Cost

While some of Encompass Insurance’s policies are pricey, the company has a wide range of policy alternatives and can offer competitive possibilities to bundle insurance plans. 

Encompass does not offer an online quote generator. So, interested drivers and homeowners need to contact one of the company’s independent agents directly to get a quote. Encompass does offer a variety of discounts to help you save on car insurance, ranging from a safe-driving bonus to a new car discount, as well as a resident student discount. Similarly, if you have a home security system or a home that is less than 49 years old, you may be eligible for home insurance discounts.  

As a result, you may be able to save money on premiums by bundling your home and vehicle policies and taking advantage of a variety of additional valuable benefits.

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Encompass Insurance Reviews and Ratings

Customer Reviews – Samples

Reviews

Rating

So far, I have not had a negative encounter with this company. We filed a claim a few months ago, and everything proceeded smoothly and quickly.  ⭐️⭐️⭐️️⭐️️⭐️ 
Encompass has always offered exceptional customer service and rapidly resolves claims. The cost is little, but the benefit is substantial. They make everything simple for customers. Everything I need to know about my coverage is simply accessible online. I can even easily register a claim.  ️⭐️️⭐️️⭐️️⭐️ 
Encompass has performed admirably thus far. When I was in a car accident, they were really easy to work with and made the process quite smooth. They did not increase my rate after my accident either.  ️⭐️️⭐️️⭐️️⭐️️⭐️ 
Encompass is dependable, accurate, and offers a variety of home insurance discounts, but the deductibles and premiums are still high.  ️⭐️️⭐️️⭐️️⭐️ 
I had several difficulties setting up my online payment account. A guy led me through the procedure, which turned out to be much simpler than I had anticipated.  ⭐️️⭐️️⭐️ 
While they handled disputes in a professional and timely manner, they were slow to dispatch an agent during strong storms. ️⭐️️⭐️

 

Source: Google Reviews, Yelp, Google Play Store

Third-Party Reviews

Organization

Progressive Rating

Description

A.M. Best  

   

A+ Superior 

A financially sound company that can guarantee and secure your insurance. 

Fitch  

A+ 

A company with a very low danger of default and a high level of ability to meet financial obligations.  

get insured by agency height

Conclusion

Our Rating – ⭐️⭐️⭐️

Encompass Insurance offers affordable and quality insurance packages for cars, homes as well as personal belongings. They also have standalone coverage, which is perfect if you need separate amounts of protection for each type they offer. Overall, we’d recommend choosing Encompass if you want to bundle your policies.  

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Frequently Asked Questions

Is encompass the same as Allstate?

Encompass is a subsidiary of Allstate. Encompass was founded in 1897 and later acquired by Allstate Insurance. 

Is Encompass a good company?

Encompass has a good reputation, with high ratings from A.M. Best and the Better Business Bureau. And the number of consumer complaints against the insurance firm is low. 

In which states is Encompass Insurance accessible?

Except for Alaska, Florida, Hawaii, Massachusetts, Mississippi, Montana, North Carolina, North Dakota, South Dakota, and Wyoming, Encompass Insurance is accessible in practically every state. 

Agency Height is an online directory and publication platform. We’re dedicated to helping people find the right insurance by bridging the gap between agents and insureds. Our publications are the go-to guide for all things insurance. From blogs and articles that help professionals grow their business to data analysis on trends in our industry, you will surely find what you’re looking for! 

Related Articles

The Hartford Insurance Review 2022

The Hartford Insurance Review will give you a thorough overview of the carrier, its services, customer reviews, etc.

Chubb Insurance Reviews 2022

A detailed list of information on Chubb Insurance to help you make the right choices regarding your coverage needs.

State Farm Insurance Reviews

What does your ideal insurance neighbor look like? State Farm Insurance Reviews 2022 gives you a brief overview to help you decide.