Delta Dental Insurance Reviews 2023
A comprehensive dental insurance review
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Last Updated: May 18, 2023
This review provides a brief overview of Delta Dental Insurance, one of the largest dental insurance providers in the United States. It discusses the factors to consider when choosing a dental insurance provider and explores Delta Dental’s coverage, network of dentists, plan types, cost, customer service, additional benefits, and reputation.
- No. of reviews: BBB (105), ConsumerAffairs (283), Trustpilot (22), Total reviews (410)
- No. of ratings: BBB (1.05), ConsumerAffairs (3.3), Trustpilot (1.8), Avg ratings (2.05)
- Address: Oak Brook, IL, United States
- Phone number: 800-422-4234
Delta Dental Insurance: Is it your right oral health care provider?
Choosing a good dental insurance provider is an important decision that can have a big impact on your oral health and budget. Choosing a good dental insurance provider involves considering several factors such as coverage, the network of dentists, plan types, cost, customer service, additional benefits, and reputation.
Delta Dental Insurance is one of the largest dental insurance providers in the United States, offering a variety of dental plans to meet the needs of individuals, families, and groups. With a vast network of dentists, comprehensive coverage, and a range of online tools and resources, Delta Dental is a popular choice for those seeking affordable and high-quality dental care.
In this article, we’ll take a closer look at the benefits of choosing Delta Dental Insurance and what you need to know to make an informed decision about your dental insurance provider.
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About Delta Dental Insurance
Delta Dental serves over 80 million individuals and families nationwide. The company was founded in 1954 and has since grown into a leading provider of dental benefits, offering a range of dental plans to meet the needs of its members. They also provide a range of plans, including PPO, HMO, and fee-for-service plans, to cater to different budgets and dental needs.
Delta Dental insurance is also committed to promoting oral health and wellness. The company has partnered with several organizations and endorses various initiatives to promote good oral health habits and education, including the American Dental Association, the National Institute of Dental and Craniofacial Research, and the Children’s Dental Health Project.
Pros and cons of choosing Delta Dental
- Wide network of dentists
- Comprehensive coverage
- Affordable premiums
- Online tools and resources
- Limited coverage for some procedures
- Expensive if the annul maximum exceeds
- Waiting periods before the coverage plan begin
- Geographic limitations
Delta Dental services: What do you need to know?
Delta Dental Insurance offers a range of dental plans to meet the needs of individuals, families, and groups. Here are some key things you need to know about Delta Dental Insurance:
Network of dentists: Delta Dental has one of the largest networks of dentists in the country, with over 155,000 providers across the United States. This means you can easily find a dentist in your area who accepts Delta Dental insurance.
Types of plans: Delta Dental offers a variety of dental plans, including PPO, HMO, and fee-for-service plans. PPO plans offer flexibility and allow you to see any dentist, while HMO plans require choosing a primary care dentist. Fee-for-service plans offer the most flexibility but can also be the most expensive of the options.
Coverage: Delta Dental plans typically cover preventive care, such as cleanings, exams, and basic and major dental procedures. However, coverage may vary depending on the specific plan you choose.
Cost: The cost of Delta Dental insurance varies depending on the plan you choose and the level of coverage you need. Delta Dental also offers discounts for certain groups, such as students and retirees.
Online tools: Delta Dental offers a range of online tools to help you manage your dental benefits, including the ability to find a dentist, check claim status, and even book appointments.
Wellness programs: Delta Dental promotes good oral health and wellness. The company offers a range of wellness programs, including online resources and educational materials.
Overall, Delta Dental Insurance is a reputable dental insurance provider with a broad network of dentists and various plans to meet its members’ needs. If you’re in the market for dental insurance, it’s worth considering Delta Dental and comparing its plans and pricing with other providers to determine the best fit for your needs and budget.
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Delta Dental insurance plans
Delta Dental Insurance offers a range of dental plans to meet the needs of individuals, families, and seniors. Here’s a closer look at the types of plans available:
Individual and family plans: Delta Dental offers individual and family dental plans that provide comprehensive coverage for preventive care, basic and major dental procedures, and orthodontic treatment. These plans offer flexibility and allow you to choose your own dentist, while also offering discounts on other health services.
Seniors and retirees: Delta Dental also offer plans specifically designed for seniors and retirees. These plans offer comprehensive coverage for preventive care, basic and major dental procedures, and denture-related services. They also provide access to a network of dentists who specialize in treating seniors and are familiar with their unique dental needs.
Overall reviews and complaints
In terms of customer feedback, Delta Dental has received both positive and negative reviews. Some customers have praised their affordable rates and a wide network of dentists, while others have reported issues with claim processing and customer service. But considering the fact, Delta Dental provides information about the claims process on their website, including instructions on how to file a claim and check the status of a claim.
Additionally, customers can also find an online member portal where they can manage their accounts and track their benefits. The company is rated “A” by one of the reliable insurance rating agency A.M. Best which shows their strong financial capability. However, it is not credited by BBB (Better Business Bureau), which can be a major drawback for one of the major players in dental services like Delta Dental.
Conclusion: Why choose Delta Dental?
Delta Dental Insurance is generally well-regarded in the dental insurance industry and is known for its outstanding dental services in the U.S.
In addition to its broad network of providers, Delta Dental is known for its user-friendly tools and resources. The company’s website and mobile app are both easy to navigate, making it simple for members to manage their dental benefits. Members can access their plan information, check their claim status, find a dentist, and even book appointments directly from their smartphone or computer.
While Delta Dental Insurance has received some complaints from customers regarding limited coverage for certain procedures, annual maximums, and waiting periods, these issues are not uncommon among dental insurance providers.
Overall, Delta Dental Insurance is a reputable company that offers quality dental insurance at an affordable price. As with any insurance provider, it’s important to carefully review the terms and conditions of your plan before enrolling to ensure that it meets your individual needs and preferences.
Frequently Asked Questions
What types of plans does Delta Dental offer?
Delta Dental offers a range of dental plans, including dental HMOs, dental PPOs, and dental indemnity plans.
Can I use my Delta Dental insurance outside of my state?
Delta Dental insurance may provide coverage outside of your state, depending on your plan. Check with Delta Dental to see what coverage is available.
Are there any waiting periods for coverage with Delta Dental?
Some Delta Dental plans may have waiting periods before certain services are covered.
How do I file a claim with Delta Dental?
To file a claim with Delta Dental, you will need to submit a claim form and any required documentation. You can usually submit claims online, by mail, or by fax.
What are the benefits of Delta Dental insurance?
Delta Dental insurance can help cover the cost of preventive, restorative, and emergency dental care. The specific benefits depend on the plan you choose.
- Delta Dental Insurance: Is it your right oral health care provider?
- About Delta Dental Insurance
- Pros and cons of choosing Delta Dental
- Delta Dental services: What do you need to know?
- Delta Dental insurance plans
- Overall reviews and complaints
- Conclusion: Why choose Delta Dental?
- Frequently Asked Questions
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