Insurance License Cost By State
Learn How Much It Costs To Get An Insurance License In The U.S.
If you’re just starting out on your path to becoming an insurance agent, you probably have a lot of questions. One common query is, “how much does an insurance license cost?”
Depending on the state in which you apply, you might need to finish a pre-licensing insurance education course. The cost and subject matter of courses can differ. Here we have mentioned the price of the insurance license, exam, and renewal fees in the 5 most sought-after states for an insurance career.
Georgia
Insurance Licensing Cost in Georgia
| License Type | License Cost | Processing Fees |
|---|---|---|
| Life Agent, Accident & Sickness Agent, Life and Accident & Sickness | $100 | $20 |
| Property & Casualty Agent, Personal Lines Agent | $100 | $20 |
| Temporary Agent | $50 | $20 |
| Public Adjuster | $100 | $20 |
| Worker’s Comp Adjuster | $100 | $20 |
| Life and Accident & Sickness Counselor | $100 | $20 |
| P&C Counselor | $100 | $20 |
| Navigator | $50 | $5 |
| Surplus Lines Broker | $600 | $20 |
| Nonresident Agent | $100 | $20 |
| Nonresident Surplus Lines Broker | $600 | $20 |
| Insurance Claims Adjuster | $115 | - |
Examination Cost
It’s crucial to have your legal name, address, Social Security number, and daytime phone number ready before signing up for your exam. The name or school code of the institution where you finished your pre-licensing training is also necessary, if relevant. The examination fee is $63.
Insurance License Renewal
Insurance licenses in Georgia expire every two years. The cost to renew your license is $100 per application.
Texas
Insurance Licensing Cost in Texas
| License Type | License Cost |
|---|---|
| All Lines Insurance Adjuster | $50 |
| General Lines Agent | $50 |
| Personal Lines Property & Casualty Agent | $50 |
| Life Agent | $50 |
| Surplus Lines Agent | $50 |
| Managing General Agent | $50 |
| Limited Lines Agent | $50 |
Examination Cost
For each insurance line you want to carry, you will take a separate exam. If you want to obtain all of these lines of authority—Property, Casualty, Life, Accident, and Health—you must pass two tests because the Life & Health and Property & Casualty lines in Texas are two merged lines. Every exam attempt costs $43 in total (one exam per combined lines of authority) in Texas.
Insurance License Renewal
Insurance licenses in Texas expire every two years. Texas charges $75 for every application for the renewal of your insurance license.
Military members, veterans, and spouses: Do you have an insurance license in another state? TDI will waive the fee for a non-resident license in Texas. Just provide a military ID when you apply. Thank you for your service! #TexasVeterans https://t.co/Nb7qnc9DhO pic.twitter.com/iDhIqanYxG
— Texas Department of Insurance (@TexasTDI) November 3, 2021
Florida
Insurance Licensing Cost in Florida
| License Type | Application Cost | License ID Cost |
|---|---|---|
| All Lines Insurance Adjuster | $50 | $5 |
| Public Adjuster | $50 | $5 |
| Personal Lines Property & Casualty Agent | $50 | $5 |
| Life Agent | $50 | $5 |
| Managing General Agent | $50 | $5 |
| Limited Lines Agent | $50 | $5 |
Examination Cost
The Department will give you instructions on how to schedule your exam after approving your application. Upon scheduling, a $44 examination fee is required. In Florida, life, accident, and health insurance is combined with property and casualty insurance. As a result, you would have to take the exam that suits the insurance lines you intend to carry.
Insurance License Renewal
Florida grants permanent, lifetime insurance licenses. Each two-year renewal period, the State of Florida mandates that license holders who are residents complete twenty-four (24) credit hours of continuing education. After completing the necessary CE hours, your license can be renewed without paying a fee or submitting any documentation.
California
Insurance Licensing Cost in California
| License Type | License Cost |
|---|---|
| Accident and Health Agent (AH) | $188 |
| Casualty Broker-Agent | $188 |
| Insurance Adjuster (AJ) | $311 |
| Personal Lines Broker-Agent (PL) | $188 |
| Property and Casualty Broker-Agent – Property Broker-Agent (PR) and Casualty Broker-Agent (CA) | $188 |
| Public Insurance Adjuster | $264 |
| Life-Only Agent (LO) | $188 |
Examination Cost
After finishing all of your pre-licensure education, the insurance exam is the next step. For each insurance line you want to carry, you will take a separate exam. You would only take two tests overall because the Life, Accident & Health, and Property & Casualty (P&C) lines are merged into one test apiece. The cost for each exam attempt is $55, while the cost for a public insurance adjuster is $68.
Insurance License Renewal
Insurance licenses in California lapse every two years. The state doesn’t require you to take a new exam. However, you might take a quick knowledge test, depending on how your continuing education is structured. It will make sure that you comprehend key insurance principles, rules, and regulations. The cost to renew your California insurance license is $188 per line.
Tennessee
Insurance Licensing Cost in Tennessee
| License Type | License Cost |
|---|---|
| Insurance Producer | $50 |
| Public Adjuster | $100 |
| Surplus Line Agent | $120 |
Frequently Asked Question
-
Is it mandatory to submit fingerprint impressions in California?
When applying for a non-resident license in California, you are not needed to provide fingerprints if you currently have a valid resident license issued by one of the following states:
Alaska, Idaho, Ohio, Texas, Arizona, Louisiana, Oregon, Utah, Delaware, Montana, Pennsylvania, Washington, New Jersey, South Carolina, Tennessee, Florida, Nevada, and Georgia. -
What does obtaining an insurance license in Pennsylvania typically cost?
Pennsylvania charges $53 for the insurance license exam, $23.85 for fingerprinting, $55 for an online application, and $25 for any revisions.
-
Can I renew my insurance license for free after it expires?
To reinstate a license that has expired, a relicensing application must be submitted. The majority of states charge a nominal fee for late and regular renewal of licenses.
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