Amelia Underwriters Insurance Reviews 2023

Last Updated: February 26, 2023

TLTR: This insurance review blog by Agency Height provides detailed information on Amelia Underwriters Insurance. It elaborates on the coverages and products offered by the carrier while also including its reviews and ratings to help you make better insurance choices.

Is Amelia Underwriter Insurance the Best Choice for You?

Amelia Underwriters is a trustworthy and reliable wholesale insurance broker. It acts as a mediator between independent insurance brokers and their clients, assisting them to find coverage for unique or difficult-to-place risks. The company offers specific products and specialized lines of insurance, providing retail brokers ample options to cater to the diverse needs of their clients.

About Amelia Underwriters Insurance 

Amelia Underwriters,  is an independent wholesale brokerage firm specializing in specialized and difficult-to-place risks.

The company’s objective is to make insurance writing easier with its “Virtual Underwriter” technology, which allows independent agents to rate, quote, and bind multiple lines of insurance coverage 24/7. If you prefer a more traditional approach, you can directly visit the office to make submissions.

Amelia Underwriters Insurance Pros and Cons 

• For a wide range of commercial and personal lines products, an online quoting, underwriting, binding, and policy issuing system is available.
• Full offline markets are also available for quotes.
• They have an easy online payment system.

• Not available in all states.
• There is no BBB accreditation or AM Best rating for this company.

Products At Amelia Underwriters Insurance 

Amelia Underwriters provides a wide variety of personal and business insurance options. They provide a range of products, both through the online system and offline market. Their products are as follows:

Products Available Through Online System

Products Available Through Offline System

Highlights of Products

Homeowners Insurance

A homeowners insurance policy typically covers four types of incidents on the insured property: interior damage, external damage, loss or damage to personal items, and injury while on the property. It provides coverage to Seasonal houses, second homes, and residences with LLC, trust, or corporate titles are all eligible. Other features of homeowners insurance are as follows:

• Limits of coverage range from $250,000 to $1,000,000.
• The limitations on personal liability range from $100,000 to $1,000,000.
• This product is written using an “A-XV” carrier.
• Wind capacity in chosen counties, with no distance to the coast restrictions.
• A wide selection of Coverage B, C, and D limitations, as well as deductible options are available.

General Liability Insurance

General liability insurance (GL) protects business owners and their businesses from third party claims which involve property damage and bodily harm or injury. It pays for the cost of litigation, bonds, settlements, and judgments as posted by the courts to the extent of the policy limit.

There are around 500 class codes available in Amelia Underwriters Insurance, with the most common being retail, restaurant, office, and habitational.

• Providing $150 for blanket extra insureds.
• This product is created with a carrier rated “A-XV.”
• Insurance For Artisan Contractors

Artisan insurance is liability insurance that covers your accidental craftmanship damages or faults. . Amelia offers insurance for over 50 types of artisans. The other features of Artisan Contractors Insurance at Amelia Underwriters are:

• Offers A-rated, admitted and non-admitted markets.
• Offers inland marine coverage for some products.
• Provides additional insured coverage and a waiver of subrogation
• Commercial Property & Package

A commercial property and package insurance policy covers several risks, including liability and property risk. Some essential highlights of commercial property & package insurance at Amelia are as follows:

• Special, Broad, and Basic forms for commercial property are offered.
• There are additional replacement costs and actual cash value basis options.
• Combine their General Liability product with Property product and get a great Package policy.
• Special Event Insurance

At Amelia, special event insurance coverage helps safeguard your investment in specific occasions. With minimal premiums starting at $250, they cover a wide range of events, from weddings to concerts.

Other features of special event insurance are as follows:

• General liability limits of $1 million per event and $2 million total.
• Offering insurance periods of up to 60 days for seasonal events.
• This product is written using an “A-XV” carrier.

Reviews and Ratings 

Customer Review and Ratings

Source: Google Reviews, Bird Eye

Conclusion

Agency Height recommends Amelia Underwriting Insurance to people who need coverages for specialty risk or a difficult-to-place home or business.

The company’s online system makes it easier to receive quotes and make payments. Likewise, their professional and experienced staff help you get the right coverage at the right price.

It has an online system for online quotes and making online payments easy.

You may also explore our insurance directory to locate the finest insurance providers to fit your requirements. The list can assist you in choosing companies that meet your specific coverage requirements and connects you with an agent.

Agency Height is a publication and directory that connects insureds to insurance agents. Its mission is to connect insurance seekers with reputable insurance agents. The blog posted here is solely for educational reasons and aims to provide readers with reliable information.