Can I Drive My New Car Without Car Insurance?
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What Are Some Other Possible Consequences in Most States of Driving Without Insurance?
- A hefty fine
- License and registration suspension
- Seizing of your vehicle
Uninsured Person Driving an Insured Person’s Vehicle
When borrowing someone else’s car you should consider, first, whether they have insurance, and second, whether their insurance covers the driver.
You should also look into your particular state’s laws. The nature of the accident you are involved in can determine whether you’re liable to pay for the damages.
Be aware that using your vehicle for commercial or business purposes requires commercial auto insurance. Similarly, if you’re thinking of driving for ride-sharing services, you’ll need rideshare insurance.
Insurance for Low-Income Drivers
Speak with an agent to find the best possible coverage with minimal cost if you’re struggling with finances. In some cases, your state may cover your liabilities and personal injuries. If you qualify to pay through assistance programs, you can save significantly on insurance. You should also check if your state requires any additional type of coverage for your car. One way to find out is by going through Bankrate‘s list of the types of car insurance coverage that exist.
Insurance for Undocumented Immigrants
As an undocumented immigrant, it’s impossible to obtain a valid driver’s license in the United States. However, there is auto insurance coverage that primarily caters to undocumented people.
You can also Google programs that grant you a driver’s license without having to show your citizenship status. Driving without insurance if you’re an undocumented immigrant can result in deportation.
Psychological Effects of Driving Without Insurance
If you’ve ever considered driving without insurance, know that the accident statistics are not favorable. A study by Taylor & Francis Online found that insured drivers have a 34% higher risk of getting into an accident.
If you currently own a car without any insurance coverage, begin by obtaining personal car insurance.
The Insurance Information Institute (III) explains the minimum requirements for each state to obtain car insurance.
Driving without insurance is not a felony. However, if you are a repeat offender, it might result in jail time. Either way, the consequences are severe. If you find yourself not being able to afford coverage, shop for insurance coverages that best fits your budget.
If you are a parent of a teen driver, consider options to include your child in your coverage plan.
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Reach out to your local insurance agent to obtain car insurance at the best price.
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