Encompass Insurance Review 2023

We take a close look at the Encompass insurance reviews, the products they offer and their customer service. We also consider the pros and cons as well as customer reviews. By the end of your reading, you’ll have a good idea of whether or not encompass insurance is the right fit for you!

Encompass at a Glance

• No of reviews: Clearsurance(136), BBB (1,517), Yelp (3), Google (23), Total (1,679)
• No of ratings: Clearsurance(3.5) BBB (3.5), Yelp (1), Google (2.4), Avg Rating (2.6)
• Address: Northbrook, Illinois, United States
• Phone: (800) 262-9262 (Toll-Free)

Encompass Insurance Reviews: Overview

Encompass Insurance is a great choice if you’re looking for multiple features and optional coverage add-ons that enhance your insurance policies. They also emphasize combining car and home insurance through their EncompassOne package and offer unique incentives, such as a single deductible for all claims. This is an excellent option for those looking to bundle their home and auto insurance.

Encompass has a good reputation for customer service. However, client experience may appear outdated compared to other insurers, because it doesn’t allow you to receive quotes or manage your claims online. And the company’s mobile app only provides roadside assistance.

Encompass premiums are on the pricier side, but you can customize coverages to fit your budget.

About

Founded over 125 years ago, Encompass Insurance is one of the country’s oldest and most well-known insurance companies. The company was acquired by Allstate to become a provider that offers great service at affordable prices with the utmost integrity.

Encompass Insurance is a nationally available insurance provider, with agents across the country (with the exception of a few states). A leading auto and home insurance provider, Encompass is backed by a number of independent rating organizations based on profitability, capital liquidity, corporate management, and investment risk.

Encompass Insurance Products

Encompass EncompassOne Package

Encompass Insurance offers an EncompassOne Insurance Package that provides comprehensive coverage with three tiers of – protection—Elite, Deluxe, and Special. Each of the three signature policies provides protection for your home, car, and valuables. EncompassOne offers a straightforward insurance approach that is adaptable to your needs, with only one premium and deductible. EncompassOne is an excellent choice for people who prefer to bundle their insurance.

Encompass Auto Insurance

Encompass Insurance offers moderate prices on premiums and coverage options. While the EncompassOne® Policy covers your car, home, and other belongings, Encompass also provides standalone car insurance in three levels of coverage: Special, Deluxe, and Elite. Their auto insurance coverage consists of liability, comprehensive, and collision coverage.

Encompass Insurance’s auto coverage includes a number of standard and add-on coverage benefits, including:

• New Car Replacement
• Accident Forgiveness
• Loan/Lease Gap Coverage
• Roadside Assistance
• Auto Insurance for Teens

Encompass Homeowners Insurance

With Encompass Homeowners Insurance, you can expect to have all of your bases covered. Apart from the EncompassOne policy, you can also choose from one-of-three—Elite, Deluxe, and Special—types of coverage to enhance your homeowner’s policy.

The home insurance coverage includes protection for homeowners, as well as condo and rental coverage. While their home insurance costs can be high, the various options they offer make it worth looking into.

Here’s a look at what Encompass homeowners’ policies offer.

Encompass Insurance Cost

While some of Encompass Insurance’s policies are pricey, the company has a wide range of policy alternatives and can offer competitive possibilities to bundle insurance plans.

Encompass does not offer an online quote generator. So, interested drivers and homeowners need to contact one of the company’s independent agents directly to get a quote. Encompass does offer a variety of discounts to help you save on car insurance, ranging from a safe-driving bonus to a new car discount, as well as a resident student discount. Similarly, if you have a home security system or a home that is less than 49 years old, you may be eligible for home insurance discounts.

As a result, you may be able to save money on premiums by bundling your home and vehicle policies and taking advantage of a variety of additional valuable benefits.

Encompass Home Insurance Review

While the company offers several homeowners insurance discounts compared to some competitors, it’s important to note that their base premiums are generally higher than average. This could be a consideration for homeowners seeking more affordable coverage options.

Encompass offers the Encompass One policy for homeowners’ insurance, which is available in three tiers: Special, Deluxe, and Elite. Each tier has unique policy features, discounts, and policy limits. For example, the Deluxe and Elite tiers include 200% extended dwelling coverage, providing additional protection for homeowners.

One notable aspect mentioned in Encompass home insurance reviews is the lack of online claims filing, which some homeowners may find inconvenient. However, the company aims to provide a seamless claims experience with their responsive customer service representatives.

Encompass Insurance Reviews and Ratings

Encompass Insurance Customer Service

Encompass Insurance is committed to providing excellent customer service to its policyholders. They offer various channels through which customers can contact them for assistance, inquiries, or to file claims. Here’s an overview of the insurance customer service provided by Encompass and how to reach them:

Online Contact Form: You can visit Encompass Insurance’s website and fill out their online contact form. Simply provide your details, including your name, contact information, and the nature of your inquiry or concern. Encompass aims to respond to these inquiries within 1-2 business days.

MyEncompass Account: If you are an Encompass policyholder, you can log into your MyEncompass account online. This platform allows you to access your policy information, make payments, and also provide a means to communicate with Encompass customer service representatives.

Encompass Independent Agents: Encompass has a network of independent insurance agents who can assist you with your specific policy questions and concerns. Your Encompass Independent Agent is your dedicated point of contact for personalized solutions that fit your coverage needs throughout different stages of your life. If you are not an Encompass policyholder, you can locate an independent agent through Encompass Insurance’s agency locator.

Payments: If you need to make a payment, Encompass offers different options. You can mail your payment using the address provided on their website. Alternatively, you can log into your MyEncompass account to make payments online or set up automatic credit card payments.

It’s important to note that the contact options and availability may vary, so it’s recommended to refer to your policy documents for the most up-to-date and accurate contact information.

Third-Party Reviews

How to File a Claim with Encompass

To file a claim with Encompass Insurance, follow these steps:

Step 1: Call Encompass Insurance at 1-800-588-7400 to report your loss. You need to have necessary details ready, such as the date and description of the incident, as well as any relevant documentation.

Step 2: Initial follow-up after reporting your loss, a claims team member will reach out to you to address any questions you may have and determine the best approach for handling your claim.

Step 3: Damage evaluation and adjuster from Encompass will assess the extent of the loss and prepare an estimate for the repairs or replacements required. This may involve visiting the location where the incident occurred to assess the damage firsthand.

Step 4: Discussion and settlement once the adjuster has completed the evaluation, a claims team member will discuss the damage estimate and settlement with you. They will review your policy provisions, terms, and coverage to determine the appropriate compensation or benefits you are entitled to based on your specific policy.

Step 5: Documentation and payment upon reaching an agreement on the damage estimate and settlement. Encompass Insurance will provide you with the necessary documents to process your claim. This may include claim settlement forms, releases, or other required paperwork. They will also arrange for the payment of the settlement amount as applicable. During this stage, any additional questions or concerns you have will be addressed by the claims team

Conclusion

Encompass Insurance offers affordable and quality insurance packages for cars, homes as well as personal belongings. They also have standalone coverage, which is perfect if you need separate amounts of protection for each type they offer. Overall, we’d recommend choosing Encompass if you want to bundle your policies.

Source

• Encompass Insurance
• Yelp 
• Encompass Insurance Products
• Google Play Store

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