CURE Auto Insurance Reviews 2024
What Sets it Apart
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Last Updated: January 15, 2024
- No of reviews: Google (2,229), Clearsurance (47), BBB (14), Consumer Affair (678) Total (2,968)
- No of ratings: Google (3.6), Clearsurance (2.6), BBB (2), Consumer Affair (3.7) Avg Rating (2.97)
- Phone no: 800-535-2873
- Address: 214 Carnegie Center Dr Suite 301, Princeton, NJ 08540
If you’re considering car insurance, it’s important you research and read reviews before deciding. CURE Auto Insurance is one option you might want to learn more about. Founded in 1990, CURE (Citizens United Reciprocal Exchange) is a not-for-profit auto insurance company that was created to provide affordable car insurance to responsible drivers in New Jersey.
In this review, we’ll provide an overview of the history of CURE auto insurance, its products and services, the major states where it operates, and the pros and cons of choosing CURE as your auto insurance provider. We’ll also look at third-party and customer reviews to give you a well-rounded view of this company.
Learn About the Legacy of CURE Auto Insurance
CURE Auto Insurance is a not-for-profit reciprocal exchange founded in 1990 by former New Jersey Insurance Commissioner James J. Sheeran and Lena Chang. The company was established when the car insurance industry faced significant challenges due to low profitability and legislative constraints. CURE was created as a solution to this crisis, with the belief that everyone deserves affordable car insurance based primarily on their driving record.
Today, CURE operates in three states – New Jersey, Michigan, and Pennsylvania – and specializes in providing no-fault coverage to its customers.
Pros and Cons of CURE Auto Insurance
- Not-for-profit status allows for lower premiums than many other providers
- Strong commitment to customer service
- Discounts available for good driving behavior and completion of defensive driving courses
- Mobile app allows for easy policy management and claims reporting
- Special programs and discounts may not be available in all states
- Limited availability in only a few states
- May not offer as many coverage options as other providers
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Auto Insurance Products and Services
CURE also offers special programs for drivers who have completed defensive driving courses and discounts for good driving behavior. they also have a mobile app that allows customers to manage their policies, make payments, and report claims.
Here are some additional details about the products and services offered by CURE Auto Insurance:
- Liability coverage: CURE offers bodily injury and property damage liability coverage to help protect you in case you cause an accident that results in injury or property damage to others.
- Collision coverage: This type of coverage helps pay for damage to your car in case of an accident with another vehicle or object, regardless of who is at fault.
- Comprehensive coverage: Comprehensive coverage helps protect your car from non-collision incidents such as theft, vandalism, and weather-related damage.
- Good Driver Program: CURE offers a Good Driver Program that rewards responsible driving behavior with lower premiums.
- Defensive Driver Discount: Drivers who complete a state-approved defensive driving course may be eligible for a discount on their insurance premiums.
- Roadside Assistance: CURE offers optional roadside assistance coverage that provides help with services like towing, jump-starts, and lockouts.
- Mobile App: The CURE mobile app allows customers to manage their policies, make payments, and report claims from their smartphones.
- Glass Repair: CURE partners with a network of glass repair shops to provide quick and affordable glass repairs or replacements.
- Pet Injury Coverage: CURE offers optional coverage for pet injuries sustained in a car accident.
CURE strives to provide its customers with affordable and comprehensive auto insurance options, from basic liability coverage to additional programs and services. Overall, CURE offers a range of products and services to meet the needs of responsible drivers in the states where it operates. But it’s always a good idea to connect with insurance brokers near you to know more about the availability of CURE products and services.
CURE Auto Insurance Ratings and Reviews
Reviews on CURE Auto Insurance by different insurance agencies and rating agencies have generally shown positive ratings and reviews. For instance, J.D. Power’s 2022 U.S. Auto Insurance Study rated CURE as “Better than Most” in the New Jersey region for overall customer satisfaction, policy offerings, and pricing.
The National Association of Insurance Commissioners (NAIC) reported that CURE has a complaint ratio lower than the national median, indicating that the company receives fewer complaints than other insurance providers relative to its size. Additionally, the company does have a higher-than-average complaint score, with an overall NAIC complaint score of 1.31. Customers also seem generally satisfied with CURE, as evidenced by the company’s high rating on various customer review websites.
Some customers have praised the company for its competitive rates and excellent customer service, while others appreciated the Good Driver Program and other discounts CURE offers. Overall, the ratings and reviews suggest that CURE Auto Insurance is a solid choice for drivers in the states where it operates.
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Customers Reviews and Ratings
Thank you CURE Auto Insurance! My mother recommended this service after my uncle and sister had started a policy, and my rate is VERY affordable! Thanks, again!!
Cure might be good for good auto insurance rates, but what good does it do if it cannot serve its customers? They were supposed to give us a refund of a certain amount after cancelling the policy with them. But when we called customer service, they kept us waiting for 4-5 hours.
The level of support from their agents is very commendable and stands out from other insurance companies. Their affordable rates and overall quality of service have satisfied me. Therefore, I have no intention of switching to another provider and will continue to be a loyal customer of CURE.
I was in a car accident where someone hit me and I still have not been assigned a claim’s adjuster.
I signed up with CURE about two years back because I got a great rate. They provide very good service as well. I would recommend them.Source: Google, BBB, Clearsurance
If you’re a responsible driver in New Jersey, Pennsylvania, Maryland, or Michigan looking for affordable auto insurance, CURE may be worth considering. While its coverage options may be more limited than some other providers, its not-for-profit status and commitment to customer service make it a strong contender in the auto insurance market. Before making a decision, it’s always a good idea to compare quotes and read reviews from other customers to ensure that you’re choosing the best insurance provider for your needs.
If you want to explore other insurance companies, you can go through our other insurance reviews, which makes it easy to compare the carriers.
If you are a classic car insurance owner and want insurance for your valuable possession, then you need to look at this.
Frequently Asked Questions
Is CURE Auto Insurance in Michigan?
Yes, CURE Auto Insurance is available in Michigan. CURE specializes in providing no-fault coverage to its customers, a type of car insurance that covers medical expenses, lost wages, and other related expenses if you or your passengers are injured in a car accident. Michigan is one of the three states where CURE operates, along with New Jersey and Pennsylvania.
What type of car insurance does CURE offer?
CURE specializes in providing no-fault coverage to its customers. This type of auto insurance covers medical expenses, lost wages, and other related expenses if you or your passengers are injured in a car accident, regardless of who was at fault. CURE also offers liability coverage, mandatory in most states, and optional coverages such as comprehensive and collision.
Can I get a quote for CURE Auto Insurance online?
Yes, you can get a quote for CURE Auto Insurance online by visiting the company’s website. Simply enter some basic information about yourself and your car, and CURE will provide you with a personalized quote. You can also get a quote over the phone by calling CURE’s customer service hotline.
Is cure auto insurance legit?
Yes, CURE Auto Insurance is a legitimate insurance provider. Established in 1990, CURE Auto Insurance has a long-standing history in the industry. It is recognized as a reputable company offering auto insurance coverage to customers.
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