Auto-Owners Insurance Reviews 2023
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Last Updated: May 18, 2023
Overview
- No of Reviews: Consumer Affairs (133), BBB (63), Clearsurance (563), Total (759)
- No of Ratings: Consumer Affairs (2.4), BBB (1.4), Clearsurance (4.2), Avg Rating (2.7)
- Address: 6101, Lansing, MI 48917-3968 (Headquarter)
- Phone no: +1 800-346-0346 (Home Office)
Are you in the market for insurance coverage and considering Auto-Owners Insurance? Look no further! In this Auto Insurance reviews, we’ll dive into everything you need to know about Auto-Owners Insurance, including its history and associated company, the products and services offered, the areas of service, and ratings from third-party insurance rating agencies and customers. We’ll also provide a conclusion to help you decide whether Auto-Owners Insurance is the right choice for your insurance needs. So, sit back, relax, and let’s explore all that Auto-Owners Insurance has to offer!

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Auto-Owners Insurance Reviews: Everything You Need to Know
Auto-Owners Insurance was founded in 1916 by Vern V. Moulton in Mount Pleasant, Michigan. Originally named Auto-Owners Mutual Insurance Company, the company began as a small group of insurance companies that provided coverage to automobile owners. In 1917, the company relocated to Lansing, Michigan, where it is still headquartered.
Over the years, Auto-Owners Insurance has expanded its product offerings beyond just auto insurance to include home, life, and business insurance. The company also has several subsidiary companies, including Owners Insurance Company, Southern-Owners Insurance Company, Property-Owners Insurance Company, and Home-Owners Insurance Company.
Today, Auto-Owners Insurance is a financially strong company with over $12 billion assets and a policyholder surplus of over $8 billion. The company employs over 6,000 associates and serves more than 3 million policyholders across the country.
Pros and Cons
- Excellent financial strength
- Wide range of coverage
- Multiple discounts and bundling options
- Strong customer service
- Limited availability (Only available in 26 states)
- Lack of online tools
- Customers issues with claim processing
Product and Services
Apart from their insurance solutions, Auto-Owners Insurance also offers various insurance discounts, such as multi-policy discounts and safe driver discounts, to help customers save money on their premiums. One of the unique features of Auto-Owners Insurance is their Claim Satisfaction Guarantee, which promises that they will do everything possible to ensure you are satisfied with your claim experience.
Moreover, Auto-Owners Insurance’s specialized insurance products include:
- Auto insurance options
- Home insurance options
- Life insurance options
- Business insurance options
- Unique features of Auto-Owners Insurance coverage
Areas of Service
Auto-Owners Insurance operates in following 26 states across the country:
- Alabama
- Arizona
- Arkansas
- Colorado
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Michigan
- Minnesota
- Missouri
- Nebraska
- North Carolina
- North Dakota
- Ohio
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Utah
- Virginia
- Wisconsin.
Within these states, Auto-Owners Insurance serves a wide range of communities, from small towns to large cities.
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Auto Owners Insurance Ratings: Overall Customers Review and Complaints
Auto-Owners Insurance has received high ratings from third-party insurance rating agencies such as J.D. Power and AM Best. J.D. Power gave Auto-Owners Insurance a 4 out of 5 for overall customer satisfaction in its 2020 U.S. Auto Insurance Study. AM Best gave Auto-Owners Insurance an A++ (Superior) rating, the highest possible, for financial strength.
Customers also have positive things to say about Auto-Owners Insurance. They praise the company for its excellent customer service, quick claims processing, and competitive prices. On Trustpilot, Auto-Owners Insurance has an average rating of 4.4 out of 5 based on more than 1,300 reviews.
Sample of Customer’s Review
We recently had hail damage to our home. We filed a claim. An adjuster was sent out to evaluate the damage. We were sent a check quickly to offset the cost of a new roof. The whole process was done very easily and quickly.
Communication is very bad, I had concerns and it did not matter to them. My insurance goes up to much every year. No claims, no problems, and they had no explanation
The company provided me with a good insurance coverage which came of good help when my car has a scratch on it
I would like to share my positive experiences with AUTO OWNER’s Insurance Co, specifically, agent Mr. Dylan J, Claims Representative, and Mr. Phillip S. I was involved in an MVA. And more unfortunately, my newer TESLA was deemed a total loss. Insurance claims and the mechanism by which they are processed of course are unknown, scary, and daunting for any claimant from the beginning, Mr. J was available to allay my fears, describe the process. Regardless of the number of times I contacted him, he remained committed, patient and clear.
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Final Verdict
Overall, Auto-Owners Insurance is a strong choice for those needing insurance coverage. They offer a wide range of products and services, serve a broad range of communities, and have received high ratings from third-party insurance rating agencies. Customers also have positive things to say about the company. While no insurance company is perfect, Auto-Owners Insurance is a solid option for those seeking reliable insurance coverage. However, some customers have reported issues with claim processing and customer service. It’s always important to thoroughly research any insurance provider before making a decision.
In summary, if you need an auto, home, life, or business insurance, Auto-Owners Insurance is worth considering. With a long-standing history, a wide range of products and services, and high ratings from third-party insurance rating agencies, Auto-Owners Insurance has proven to be a reputable insurance provider. As always, doing your own research and considering your unique needs before choosing any insurance provider is crucial.
Frequently Asked Questions
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Is Auto-Owners a good insurance company?
Yes, Auto-Owners is widely regarded as a good insurance company by customers and industry experts . The company has a strong reputation for providing reliable and comprehensive insurance coverage to its customers, and it has been in business for over 100 years. -
What is Auto-Owners rating?
Auto-Owners Insurance has an A++ (Superior) rating from the AM Best Company, a well-known independent insurance rating organization. This rating indicates that Auto-Owners has an exceptional ability to meet its financial obligations to its policyholders and is considered a financially stable and secure insurance company.
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Is Auto-Owners legit?
Yes, Auto-Owners is a legitimate insurance company that has been providing coverage since 1916. It offers auto, home, life insurance, and business insurance. Auto-Owners is also financially stable and has received high ratings from major insurance rating agencies such as AM Best and J.D. Power. Additionally, the company has a relatively high customer satisfaction score and affordable rates, making it a trustworthy choice for insurance coverage.
Highlights
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