Insurance License Cost By State

Learn How Much It Costs To Get An Insurance License In The U.S.  

If you’re just starting out on your path to becoming an insurance agent, you probably have a lot of questions. One common query is, “how much does an insurance license cost?”

Depending on the state in which you apply, you might need to finish a pre-licensing insurance education course. The cost and subject matter of courses can differ. Here we have mentioned the price of the insurance license, exam, and renewal fees in the 5 most sought-after states for an insurance career.

In This Page

Georgia 

Insurance Licensing Cost in Georgia

License Type

License Cost

Processing Fees

Life Agent 

Accident & Sickness Agent 

Life and Accident & Sickness 

$100  $20 

Property & Casualty Agent 

Personal Lines Agent 

$100 

 

$20 

 

Temporary Agent  $50  $20 
Public Adjuster  $100  $20 
Worker’s Comp Adjuster  $100 

$20 

 

Life and Accident & Sickness Counselor  $100 

$20 

 

P&C Counselor  $100 

$20 

 

Navigator  $50  $5 
Surplus Lines Broker  $600  $20 
Nonresident Agent  $100 

$20 

 

Nonresident Surplus Lines Broker  $600  $20 
Insurance Claims Adjuster  $115   

Examination Cost 

It’s crucial to have your legal name, address, Social Security number, and daytime phone number ready before signing up for your exam. The name or school code of the institution where you finished your pre-licensing training is also necessary, if relevant. The examination fee is $63.

Insurance License Renewal 

Insurance licenses in Georgia expire every two years. The cost to renew your license is $100 per application.

Texas

Insurance Licensing Cost in Texas

License Type

License Cost

All Lines Insurance Adjuster  $50 
General Lines Agent  $50 
Personal Lines Property & Casualty Agent  $50 
Life Agent  $50 
Surplus Lines Agent  $50 
Managing General Agent  $50 
Limited Lines Agent  $50 

Examination Cost 

For each insurance line you want to carry, you will take a separate exam. If you want to obtain all of these lines of authority—Property, Casualty, Life, Accident, and Health—you must pass two tests because the Life & Health and Property & Casualty lines in Texas are two merged lines. Every exam attempt costs $43 in total (one exam per combined lines of authority) in Texas.  

Insurance License Renewal 

Insurance licenses in Texas expire every two years. Texas charges $75 for every application for the renewal of your insurance license. 

Florida

Insurance Licensing Cost in Florida

License Type

Application Cost

License ID Cost

All Lines Insurance Adjuster  $50  $5
Public Adjuster $50  $5
Personal Lines Property & Casualty Agent  $50  $5
Life Agent  $50  $5
Managing General Agent  $50  $5
Limited Lines Agent  $50  $5

Examination Cost 

The Department will give you instructions on how to schedule your exam after approving your application. Upon scheduling, a $44 examination fee is required. In Florida, life, accident, and health insurance is combined with property and casualty insurance. As a result, you would have to take the exam that suits the insurance lines you intend to carry. 

Insurance License Renewal 

Florida grants permanent, lifetime insurance licenses. Each two-year renewal period, the State of Florida mandates that license holders who are residents complete twenty-four (24) credit hours of continuing education. After completing the necessary CE hours, your license can be renewed without paying a fee or submitting any documentation. 

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California

Insurance Licensing Cost in California

License Type

License Cost

Accident and Health Agent (AH)  $188 
Casualty Broker-Agent  $188 
Insurance Adjuster (AJ)  $311 
Public Adjuster   
Personal Lines Broker-Agent (PL)  $188 
Property and Casualty Broker-Agent – Property Broker-Agent (PR) and Casualty Broker-Agent (CA)  $188 
Public Insurance Adjuster  $264 
Life-Only Agent (LO)  $188 

 

Examination Cost 

After finishing all of your pre-licensure education, the insurance exam is the next step. For each insurance line you want to carry, you will take a separate exam. You would only take two tests overall because the Life, Accident & Health, and Property & Casualty (P&C) lines are merged into one test apiece. The cost for each exam attempt is $55, while the cost for a public insurance adjuster is $68. 

Insurance License Renewal 

Insurance licenses in California lapse every two years. The state doesn’t require you to take a new exam. However, you might take a quick knowledge test, depending on how your continuing education is structured. It will make sure that you comprehend key insurance principles, rules, and regulations. The cost to renew your California insurance license is $188 per line.

insurance license cost in california

Tennessee

Insurance Licensing Cost in Tennessee

License Type

License Cost

Insurance Producer  $50 
Public Adjuster  $100 
Surplus Line Agent  $120 

Examination Cost 

The insurance test is the next step after finishing all of your pre-license coursework or independent study. You will take a separate exam for each insurance line you want to carry. 

Tennessee offers “back-to-back” exams for Property and Casualty, as well as Life and Health lines, despite the fact that each line has its own exam. The cost of taking the “back-to-back” tests is $59 for each attempt and the cost of getting fingerprints taken is $42. 

Insurance License Renewal 

Insurance licenses in Tennessee expire every two years, and renewing your license costs $60 for each application.

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Frequently Asked Questions

Is it mandatory to submit fingerprint impressions in California?

When applying for a non-resident license in California, you are not needed to provide fingerprints if you currently have a valid resident license issued by one of the following states:
Alaska, Idaho, Ohio, Texas, Arizona, Louisiana, Oregon, Utah, Delaware, Montana, Pennsylvania, Washington, New Jersey, South Carolina, Tennessee, Florida, Nevada, and Georgia.

What does obtaining an insurance license in Pennsylvania typically cost?

Pennsylvania charges $53 for the insurance license exam, $23.85 for fingerprinting, $55 for an online application, and $25 for any revisions.

Can I renew my insurance license for free after it expires?

To reinstate a license that has expired, a relicensing application must be submitted. The majority of states charge a nominal fee for late and regular renewal of licenses.

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