Amelia Underwriters Insurance Reviews 2022 

Do They Fulfill Your Insurance Requirements? | ⭐⭐⭐

TLTR: This insurance review blog by Agency Height provides detailed information on Amelia Underwriters Insurance. It elaborates on the coverages and products offered by the carrier while also including its reviews and ratings to help you make better insurance choices.  

Is Amelia Underwriter Insurance the Best Choice for You?

Amelia Underwriters is a trustworthy and reliable wholesale insurance broker. It acts as a mediator between independent insurance brokers and their clients, assisting them to find coverage for unique or difficult-to-place risks. The company offers specific products and specialized lines of insurance, providing retail brokers ample options to cater to the diverse needs of their clients.  

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About Amelia Underwriters Insurance 

Amelia Underwriters,  is an independent wholesale brokerage firm specializing in specialized and difficult-to-place risks.   

The company’s objective is to make insurance writing easier with its “Virtual Underwriter” technology, which allows independent agents to rate, quote, and bind multiple lines of insurance coverage 24/7. If you prefer a more traditional approach, you can directly visit the office to make submissions. 

Amelia Underwriters Insurance Infographics

Amelia Underwriters Insurance Pros and Cons  

 

Pros 

Cons 

  • For a wide range of commercial and personal lines products, an online quoting, underwriting, binding, and policy issuing system is available. 
  • Full offline markets are also available for quotes. 
  • They have an easy online payment system. 
  • Not available in all states.    
  • There is no BBB accreditation or AM Best rating for this company. 

 
 

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Products At Amelia Underwriters Insurance 

Amelia Underwriters provides a wide variety of personal and business insurance options. They provide a range of products, both through the online system and offline market. Their products are as follows: 

Products Available Through Online System 
Artisan  Commercial Property & Package 
Homeowners & Dwelling Fire  Private Flood 
Canine Liability  Auto Physical Damage/ Motor Truck Cargo 
Vacant Property Insurance  Commercial General Liability
Products Available Through Offline System 
Artisan Contractors  General Contractors  Special Events 
Commercial Umbrella   Owners Contractors Policy  Warehouseman’s Legal Liability 
Commercial Property & Package  Auto Physical Damage/ Motor Truck Cargo  Excess Motor Truck Cargo 
Commercial General Liability   Garage/Garage keepers Insurance  Contingent Liability, Event Cancellation, Prize Indemnification 
Museum Collections    Workers Compensation  Professional Liability, E/O, D/O 
Wind Deductible    Buy-Back Jewelry, Fine Arts, Furs, Collections Insurance   Cyber Insurance 

Highlights of Products  

Homeowners Insurance 

A homeowners insurance policy typically covers four types of incidents on the insured property: interior damage, external damage, loss or damage to personal items, and injury while on the property. It provides coverage to Seasonal houses, second homes, and residences with LLC, trust, or corporate titles are all eligible. Other features of homeowners insurance are as follows: 

  • Limits of coverage range from $250,000 to $1,000,000.  
  • The limitations on personal liability range from $100,000 to $1,000,000. 
  • This product is written using an “A-XV” carrier. 
  • Wind capacity in chosen counties, with no distance to the coast restrictions. 
  • A wide selection of Coverage B, C, and D limitations, as well as deductible options are available. 

General Liability Insurance 

General liability insurance (GL) protects business owners and their businesses from third party claims which involve property damage and bodily harm or injury. It pays for the cost of litigation, bonds, settlements, and judgments as posted by the courts to the extent of the policy limit.   

There are around 500 class codes available in Amelia Underwriters Insurance, with the most common being retail, restaurant, office, and habitational.  

  • Providing $150 for blanket extra insureds. 
  • This product is created with a carrier rated “A-XV.” 

Insurance For Artisan Contractors 

Artisan insurance is liability insurance that covers your accidental craftmanship damages or faults. . Amelia offers insurance for over 50 types of artisans. The other features of Artisan Contractors Insurance at Amelia Underwriters are: 

  • Offers A-rated, admitted and non-admitted markets. 
  • Offers inland marine coverage for some products. 
  • Provides additional insured coverage and a waiver of subrogation 

Commercial Property & Package  

A commercial property and package insurance policy covers several risks, including liability and property risk. Some essential highlights of commercial property & package insurance at Amelia are as follows:   

  • Special, Broad, and Basic forms for commercial property are offered. 
  • There are additional replacement costs and actual cash value basis options. 
  • Combine their General Liability product with Property product and get a great Package policy. 

Special Event Insurance 

At Amelia, special event insurance coverage helps safeguard your investment in specific occasions. With minimal premiums starting at $250, they cover a wide range of events, from weddings to concerts. 

Other features of special event insurance are as follows: 

  • General liability limits of $1 million per event and $2 million total. 
  • Offering insurance periods of up to 60 days for seasonal events. 
  • This product is written using an “A-XV” carrier. 

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Reviews and Ratings 

Rating Agency  Rating 
AM Best Financial Strength Rating  A (excellent) 

 

Customer Review and Ratings 

Review  Rating 
They managed all of my insurance requirements. They helped me handle my queries or need to make an adjustment. We also obtained the most competitive pricing. They provided insights that aren’t available online or through corporate agents, and they’ve been quite helpful. 

⭐⭐⭐⭐⭐ 

 

Excellent customer service. 

⭐⭐⭐⭐⭐ 

 

It was easy to get my home insurance in place with Amelia. 

⭐⭐⭐ 

 

Great one-stop insurance shopping, with many insurance lines accessible to choose the best coverage for your requirements.  ⭐⭐⭐⭐ 

Source: Google Reviews, Bird Eye

Conclusion

Our Rating: ⭐⭐⭐ 

Agency Height recommends Amelia Underwriting Insurance to people who need coverages for specialty risk or a difficult-to-place home or business. 

The company’s online system makes it easier to receive quotes and make payments. Likewise, their professional and experienced staff help you get the right coverage at the right price. 

 It has an online system for online quotes and making online payments easy.   

You may also explore our insurance directory to locate the finest insurance providers to fit your requirements. The list can assist you in choosing companies that meet your specific coverage requirements and connects you with an agent. 

Frequently Asked Questions

What is Amelia Underwriters’ customer service availability?

Customer assistance is available by phone, fax, or email at Amelia Underwriters. Contacting your independent insurance agent is the best way to get the most customer service. 

Is Amelia Underwriters a good insurance company?

Amelia Underwriters provides expertise in specific products and specialized lines of insurance, allowing retail brokers to provide the best coverage and service to even the most unique clients. 

Does Amelia Underwriters have good business insurance?

Amelia Underwriters provides a wide range of commercial insurance solutions for specialized sectors and difficult-to-place risks. 

Does Amelia Underwriters create a user-friendly experience for customers?

The company’s website is simple to use and provides a lot of information about insurance products and specific programs. It also has a Virtual Underwriter service, which allows retail brokers to rate, quote, and bind certain types of coverage 24 hours a day, 7 days a week. 

Connect With The Best Insurance Agents Near You

Contact a local agent online to help you with your insurance needs.

Agency Height is a publication and directory that connects insureds to insurance agents. Its mission is to connect insurance seekers with reputable insurance agents. The blog posted here is solely for educational reasons and aims to provide readers with reliable information. 

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